Best Accrue 401 Apps

198+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

The best accrue 401 apps on iPhone average 4.7★ across 198+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.

Compare top Accrue 401 Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1GuidelineGuidelineFree4.9★ (1.9K)NoNoSep 2026
2Rippling - HR, IT & FinanceRippling - HR, IT & FinanceFree4.7★ (15K)NoNoSep 2026
3NetBenefitsNetBenefitsFree4.6★ (29K)NoNoSep 2026
4Wealthfront: Save and InvestWealthfront: Save and InvestFree4.8★ (17K)NoNoSep 2026
5Empower ®Empower ®Free4.8★ (404K)NoNoSep 2026
6Principal®Principal®Free4.8★ (235K)NoNoSep 2026
7Capital Group PlanPremier401kCapital Group PlanPremier401kFree4.8★ (11K)NoNoSep 2026
8401GO401GOFree4.8★ (16)NoNoJun 2026

Top Picks for Accrue 401

Guideline#1

Guideline by Gusto, inc.

Access your 401(k) anytime
Editor's Choice
💰 Finance
4.9😞(1.9K ratings)
Free
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Easily set up and manage your 401(k) retirement account directly from your phone. Track progress, adjust contributions, and consolidate savings from other accounts. Invest with confidence through guided portfolio selection and automatic rebalancing.

What We Love

  • 👍 Simple and easy to use UI
  • 💡 Streamlined app experience
  • 🚀 Excellent app performance

Room to Improve

  • 🐛 Login and authentication issues
  • 🔋 Frequent app crashes and freezes
  • 💰 Increasing account fees
  • 🚫 Lack of dark mode support
Rippling - HR, IT & Finance#2

Rippling - HR, IT & Finance by People Center, Inc.

Benefits, Expenses, PTO & More
Strong Contender
💼 Business
4.7😞(15K ratings)
Free
#87in Business
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Manage your employee benefits, time off, expenses, and paystubs directly from your mobile device. This platform centralizes workforce data, automating tasks and providing insights for efficient business operations.

What We Love

  • 👍 User-friendly interface
  • 🚀 Streamlined onboarding process
  • 💡 Centralized HR and payroll management
  • 🚀 Convenient mobile access

Room to Improve

  • 🐛 Frequent crashes and freezes
  • 🐛 Unreliable login and authentication
  • 🐛 Buggy time tracking and shift management
  • 🐛 Lack of feature parity between app and web
  • 🔍 Poor customer support and responsiveness
NetBenefits#3

NetBenefits by Fidelity Investments

Fidelity workplace benefits
Worth Considering
💰 Finance
4.6😞(29K ratings)
Free
#50in Finance
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Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 🔒 Secure document upload
  • 💡 Helpful retirement planning tools

Room to Improve

  • 🐛 Buggy and glitchy
  • 🕸️ Feels like a mobile website, not a true app
  • 🤔 Confusing navigation and user experience
  • ⏱️ Slow performance and long load times

More Accrue 401 apps to explore

FAQ about Accrue 401

What are the best accrue 401 apps for iPhone?
Guideline tops our accrue 401 apps ranking as of July 2026, with a 4.9-star average from 1.9K App Store ratings, and it's free to download.
Yes — 20 of the top accrue 401 apps we rank are free to download, including Guideline and Rippling - HR, IT & Finance.
Guideline has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 198+ accrue 401 apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows users to easily set up and manage their 401(k) retirement accounts directly from their mobile devices. It provides tools to track progress, adjust contribution amounts, and consolidate savings from other retirement accounts into one place.
You can invest by taking a questionnaire that helps determine the right portfolio for you. The app also offers automatic rebalancing of your portfolio to help you stay on track with your retirement goals.