Best Accredited Debt Relief Apps

200+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated April 2026

Looking for free accredited debt relief apps? 20 of our 200+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Accredited Debt Relief

Upstart: Personal Loans + More#1

Upstart: Personal Loans + More by Upstart Network, Inc.

Helping you borrow, better.
Editor's Choice
💰 Finance
4.9😞(33K ratings)
Free
#95in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5

An app that helps you manage personal loans efficiently: make payments, check loan status, set up recurring payments, access FAQs, contact support, and more. Existing customers can log in, while new loan applications can be made on the website. Borrow money with competitive rates, no prepayment fees, and flexible terms.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
Americor#2

Americor by Americor Funding, Inc

Strong Contender
💰 Finance
4.6😞(1.2K ratings)
Free
Americor screenshot 1
Americor screenshot 2
Americor screenshot 3
Americor screenshot 4
Americor screenshot 5
Americor screenshot 6

Manage your accounts effortlessly with our app, allowing you to view payments, settlement progress, offers, and receive important notifications. Simplify managing debt and consolidate loans with our innovative finance technology platform.

What We Love

  • 🙌 Changed my life
  • 💰 Saved money
  • 👍 Great company

Room to Improve

  • 💸 Expensive fees
  • 🤯 Stressful experience
  • 🚨 Untrustworthy

More Accredited Debt Relief apps to explore

4
Freedom Debt Relief
Freedom Debt Relief
Freedom Debt Relief
Client Dashboard
Free

Track your debt relief plan with ease using our client dashboard app. Get instant notifications on settlement offers, view detailed financial information, and stay updated on your progress. Download now to start your journey towards financial freedom.

💰 Finance
(16K)
5
Debt Master Payoff Planner
Debt Master Payoff Planner
Debt Master Payoff Planner
Debt Payoff Planner & Tracker
Free
💰 Finance
(1)
6
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

"Revitalize your credit score with our comprehensive credit repair services. Our application helps you repair your credit and improve your score through personalized guidance and expert advice. Take control of your financial future today!"

💰 Finance
(109K)
7
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Loan Tracker and Planner
Free

"Navigate your journey to financial freedom with Debt Free Box: Snowball Payoff, an easy-to-use app for managing and paying off debts. Simply set up your payoff plan and enjoy features like the snowball method, fast forward option, and detailed payment schedule. Take control of your debts and install the app now for free!"

💰 Finance
(2.3K)
8
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Track Debt, Pay It Down Faster
Free

Automate debt payoff with an app that rounds up your spare change to help you pay off credit cards, loans, and more. Save money effortlessly and accelerate your journey to a debt-free life with Stash My Cash. Join the Payoff Debt Revolution and start saving thousands today!

💰 Finance
(5.2K)
9
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

💰 Finance
(72K)
10
Relief: Get out of debt
Relief: Get out of debt
Relief: Get out of debt
Reduce your credit card debt
Free

Reduce overdue debt with ease using our innovative application, designed to help you manage and alleviate financial burdens. Take control of your debt today!

💰 Finance
(1.2K)
11
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Control your finances with ease using an innovative debt payoff planner app. Effortlessly manage and track your debts, set personalized repayment goals, and stay on top of your financial well-being. Take charge of your financial future today!

💰 Finance
(6.7K)
12
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Loan Money Build Credit Budget
Free

This finance app called Clerkie helps you manage and pay off debt efficiently, while also offering personalized loans, credit card recommendations, credit score monitoring, and budgeting tools. It provides bank-level security and features like debt negotiation, budget tracking, subscription management, and loan options to improve credit scores. Join now to take control of your finances!

💰 Finance
(2.8K)
13
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
With Debt Snowball Method
Free
$0.99 | 100% OFF

A comprehensive debt management app utilizing the Debt Snowball method, featuring various tools like quick debt summaries, progress bars, payment due date reminders, and multiple payoff strategies. Users can track multiple debts, analyze repayment scenarios, and sync data across devices. Embark on your journey to financial freedom with Debt Free - Pay Off your Debt app!

💰 Finance
(945)
14
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Simplify debt management and track credit card payoff progress with a user-friendly application designed to streamline financial tracking and goal achievement. Take control of your finances today.

💰 Finance
(3K)
15
Debt Relief Karma
Debt Relief Karma
Debt Relief Karma
Manage your debt in one place.
Free

Take control of your debt with a powerful tool that analyzes your financial situation and connects you with personalized debt relief options. Get instant analysis, customized recommendations, and expert advice to reduce your debt by up to 50% and become debt-free in as little as 24-48 months.

💰 Finance
(4)
16
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Debt Relief & budget app
Free

Track and manage your debts effectively with this user-friendly app. Stay on top of your financial goals and progress towards becoming debt-free. Download now to take control of your finances!

💰 Finance
(809)
17
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Spring into a world of smart money habits with free credit score updates, personalized saving insights, easy loan and credit card shopping, and more with this application. Unlock your credit score potential, get personalized recommendations, shop for loans and credit cards, and stay protected with instant credit monitoring alerts.

💰 Finance
(38K)
18
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

A debt payoff app that uses the snowball method to help users tackle their debts strategically. Start managing your debts effectively today with this intuitive planner.

💰 Finance
(1K)
19
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Automate Payoff & Track Debt
Free

An innovative financial app that helps users pay off debts while making everyday purchases. Easily manage and track your payments in real-time. Take control of your finances with Ditch!

💰 Finance
(967)
20
National Debt - USA & World
National Debt - USA & World
National Debt - USA & World
US Debt Clock + 180 Countries!
Free

Track and visualize the national debt of the United States in real-time, gain insights through interactive charts, graphs, and historical data. Stay informed about the country's financial landscape and explore trends effortlessly.

💰 Finance
(1.6K)