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Best Ask Ramsey Apps

202+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our ask ramsey list covers 202+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Ask Ramsey

Ramsey Network#1

Ramsey Network by The Lampo Group Incorporated

Podcasts: Money, Life, Budgets
Editor's Choice
💰 Finance
4.9😊(25K ratings)
FreeIn-App Purchases
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Ramsey Network screenshot 5

Access a wealth of financial advice and motivational content from Ramsey personalities. Listen to podcasts, audiobooks, and find answers to your money questions with AI-powered search. Stay focused on your financial goals with easy offline listening and topic-based browsing.

What We Love

  • 👍 Great content and easy to use
  • 🚀 Awesome practical advice
  • 💡 Life-changing information
  • 👍 Helpful to stay motivated

Room to Improve

  • 🐛 App can be slow to open
  • 🐛 Audio playback issues
  • 🐛 Disconnected device controls
NerdWallet: Smart Money App#2

NerdWallet: Smart Money App by Nerdwallet, Inc.

Track, Save & Invest
Strong Contender
💰 Finance
4.8😐(124K ratings)
FreeAds
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This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

What We Love

  • 💡 Helpful financial insights
  • 👍 User-friendly interface
  • 🚀 Comprehensive account tracking
  • 💡 Personalized recommendations

Room to Improve

  • 🐛 Frequent connection issues
  • 🐛 Inaccurate account balances
  • 🐛 Unreliable account linking
YNAB#3

YNAB by You Need A Budget LLC

Never worry about money again
Worth Considering
💰 Finance
4.8😊(61K ratings)
FreeAdsIn-App Purchases
#5in Finance
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This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

What We Love

  • 💰 Helps save money
  • 👍 Intuitive and easy to use
  • 🚀 Efficient budgeting system
  • 🤝 Helpful for couples/families

Room to Improve

  • 🔍 Steep learning curve
  • 🔌 Connectivity issues with some banks
  • 💰 Expensive subscription

More Ask Ramsey apps to explore

4
Visual Budget - Finances
Visual Budget - Finances
Visual Budget - Finances
Budgeting and Accounting
Free

Manage personal and business finances with advanced analysis and consolidation. Track income and expenses across multiple accounts, set budgets, and visualize financial data with charts and graphs. Import transactions or input them manually for comprehensive financial oversight.

Multi-account managementCustomizable expense/income categoriesBudget assignment and monitoring
💰 Finance
(163)
freemium
5
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(363K)
free with in-app purchases
6
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Loan Money Build Credit Budget
Free

This app helps you manage your finances, budget effectively, and pay off debts faster. It offers tools to negotiate debt, find personalized loan offers, and monitor your credit score. Achieve financial freedom with a smart, secure, and free money management solution.

Negotiate and erase debtAutomated budgetingPersonal loan shopping
💰 Finance
(2.8K)
free
7
myFlexPay (powered by Stream)
myFlexPay (powered by Stream)
myFlexPay (powered by Stream)
Take control of your finances
Free

Access your earned wages instantly, avoiding traditional payday waits. This app helps you save, budget, and manage your money with smart tools and personalized guidance. It partners with employers to provide flexible pay options and financial well-being.

Access earned wages anytimeReal-time earnings trackingHigh-interest savings accounts
💰 Finance
(6.8K)
free with in-app purchases
8
Vault22
Vault22
Vault22
Formerly 22seven
Free

This app acts as a personal financial coach, helping you build, grow, and protect your wealth. It connects to over 120 financial institutions, providing personalized tools, expert advice, and actionable insights to improve your financial wellness.

Connects to 120+ financial institutionsPersonalized financial fitness levelsConsolidated view of all accounts
💰 Finance
(51)
free with in-app purchases
9
MoneyCoach: Budget Planner
MoneyCoach: Budget Planner
MoneyCoach: Budget Planner
Spending Manager, Bill Tracker
Free

This app helps you manage your spending, track bills, and build healthy financial habits. It offers personalized budgets, smart goals, and real-time net worth tracking to reduce financial stress and increase your knowledge.

Family SyncPersonalized BudgetsSmart Goals
💰 Finance
(310)
free with in-app purchases
10
Rolly: AI Budget Money Tracker
Rolly: AI Budget Money Tracker
Rolly: AI Budget Money Tracker
Expense Receipt Planner Bill
Free

This AI-powered finance app simplifies money management by allowing users to track expenses through chat, voice, or receipt scanning. It offers automatic categorization, personalized savings tips, and the ability to manage multiple wallets and shared budgets.

Chat to track expensesVoice transaction loggingScan and upload receipts
💰 Finance
(288)
free with in-app purchases
11
3Nickels: Invest, Budget, Save
3Nickels: Invest, Budget, Save
3Nickels: Invest, Budget, Save
Save. Spend. Give.
Free

This app offers over 30 tools to manage personal finances, including debt payoff, home buying, and retirement savings. It creates a customized investment plan based on your accounts and goals, helping you prioritize and achieve financial dreams while increasing financial literacy.

30+ customizable finance toolsCustomized investment plansAccount aggregation
💰 Finance
(89)
subscription
12
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys
💰 Finance
(43K)
subscription
13
Bankin' - Your money manager
Bankin' - Your money manager
Bankin' - Your money manager
Bank and budget assistance app
Free

This finance app helps you manage expenses, budgets, savings, and credits. It offers automatic expense classification, spending insights through graphs, and alerts for potential overdrafts. Securely link multiple bank accounts and financial services to gain a clear overview of your money.

Automatic expense classificationBudget and goal configurationSpending insights via graphs
💰 Finance
(152)
free with in-app purchases
14
Spending Tracker - Budget App
Spending Tracker - Budget App
Spending Tracker - Budget App
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(667)
free with in-app purchases
15
Smart Spend: Cost Analyzer
Smart Spend: Cost Analyzer
Smart Spend: Cost Analyzer
Spending Tracker & Budget
Free

This app helps you actively understand and transform your spending habits through hands-on learning and financial insights. It offers customized budgeting tools, engaging trivia, and advanced analysis without linking bank accounts, prioritizing your privacy. Receive daily feedback and earn rewards for improving your financial discipline.

Active spending and savings trackingFinancial pattern identificationSpending knowledge trivia game
💰 Finance
(257)
free with in-app purchases
16
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Spending & Money Goal Tracker
Free

This app helps you plan your weekly budget, track your spending, and save for financial goals. It connects to your bank accounts to monitor transactions, categorizes your expenses, and provides insights into your spending habits. It also helps you manage upcoming bills and view account balances in one place.

Guided budget setupWeekly spending limit calculationBank transaction download
💰 Finance
(3.6K)
free with in-app purchases
17
MoneyWiz 2026 Personal Finance
MoneyWiz 2026 Personal Finance
MoneyWiz 2026 Personal Finance
Personal Accounting Software
Free

Manage all your financial accounts, including loans, savings, investments, and cryptocurrency, in one secure application. It offers automatic transaction downloads, cloud syncing, and advanced reporting to give you a comprehensive overview of your finances.

Account tracking (bank, loan, investment, crypto)Automatic transaction downloadsCloud backup and multi-device sync
💰 Finance
(2.1K)
freemium
18
Brightside Financial
Brightside Financial
Brightside Financial
Financial Care starts here
Free

This app offers on-demand financial assistance and tailored solutions to improve users' financial health. It provides comprehensive support around the clock, helping individuals manage debt, save money, and navigate financial challenges through a blend of human insight and technology.

On-demand financial assistantsTailored financial solutionsDebt management tools
💰 Finance
(1.4K)
free
19
Stream: Workplace Finance
Stream: Workplace Finance
Stream: Workplace Finance
Take control of your finances
Free

Manage your finances with this app that allows you to access earnings early, track spending, save with high interest, and access exclusive discounts. It also offers tools for tax optimization and personalized AI coaching.

Choose when you get paidCheck shifts and earningsSave with high interest
💰 Finance
(464)
free
20
Money Manager (Remove Ads)
Money Manager (Remove Ads)
Money Manager (Remove Ads)
20M+DN,Budget&Expense Tracker
$5.99

This app simplifies personal and household account management with intuitive data entry and powerful customization. Track spending, view statistics graphically, and manage budgets with features like double-entry bookkeeping and PC synchronization.

Simplified account managementGraphical spending analysisCustomizable categories
💰 Finance
(426)
subscription