Best Apcu Credit Union Apps

246+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated July 2026

Southern Energy Credit Union is the household name in apcu credit union, but it's far from the only option. We track 246+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Apcu Credit Union Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Southern Energy Credit UnionSouthern Energy Credit UnionFree4.8★ (4.3K)YesNoAug 2026
2Associated Credit UnionAssociated Credit UnionFree4.8★ (8.8K)YesNoAug 2026
3Navy Federal Credit UnionNavy Federal Credit UnionFree4.9★ (815K)NoNoAug 2026
4America First Credit UnionAmerica First Credit UnionFree4.8★ (68K)NoNoAug 2026
5Georgia's Own Credit UnionGeorgia's Own Credit UnionFree4.8★ (53K)NoNoAug 2026
6U. S. Postal Service FCUU. S. Postal Service FCUFree4.8★ (1K)NoNoJul 2026
7United Federal Credit UnionUnited Federal Credit UnionFree4.5★ (6.7K)YesNoAug 2026
8Eastman Credit UnionEastman Credit UnionFree4.9★ (33K)YesNoAug 2026

Top Picks for Apcu Credit Union

Southern Energy Credit Union#1

Southern Energy Credit Union by APCO Employees Credit Union

Southern Energy Credit Union
Editor's Choice
💰 Finance
4.8😞(4.3K ratings)
FreeAds
Southern Energy Credit Union screenshot 1
Southern Energy Credit Union screenshot 2
Southern Energy Credit Union screenshot 3
Southern Energy Credit Union screenshot 4
Southern Energy Credit Union screenshot 5
Southern Energy Credit Union screenshot 6

Manage your credit union accounts conveniently and securely on the go. This app allows you to check balances, make deposits, apply for loans, transfer funds, and locate branches or ATMs. It also offers a quick balance check feature without needing to log in.

What We Love

  • 💡 Useful mobile app
  • 🚀 Fast and effective deposits
  • 👍 Easy to use
  • 🔒 Secure access to account information

Room to Improve

  • 🐛 Crashes and bugs
  • 👎 Inconsistent biometrics usage
  • 👎 Lack of key features (e.g., bill pay, credit card access)
Associated Credit Union#2

Associated Credit Union by Associated Credit Union

Strong Contender
💰 Finance
4.8😐(8.8K ratings)
FreeAds
Associated Credit Union screenshot 1
Associated Credit Union screenshot 2
Associated Credit Union screenshot 3
Associated Credit Union screenshot 4
Associated Credit Union screenshot 5
Associated Credit Union screenshot 6

Manage your finances on the go with this mobile banking app. View balances, transfer funds, pay bills, deposit checks, and find nearby branches and ATMs. Enjoy a seamless experience on your iPhone, iPod Touch, or iPad.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient banking
  • 💯 Excellent customer service
  • 🏆 Great credit union overall

Room to Improve

  • 🐛 Mobile deposit issues
  • 🚧 Outdated app features
  • 🤔 Limited functionality
Navy Federal Credit Union#3

Navy Federal Credit Union by Navy Federal Credit Union

Our Members are the Mission
Worth Considering
💰 Finance
4.9😐(815K ratings)
Free
#61in Finance
Navy Federal Credit Union screenshot 1
Navy Federal Credit Union screenshot 2
Navy Federal Credit Union screenshot 3
Navy Federal Credit Union screenshot 4
Navy Federal Credit Union screenshot 5
Navy Federal Credit Union screenshot 6

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

What We Love

  • 🚀 Convenient banking features
  • 🔒 Robust security
  • 👍 Excellent customer service
  • 🚀 Seamless mobile experience

Room to Improve

  • 🐛 Unreliable mobile deposit
  • 🐛 Inconsistent account balance display
  • 🐛 Buggy app updates

More Apcu Credit Union apps to explore

4
America First Credit Union
America First Credit Union
America First Credit Union
Mobile Banking
Free

Manage your finances conveniently with a secure mobile banking app. Perform transactions, deposit checks, track spending, and apply for loans anytime, anywhere. Aggregate accounts from other institutions for a consolidated view of your financial health.

Customizable dashboardMobile check depositBudget and spending tracking
💰 Finance
(68K)
free
5
Georgia's Own Credit Union
Georgia's Own Credit Union
Georgia's Own Credit Union
by Georgia's Own Credit Union
Free

Manage your finances on the go with this secure mobile banking application. Quickly check account balances, view transactions, and make transfers. Deposit checks, pay bills, and find nearby branches or ATMs with ease.

Check account balancesView transactionsMake transfers
💰 Finance
(53K)
free
6
U. S. Postal Service FCU
U. S. Postal Service FCU
U. S. Postal Service FCU
by U. S. Postal Service FCU
Free

Manage your accounts conveniently on your mobile device. This secure and free application allows you to check balances, view transactions, transfer funds, pay bills, and deposit checks. It also includes a branch locator, money management tools, and credit score monitoring.

Check account balancesView recent transactionsTransfer money
💰 Finance
(1K)
free
7
United Federal Credit Union
United Federal Credit Union
United Federal Credit Union
by United Federal Credit Union
Free

Access your accounts securely and conveniently from your mobile device. Manage balances, view history, transfer funds, and deposit checks on the go. Stay connected with secure messaging and find nearby branches and ATMs.

Check account balances and historyTransfer funds between accountsPay bills
💰 Finance
(6.7K)
free
8
Eastman Credit Union
Eastman Credit Union
Eastman Credit Union
by Eastman Credit Union
Free

Manage your finances on the go with this mobile banking app. Track spending, transfer funds, deposit checks, pay bills, and apply for loans. Business accounts are also supported with advanced features.

Money Management for budgeting and spending trackingReal-time balance checks and transaction viewingSend/request money with Zelle®
💰 Finance
(33K)
free
9
Coastal Credit Union
Coastal Credit Union
Coastal Credit Union
Mobile Banking Made Easy
Free

Manage your finances on the go with this banking app. Deposit checks, pay bills, and control your cards. Securely communicate with the bank and monitor your accounts anytime, anywhere.

Mobile Check DepositBill PayCard Management
💰 Finance
(26K)
free
10
Ascend Federal Credit Union
Ascend Federal Credit Union
Ascend Federal Credit Union
Manage your finances anywhere
Free

Manage your finances on the go with convenient tools for deposits, transfers, and bill payments. Securely access your accounts, control your cards, and find nearby locations. Enjoy free, convenient, and secure banking services.

Mobile check depositSecure login (Touch ID/facial recognition)Online bill pay
💰 Finance
(32K)
free
11
CommunityAmerica Digital
CommunityAmerica Digital
CommunityAmerica Digital
by
Free

Manage your credit union accounts on the go. Open new accounts, transfer funds, deposit checks, and manage your debit cards. Securely message the credit union and set up electronic alerts for important account activity.

Create new accountsSet up transfersDeposit checks with eDeposits
💰 Finance
(9.6K)
free
12
Unitus Community Credit Union
Unitus Community Credit Union
Unitus Community Credit Union
by Unitus Community Credit Union
Free

Manage your finances on the go with this digital banking app. Access accounts, deposit checks, transfer funds, and locate ATMs. Enjoy secure login and receive account alerts for a convenient banking experience.

Deposit checksPay billsTransfer money
💰 Finance
(14K)
free
13
Redwood Credit Union
Redwood Credit Union
Redwood Credit Union
Bank on your schedule anywhere
Free

Manage your finances, apply for loans, and make payments on the go. This app offers secure access to your accounts, simplified bill pay, and robust card management features for everyday banking needs.

Apply for loans and credit cardsSecure account access with Face ID/Touch IDSend money with RCUpay
💰 Finance
(42K)
free
14
First Community CU (MO)
First Community CU (MO)
First Community CU (MO)
by FIRST COMMUNITY CREDIT UNION INC
Free

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks remotely, and pay bills. Find nearby branches and ATMs, and view current rates. Your banking sessions are secured with SSL encryption.

View account balances and transaction historyTransfer funds between accountsDeposit checks remotely
💰 Finance
(24K)
free
15
Sound Credit Union Mobile
Sound Credit Union Mobile
Sound Credit Union Mobile
by Sound Credit Union
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and locate ATMs. Securely access your accounts and manage your cards with ease.

Check account balancesMake fund transfersPay bills
💰 Finance
(8.6K)
free
16
America's Credit Union
America's Credit Union
America's Credit Union
AmericasCU
Free

Manage your finances on the go with this banking app. It offers real-time account management, easy transfers and payments, mobile check deposits, and robust security features. Track spending, monitor your credit score, and connect external accounts for a comprehensive financial overview.

Real-time account managementTransfers and bill paymentsMobile check deposits
💰 Finance
(2.5K)
free with in-app purchases
17
First Community CU Houston
First Community CU Houston
First Community CU Houston
by First Community Credit Union Houston
Free

Manage your credit union accounts conveniently from your mobile device. View balances, review transactions, deposit checks, transfer funds, and pay bills securely anytime, anywhere. Locate nearby branches and ATMs, and even check lobby wait times.

View account balancesReview transaction historyDeposit checks
💰 Finance
(5.7K)
free
18
SECU
SECU
SECU
by State Employees' Credit Union
Free

Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.

View account balances and transactionsLock/unlock debit cardsSchedule and manage bill payments
💰 Finance
(277K)
free
19
Oregon State Credit Union
Oregon State Credit Union
Oregon State Credit Union
by Oregon State Credit Union
Free

Manage your finances on the go with this mobile banking app. Members can check balances, transfer funds, deposit checks, pay bills, and find ATMs and branches easily.

Check account balances and historyTransfer money between accountsDeposit checks remotely
💰 Finance
(0)
free with in-app purchases
20
Credit Union 1 Alaska
Credit Union 1 Alaska
Credit Union 1 Alaska
by Credit Union 1
Free

Manage your finances on the go with this accessible mobile banking application. Perform essential banking tasks like checking balances, transferring funds, depositing checks, and making loan payments. Securely connect with the institution and apply for loans directly from your device.

View account balancesTransfer fundsMake loan payments
💰 Finance
(28K)
free

FAQ about Apcu Credit Union

What are the best apcu credit union apps for iPhone?
Southern Energy Credit Union tops our apcu credit union apps ranking as of July 2026, with a 4.8-star average from 4.3K App Store ratings, and it's free to download.
Yes — 20 of the top apcu credit union apps we rank are free to download, including Southern Energy Credit Union and Associated Credit Union.
Southern Energy Credit Union shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 246+ apcu credit union apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to securely check your account balances and transaction history, make mobile deposits, apply for loans or credit cards, transfer funds between your connected accounts, and find the nearest credit union branch or ATM. It also features a Fast Balances option for quick balance checks without logging in.
The app includes a feature to locate the closest Credit Union branch or ATM. Simply open the app and navigate to the branch/ATM locator function to find nearby locations.