Best Citizens Pay Apps

222+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Citizens Pay is the household name in citizens pay, but it's far from the only option. We track 222+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Top Picks for Citizens Pay

Citizens Pay#1

Citizens Pay by Citizens Bank, N.A.

Editor's Choice
๐Ÿ’ฐ Finance
4.9๐Ÿ˜(14K ratings)
Free
Citizens Pay screenshot 1
Citizens Pay screenshot 2
Citizens Pay screenshot 3
Citizens Pay screenshot 4
Citizens Pay screenshot 5
Citizens Pay screenshot 6

Manage your Citizens Pay accounts securely and conveniently from your mobile device. Access statements, schedule payments, and set up automatic payments. Stay informed about your account balance and transaction history.

What We Love

  • ๐Ÿ’ณ Easy and convenient payment
  • ๐Ÿ•ฐ๏ธ Able to pay early or set up auto-pay
  • ๐Ÿ‘ Seamless application process
  • ๐Ÿ™ Understanding and patient with customers

Room to Improve

  • ๐Ÿ› App freezes or crashes frequently
  • ๐Ÿ”‘ Login issues, unable to log in
  • ๐Ÿค– Widget doesn't work in dark mode
Citizens Bank Mobile Banking#2

Citizens Bank Mobile Banking by Citizens Bank, N.A.

Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(737K ratings)
Free
Citizens Bank Mobile Banking screenshot 1
Citizens Bank Mobile Banking screenshot 2
Citizens Bank Mobile Banking screenshot 3
Citizens Bank Mobile Banking screenshot 4
Citizens Bank Mobile Banking screenshot 5
Citizens Bank Mobile Banking screenshot 6

Manage your finances conveniently from your mobile device. View account balances, deposit checks with photos, transfer funds securely, and pay bills all in one place. Your accounts are protected with a banking guarantee.

What We Love

  • ๐Ÿ’ป Mostly good banking app
  • ๐Ÿ‘ Love the App

Room to Improve

  • ๐Ÿ› Crashes and bugs non stop
  • ๐Ÿ” App is clunky, needs lots of work
  • ๐Ÿ”’ Puzzle to Access
CTZPay#3

CTZPay by CAPITAL CONNECT LIMITED

CTZPay
Worth Considering
๐Ÿ’ฐ Finance
3.9(74 ratings)
Free
CTZPay screenshot 1
CTZPay screenshot 2
CTZPay screenshot 3
CTZPay screenshot 4
CTZPay screenshot 5
CTZPay screenshot 6

This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.

More Citizens Pay apps to explore

4
Citizens Access
Citizens Access
Citizens Access
by Citizens Bank, N.A.
Free

Manage your finances conveniently from your mobile device. Access your CD and Savings accounts 24/7, view statements and transaction history, and easily transfer funds in and out.

24/7 secure account accessView account summaryAccess statements
๐Ÿ’ฐ Finance
(11K)
free
5
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
๐Ÿ’ฐ Finance
(59K)
free
6
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
๐Ÿ›๏ธ Shopping
(1.7M)
free with in-app purchases
7
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
๐Ÿ’ฐ Finance
(11K)
free with in-app purchases
8
CTZPay Partner
CTZPay Partner
CTZPay Partner
CTZPay Partner
Free

This app enables businesses to accept digital payments, increasing revenue and customer satisfaction. It facilitates cash-in and cash-out transactions, allowing partners to manage their transaction history and collaborate with a network of businesses.

Accept digital paymentsEarn revenue from cash-in/outQR code payments
๐Ÿ’ฐ Finance
(7)
free
9
Citizens Bank & Trust FL
Citizens Bank & Trust FL
Citizens Bank & Trust FL
by Citizens Bank and Trust
Free

Manage your finances from a single, secure platform. Aggregate accounts from various institutions, track transactions with tags and photos, set balance alerts, and make payments. Deposit checks, manage debit cards, and find nearby branches and ATMs.

Account aggregationTransaction organization with tags and photosBalance alerts
๐Ÿ’ฐ Finance
(2K)
free
10
Citizens Financial
Citizens Financial
Citizens Financial
by Citizens Financial
Free
๐Ÿ’ฐ Finance
(0)
11
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
๐Ÿ›๏ธ Shopping
(109K)
freemium
12
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4ยน
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
๐Ÿ›๏ธ Shopping
(831K)
free with in-app purchases
13
Citizens Bank and Trust
Citizens Bank and Trust
Citizens Bank and Trust
Citizens Bank and Trust AL
Free

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, pay bills, deposit checks, and send money to others. Securely log in with biometrics and find nearby branches or ATMs.

Check account balances and transaction historyTransfer funds between accountsPay bills and view payment schedules
๐Ÿ’ฐ Finance
(1.4K)
free
14
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
๐Ÿ’ฐ Finance
(2.3M)
free with in-app purchases
15
Citizens Bank LC Mobile
Citizens Bank LC Mobile
Citizens Bank LC Mobile
by Citizens Bank of Las Cruces
Free

Manage your finances on the go with this secure and convenient mobile banking app. Organize transactions, set up alerts, make payments, transfer funds, deposit checks, and manage your debit card. Access statements and find nearby ATMs.

Organize transactions with tags, notes, and photosSet balance alertsMake payments and transfer money
๐Ÿ’ฐ Finance
(1.6K)
free
16
The Citizens Bank of Phila MS
The Citizens Bank of Phila MS
The Citizens Bank of Phila MS
by The Citizens Bank of Philadelphia
Free

Access your banking accounts securely from your smartphone or tablet. Manage your finances on the go with a consistent experience across devices, including bill pay and commercial transaction submission.

Cross-device banking experienceATM and branch locatorBill payment
๐Ÿ’ฐ Finance
(1.3K)
free
17
Acima: Lease Now & Buy Later
Acima: Lease Now & Buy Later
Acima: Lease Now & Buy Later
Easy Leasing & Payment Options
Free

Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.

Lease without perfect creditApproved for up to $4,000Shop at thousands of stores
๐Ÿ›๏ธ Shopping
(25K)
free
18
Citizens Bank & Trust Company
Citizens Bank & Trust Company
Citizens Bank & Trust Company
by Citizens Bank & Trust Company
Free

Manage your finances on the go. Organize transactions with notes and photos, set balance alerts, and make payments. Deposit checks instantly, transfer funds, and view statements. Find nearby branches and ATMs, and aggregate accounts securely.

Transaction organization with tags, notes, and photosCustomizable balance alertsBill and peer-to-peer payments
๐Ÿ’ฐ Finance
(1K)
free
19
Collect for Stripe
Collect for Stripe
Collect for Stripe
Stripe-Powered Point of Sale
Free

Transform your device into a secure, feature-rich point of sale system directly integrated with your Stripe account. Process in-person payments instantly, manage products, subscriptions, and taxes, all while ensuring data security. Ideal for businesses looking to streamline their payment collection.

Stripe-powered in-person paymentsTap to Pay on iPhoneProduct management
๐Ÿ’ผ Business
(1.5K)
free with in-app purchases
20
Xpress Bill Pay
Xpress Bill Pay
Xpress Bill Pay
The trusted way to pay
Free

This app allows users to pay bills quickly and securely through partnerships with local city and billing organizations. It simplifies the payment process by letting you select your provider, look up your account, and set up auto-pay. Receive real-time alerts and pay using various methods.

Quick and secure bill paymentsPartnerships with local billing organizationsAuto-pay functionality
๐Ÿ’ฐ Finance
(25K)
free