Best Akulaku Paylater Apps & Games

212+ iOS apps & games curated and reviewed

4.5 avg rating
20 free apps & games
Updated May 2026

Looking for free akulaku paylater apps and games? 20 of our 212+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Akulaku Paylater

Akulaku-Installment Shopping#1

Akulaku-Installment Shopping by AKULAKU SILVRR INDONESIA, PT

Credit Installment Online Shop
Editor's Choice
🛍️ Shopping
3.9(104 ratings)
Free
Akulaku-Installment Shopping screenshot 1
Akulaku-Installment Shopping screenshot 2
Akulaku-Installment Shopping screenshot 3
Akulaku-Installment Shopping screenshot 4

This app offers a marketplace with various services to support daily needs, including buy now pay later options and installment plans without a credit card. Users can purchase a wide range of products and services, from electronics to travel tickets, and even access cash loans.

DANA Dompet Digital Indonesia#2

DANA Dompet Digital Indonesia by ESPAY DEBIT INDONESIA KOE, PT

Easy Topup, Send Money, QRIS
Strong Contender
💰 Finance
4.8😞(6.1K ratings)
Free
DANA Dompet Digital Indonesia screenshot 1
DANA Dompet Digital Indonesia screenshot 2
DANA Dompet Digital Indonesia screenshot 3
DANA Dompet Digital Indonesia screenshot 4
DANA Dompet Digital Indonesia screenshot 5
DANA Dompet Digital Indonesia screenshot 6

This app facilitates cashless and card-less transactions, allowing users to scan QRIS codes, send money to various bank accounts, and top up e-wallet balances. It also supports saving bank cards for seamless payments and managing mobile recharges and bill payments securely.

What We Love

  • 💰 Affordable and great value
  • 🚀 Fast and simple transactions
  • 🤑 Lots of discounts and promotions
  • 👍 Easy to use and convenient

Room to Improve

  • 🐛 Buggy and unreliable app performance
  • 🤖 Poor customer service and unresponsive support
  • 🔒 Security and verification issues

More Akulaku Paylater apps to explore

4
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
Transfer, Pulsa, Payment, QRIS
Free

This app facilitates easy money transfers, bill payments, and online transactions. Users can top up mobile credit, pay for services like electricity and streaming, and make purchases on various e-commerce platforms. It also offers features for gaming top-ups, savings, and loans.

Free bank transfers up to 100x/monthTop-ups for digital wallets and mobile creditPay bills and services (PLN, PDAM, BPJS)
💰 Finance
(552)
free with in-app purchases
5
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
6
AsetKu - Digital Lending
AsetKu - Digital Lending
AsetKu - Digital Lending
Licensed and supervised by OJK
Free

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

Collateral-free loansFlexible loan amounts (Rp 150,000 - Rp 15,000,000)Repayment terms (91-365 days)
💰 Finance
(17)
free
7
Gojek
Gojek
Gojek
One app for every need
Free

This app offers a wide range of services including transportation, food and grocery delivery, logistics, and bill payments. It aims to empower local communities and improve livelihoods by connecting users with a vast network of drivers, merchants, and service providers.

Online transportation (GoRide, GoCar)Food delivery (GoFood)Grocery and shopping delivery (GoMart, GoShop)
✈️ Travel
(7.9K)
free with in-app purchases
8
urpay
urpay
urpay
by GLOBAL FINANCIAL DIGITAL SOLUTIONS COMPANY
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
💰 Finance
(11K)
free with in-app purchases
9
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
💰 Finance
(78K)
free
10
Jenius
Jenius
Jenius
by PT. Bank SMBC Indonesia Tbk
Free

Manage your finances and daily life with a single app. Access transactions, savings, credit, and investments all in one place. Enjoy features like virtual cards, rewards, and multi-currency support for seamless global transactions.

All-in-one financial managementVisa debit and credit cardsVirtual cards for online purchases
💰 Finance
(124)
subscription
11
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
12
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.2M)
free with in-app purchases
13
Touch ‘n Go eWallet
Touch ‘n Go eWallet
Touch ‘n Go eWallet
It’s the way to GO
Free

Manage your finances, pay bills, invest, and travel with a secure digital wallet. Access a wide range of financial services, rewards, and lifestyle perks all in one place.

Secure digital walletBill payments and reloadsInvestments and savings
💰 Finance
(4.3K)
free with in-app purchases
14
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions
💰 Finance
(261)
free
15
myFlexPay (powered by Stream)
myFlexPay (powered by Stream)
myFlexPay (powered by Stream)
Take control of your finances
Free

Access your earned wages instantly, avoiding traditional payday waits. This app helps you save, budget, and manage your money with smart tools and personalized guidance. It partners with employers to provide flexible pay options and financial well-being.

Access earned wages anytimeReal-time earnings trackingHigh-interest savings accounts
💰 Finance
(6.9K)
free with in-app purchases
16
payme - переводы и платежи
payme - переводы и платежи
payme - переводы и платежи
Оплата услуг, интернета и ЖКХ
Free

This app simplifies your financial life by allowing you to pay bills, transfer money, and manage expenses all in one place. Enjoy commission-free payments, earn bonuses, and even pay in stores using QR codes. Track your spending with detailed analytics and access exclusive features with a subscription.

Pay bills and fines without commissionCard-to-card money transfersEarn bonuses and cashback
💰 Finance
(8.3K)
freemium
17
Hala - Payments Redefined
Hala - Payments Redefined
Hala - Payments Redefined
by HalalaH Company
Free

This app allows users to make quick payments to stores and transfer money to other contacts. It simplifies transactions, eliminating the need for cash and offering a seamless shopping experience through code scanning.

One-click payments to storesTransfer money to contactsScan to pay
💰 Finance
(1.8K)
free
18
Click SuperApp
Click SuperApp
Click SuperApp
Оплаты и переводы UZCARD HUMO
Free

Manage your finances with a comprehensive mobile application. Easily transfer funds between cards, pay bills, and access a virtual wallet. Enjoy convenient payment options like QR codes and NFC, with features for scheduled payments and loan repayment.

Card-to-Card TransfersClick WalletWidgets for quick payments
💰 Finance
(2.5K)
freemium
19
Paycell - Digital Wallet
Paycell - Digital Wallet
Paycell - Digital Wallet
by TURKTELL BILISIM SERVISLERI A S
Free

A digital wallet for secure transactions, including shopping, money transfers, bill payments, and QR code purchases. Earn points on spending, access instant cash solutions with a ready limit, and enjoy special financial perks.

Secure digital walletMoney transfers (IBAN/phone)Bill payments
💰 Finance
(834)
free
20
Batak Online
Batak Online
Batak Online
Best spades games
Free

Experience the popular card game with enhanced AI opponents and high-quality graphics. Play various modes, including bidding and partnership, with or without an internet connection. Challenge thousands of players online or practice offline against intelligent AI.

Multiple game modes (İhaleli, Eşli, Koz Maça, Gömmeli)Play online or offlineAdvanced AI opponents
🎮 Games
(3.8K)
free