Best Chime Pay Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

The best chime pay apps on iPhone average 4.8★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated September 2026.

Compare top Chime Pay Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoOct 2026
2Cash AppCash AppFree4.8★ (8.7M)NoNoOct 2026
3ShinePayShinePayFree4.6★ (14K)NoNoOct 2026
4rapid! Payrapid! PayFree4.5★ (195K)NoNoOct 2026
5Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.4M)YesNoOct 2026
6OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (452K)NoNoOct 2026
7Branch: A Better PaydayBranch: A Better PaydayFree4.8★ (68K)NoNoOct 2026
8UKG WalletUKG WalletFree4.7★ (17K)NoNoOct 2026

Top Picks for Chime Pay

Chime® – Mobile Banking#1

Chime® – Mobile Banking by Chime Financial, Inc.

Credit, Cash back, Savings
Editor's Choice
💰 Finance
4.8😊(1.6M ratings)
FreeAds
#10in Finance
Chime® – Mobile Banking screenshot 1
Chime® – Mobile Banking screenshot 2
Chime® – Mobile Banking screenshot 3
Chime® – Mobile Banking screenshot 4
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Chime® – Mobile Banking screenshot 6

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

What We Love

  • 🚀 Early paycheck
  • 💰 No overdraft fees
  • 👍 Easy to use app
  • 💳 Credit builder feature
  • 💳 Spot me feature
  • 💳 Referral program
  • 🏧 Fee-free ATM access
  • 🤝 Helpful customer service

Room to Improve

  • 🐛 Inconsistent direct deposit timing
  • 🤖 Poor chatbot support
  • 💳 Difficulty with card activation/replacement
  • 💰 Fees for cash deposits
  • 🤔 Unclear account closure policies
  • 🔒 Security concerns with unauthorized transactions
Cash App#2

Cash App by Block, Inc.

Money. Debit Card. Bitcoin.
Strong Contender
💰 Finance
4.8😞(8.7M ratings)
Free
#3in Finance
Cash App screenshot 1
Cash App screenshot 2
Cash App screenshot 3
Cash App screenshot 4
Cash App screenshot 5
Cash App screenshot 6

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

  • 💳 Easy money transferring
  • 🚀 Convenient and user-friendly app
  • 🤑 Referral bonuses and discounts
  • 🤑 Free tax filing
  • 🤑 Borrow money feature

Room to Improve

  • 🔒 Security issues and account hacking
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and charges
  • 🔍 Unclear account restrictions and limits
  • 🐛 App crashes and technical issues
ShinePay#3

ShinePay by THE HARVEST COLLECTIVE LLC

Unattended Payments
Worth Considering
💰 Finance
4.6😞(14K ratings)
Free
ShinePay screenshot 1
ShinePay screenshot 2
ShinePay screenshot 3

Easily pay for laundry, EV charging, and other appliances directly from your smartphone. This app simplifies the process of using shared amenities, offering a convenient and modern payment solution.

What We Love

  • 🚀 Convenient and easy to use
  • 🔒 Secure payment method
  • 👍 Eliminates need for quarters
  • 💡 Allows pre-loading of funds

Room to Improve

  • 💰 Excessive fees and charges
  • 🐛 Unreliable and buggy app
  • 🔒 Lack of refund options
  • 🤔 Increased laundry costs

More Chime Pay apps to explore

FAQ about Chime Pay

What are the best chime pay apps for iPhone?
Chime® – Mobile Banking tops our chime pay apps ranking as of September 2026, with a 4.8-star average from 1.6M App Store ratings, and it's free to download.
Yes — 20 of the top chime pay apps we rank are free to download, including Chime® – Mobile Banking and Cash App.
Chime® – Mobile Banking shows ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ chime pay apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.

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