Best Chime Spotme Apps & Games

130+ iOS apps & games curated and reviewed

4.5 avg rating
19 free apps & games
Updated October 2026

The best chime spotme apps and games on iPhone average 4.5★ across 130+ titles — we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top Chime Spotme Apps & Games (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoOct 2026
2Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (392K)YesNoOct 2026
3FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (158K)NoNoOct 2026
4Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (918K)NoNoOct 2026
5Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesOct 2026
6EarnIn: Beyond Cash AdvanceEarnIn: Beyond Cash AdvanceFree4.8★ (460K)NoNoOct 2026
7Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (466K)NoNoOct 2026
8Beem: Cash Advance & BankingBeem: Cash Advance & BankingFree4.2★ (33K)NoNoOct 2026

Top Picks for Chime Spotme

Chime® – Mobile Banking#1

Chime® – Mobile Banking by Chime Financial, Inc.

Credit, Cash back, Savings
Editor's Choice
💰 Finance
4.8😊(1.6M ratings)
FreeAds
#7in Finance
Chime® – Mobile Banking screenshot 1
Chime® – Mobile Banking screenshot 2
Chime® – Mobile Banking screenshot 3
Chime® – Mobile Banking screenshot 4
Chime® – Mobile Banking screenshot 5
Chime® – Mobile Banking screenshot 6

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

What We Love

  • 🚀 Early paycheck
  • 💰 No overdraft fees
  • 👍 Easy to use app
  • 💳 Credit builder feature
  • 💳 Spot me feature
  • 💳 Referral program
  • 🏧 Fee-free ATM access
  • 🤝 Helpful customer service

Room to Improve

  • 🐛 Inconsistent direct deposit timing
  • 🤖 Poor chatbot support
  • 💳 Difficulty with card activation/replacement
  • 💰 Fees for cash deposits
  • 🤔 Unclear account closure policies
  • 🔒 Security concerns with unauthorized transactions
Klover - Instant Cash Advance#2

Klover - Instant Cash Advance by Klover Holdings, Inc.

Up to $750 Before Payday
Strong Contender
💰 Finance
4.8😐(392K ratings)
FreeAds
#42in Finance
Klover - Instant Cash Advance screenshot 1
Klover - Instant Cash Advance screenshot 2
Klover - Instant Cash Advance screenshot 3
Klover - Instant Cash Advance screenshot 4
Klover - Instant Cash Advance screenshot 5
Klover - Instant Cash Advance screenshot 6

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

What We Love

  • 🚀 Quick and easy setup
  • 💰 Helpful for financial emergencies
  • 👍 Transparent and fair model
  • 🤝 Reliable and efficient
  • 💳 Seamless bank account integration

Room to Improve

  • 🔍 Confusing point system
  • ⏱️ Slow customer support response times
  • 🤔 Inconsistent advance amounts
  • 💰 High fees for instant transfers
  • 🐛 Technical issues with receipt scanning and surveys
FloatMe: Fast Cash Advance App#3

FloatMe: Fast Cash Advance App by FloatMe

Instant Money Before Payday
Worth Considering
💰 Finance
4.8😞(158K ratings)
Free
#60in Finance
FloatMe: Fast Cash Advance App screenshot 1
FloatMe: Fast Cash Advance App screenshot 2
FloatMe: Fast Cash Advance App screenshot 3
FloatMe: Fast Cash Advance App screenshot 4
FloatMe: Fast Cash Advance App screenshot 5
FloatMe: Fast Cash Advance App screenshot 6

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

What We Love

  • 🚀 Quick cash advance
  • 💳 Convenient for emergencies
  • 🔒 Reliable payment history

Room to Improve

  • 🔒 Strict eligibility requirements
  • 💰 High fees for small advances
  • 🤔 Inconsistent advance amounts
  • 🔍 Unclear subscription details
  • 🔍 Lack of transparency
  • 🔍 Poor customer service

More Chime Spotme apps to explore

FAQ about Chime Spotme

What are the best chime spotme apps & games for iPhone?
Chime® – Mobile Banking tops our chime spotme apps & games ranking as of October 2026, with a 4.8-star average from 1.6M App Store ratings, and it's free to download.
Yes — 19 of the top chime spotme apps & games we rank are free to download, including Chime® – Mobile Banking and Klover - Instant Cash Advance.
Chime® – Mobile Banking shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 130+ chime spotme apps & games on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.