Best Payday Loan Apps

243+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

From beginner-friendly picks to power-user tools, our payday loan apps list covers 243+ iPhone apps updated through September 2026. Compare ratings, prices, and screenshots in one place.

Compare top Payday Loan Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesSep 2026
2Borrow & Cash Advance AppBorrow & Cash Advance AppFreeYesNoSep 2026
3Cash Advance - Payday BrinCash Advance - Payday BrinFree4.7★ (6.8K)NoNoSep 2026
4MoneyLion: Cash Advance AppMoneyLion: Cash Advance AppFree4.8★ (326K)YesNoSep 2026
5Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (43K)NoNoSep 2026
6FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (154K)NoNoSep 2026
7Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (563K)NoNoSep 2026
8Instant Cash Advance - ZoraInstant Cash Advance - ZoraFreeNoNoSep 2026

Top Picks for Payday Loan Apps

Lenme: Borrowing and Lending#1

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Editor's Choice
💰 Finance
4.5😞(88K ratings)
FreeAdsIn-App Purchases
#10in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
  • 🤷‍♀️ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests

More Payday Loan Apps apps to explore

FAQ about Payday Loan Apps

What are the best payday loan apps for iPhone?
Lenme: Borrowing and Lending tops our payday loan apps ranking as of September 2026, with a 4.5-star average from 88K App Store ratings, and it's free to download.
Yes — 20 of the top payday loan apps we rank are free to download, including Lenme: Borrowing and Lending and Borrow & Cash Advance App.
Lenme: Borrowing and Lending shows ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 243+ payday loan apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Lenme is a financial platform that connects individuals looking to borrow money with lenders, including financial institutions, businesses, and individual investors. It facilitates personal loans, instant cash advances, and offers opportunities for users to earn passive income by lending.
You can access instant cash advances, with options for up to $200, regardless of your credit score. The app aims to make personal loans simple and accessible for various needs, from unexpected bills to everyday expenses.