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Best Century Credit Repair Apps

226+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated May 2026

If you already know Lexington Law, this is the deeper bench. 226+ century credit repair apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of May 2026.

Top Picks for Century Credit Repair

Lexington Law - Credit Repair#1

Lexington Law - Credit Repair by Progrexion, IP

Credit Repair, Score & Reports
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(109K ratings)
FreeAds
Lexington Law - Credit Repair screenshot 1
Lexington Law - Credit Repair screenshot 2
Lexington Law - Credit Repair screenshot 3
Lexington Law - Credit Repair screenshot 4
Lexington Law - Credit Repair screenshot 5

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

What We Love

  • ๐Ÿš€ Removed negative items
  • ๐Ÿš€ Improved credit scores
  • ๐Ÿ‘ Helpful and professional staff
  • ๐Ÿ‘ Comprehensive credit repair services

Room to Improve

  • ๐Ÿ› Slow progress or no results
  • ๐Ÿ’ฐ Expensive monthly fees
  • ๐Ÿ”’ Difficult to cancel or get refunds
Build Credit & Fix It: Dovly#2

Build Credit & Fix It: Dovly by Dovly, Inc.

Build credit & boost score
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(65K ratings)
FreeAdsIn-App Purchases
#7in Finance
Build Credit & Fix It: Dovly screenshot 1
Build Credit & Fix It: Dovly screenshot 2
Build Credit & Fix It: Dovly screenshot 3
Build Credit & Fix It: Dovly screenshot 4
Build Credit & Fix It: Dovly screenshot 5

This app uses AI-powered tools to help you build and improve your credit score. It can dispute inaccurate items on your credit report, provide personalized tips, and offer credit lock protection. Achieve your financial goals faster with a stronger credit profile.

What We Love

  • ๐Ÿš€ Powerful and convenient app
  • ๐Ÿ‘ Easy to use and navigate
  • ๐Ÿ’ก Helpful for tracking and improving credit
  • ๐Ÿš€ Quick dispute resolution

Room to Improve

  • ๐Ÿ› Frequent log-outs and login issues
  • ๐Ÿ› Disputed items not showing up
  • ๐Ÿ’ฐ Misleading about free services
Self โ€“ Credit Builder & Cash#3

Self โ€“ Credit Builder & Cash by Self Lender, Inc.

Build credit or get cash now.
Worth Considering
๐Ÿ’ฐ Finance
4.9๐Ÿ˜Š(313K ratings)
FreeAds
Self โ€“ Credit Builder & Cash screenshot 1
Self โ€“ Credit Builder & Cash screenshot 2
Self โ€“ Credit Builder & Cash screenshot 3
Self โ€“ Credit Builder & Cash screenshot 4
Self โ€“ Credit Builder & Cash screenshot 5
Self โ€“ Credit Builder & Cash screenshot 6

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

What We Love

  • ๐Ÿš€ Helped build credit quickly
  • ๐Ÿ‘ Easy to use and understand
  • ๐Ÿ’ฐ Saves money while building credit
  • ๐Ÿ†™ Boosted credit scores significantly

Room to Improve

  • ๐Ÿ› Inconsistent autopay issues
  • โš ๏ธ Unexpected account closures
  • ๐Ÿ’ธ Fees and interest charges

More Century Credit Repair apps to explore

4
CreditRepair
CreditRepair
CreditRepair
by Creditrepair.com, Inc.
Free

Monitor your credit repair journey with a suite of tools designed to help you understand and improve your credit score. Track progress, view removed items, and manage creditor interventions directly from your mobile device.

Updated user interfaceBiometric loginCustomized dashboard
๐Ÿ’ฐ Finance
(11K)
ad-supported
5
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
Improve Credit, Budget & Save
Free

This app provides free daily credit scores and reports, along with budgeting tools and a personalized plan to improve your financial health. It helps you track spending, manage debt, and find better deals on financial products.

Free daily credit scores and reportsPersonalized credit improvement planBudgeting and spending tracker
๐Ÿ’ฐ Finance
(9.9K)
free with in-app purchases
6
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

Manage credit card accountTrack spending and transactionsBuild credit history
๐Ÿ’ฐ Finance
(21K)
free
7
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
๐Ÿ’ฐ Finance
(11K)
free with in-app purchases
8
myEquifax
myEquifax
myEquifax
Start your credit journey
Free

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

Monthly Equifax credit report updatesFree credit score trackingAI-powered credit improvement plan
๐Ÿ’ฐ Finance
(30K)
free with in-app purchases
9
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
๐Ÿ’ฐ Finance
(248K)
subscription
10
Extra
Extra
Extra
Build credit w/o a credit card
Free

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

Build credit without a credit cardEarn reward points on purchasesNo credit check required for application
๐Ÿ’ฐ Finance
(9.5K)
free with in-app purchases
11
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

Free credit score checksCredit report summariesFree credit alerts
๐Ÿ’ฐ Finance
(437K)
freemium
12
Kikoff โ€“ย Build Credit Quickly
Kikoff โ€“ย Build Credit Quickly
Kikoff โ€“ย Build Credit Quickly
Grow & Track Your Credit
Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month
๐Ÿ’ฐ Finance
(252K)
free with in-app purchases
13
Nav Business Credit Builder
Nav Business Credit Builder
Nav Business Credit Builder
Business credit and funding
Free

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

Consolidated credit profilesCash flow monitoringCredit building tools
๐Ÿ’ฐ Finance
(22K)
free with in-app purchases
14
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICOยฎ Score 8 accessTransUnionยฎ credit report accessDark web alerts for identity theft
๐Ÿ’ฐ Finance
(306K)
free
15
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
๐Ÿ’ฐ Finance
(7.7M)
free with in-app purchases
16
Grow Credit
Grow Credit
Grow Credit
Pay Phone Bills & Build Credit
Free

Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.

Build credit using subscriptionsNo prior credit history requiredReports to all three credit bureaus
๐Ÿ’ฐ Finance
(10K)
free with in-app purchases
17
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
Get & Track Your Credit Report
Free

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

View FICO ScoresCompare credit reportsMonitor credit changes
๐Ÿ’ฐ Finance
(48K)
free with in-app purchases
18
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

Free credit score updates and alertsPersonalized saving insightsLoan and credit card shopping
๐Ÿ’ฐ Finance
(38K)
free with in-app purchases
19
ScoreSenseยฎ
ScoreSenseยฎ
ScoreSenseยฎ
Credit Scores & Reports
Free

Access your credit scores and reports from all three major bureaus anytime. Receive daily credit monitoring and alerts for changes, with access to credit specialists and identity theft insurance.

Credit scores and reports from TransUnion, Equifax, ExperianDaily credit monitoring and alertsAccess to Credit Specialists
๐Ÿ’ฐ Finance
(9.8K)
free with in-app purchases
20
Bolster: Get Your Credit Right
Bolster: Get Your Credit Right
Bolster: Get Your Credit Right
Build credit, Dispute errors
Free

This app helps you build credit history, dispute errors on your credit report, and gain insights into your spending. It offers multiple credit-building tools with no credit checks and a streamlined process for disputing inaccuracies, aiming to improve your financial future.

Credit building toolsDispute credit report errorsSpending and savings insights
๐Ÿ’ฐ Finance
(516)
free with in-app purchases