Best Citizens Pay Apps

229+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Citizens Pay is the household name in citizens pay, but it's far from the only option. We track 229+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Citizens Pay

Citizens Pay#1

Citizens Pay by Citizens Bank, N.A.

Editor's Choice
💰 Finance
4.9😐(14K ratings)
Free
Citizens Pay screenshot 1
Citizens Pay screenshot 2
Citizens Pay screenshot 3
Citizens Pay screenshot 4
Citizens Pay screenshot 5
Citizens Pay screenshot 6

Manage your accounts anytime, anywhere with our mobile app! Get secure 24/7 access, paperless statements, one-time payments, Auto Pay, and easy tracking of your finances. Download now for convenient account management.

What We Love

  • 💳 Easy and convenient payment
  • 🕰️ Able to pay early or set up auto-pay
  • 👍 Seamless application process
  • 🙏 Understanding and patient with customers

Room to Improve

  • 🐛 App freezes or crashes frequently
  • 🔑 Login issues, unable to log in
  • 🤖 Widget doesn't work in dark mode
CTZPay#2

CTZPay by CAPITAL CONNECT LIMITED

CTZPay
Strong Contender
💰 Finance
3.9(74 ratings)
Free
CTZPay screenshot 1
CTZPay screenshot 2
CTZPay screenshot 3
CTZPay screenshot 4
CTZPay screenshot 5
CTZPay screenshot 6

This lifestyle application enables digital payment, combining financial and daily activities for a seamless experience, allowing users to pay bills, top up, transfer, and buy tickets with ease. With the application, users can also enjoy exciting rewards and loyalty promotions.

Citizens Bank Mobile Banking#3

Citizens Bank Mobile Banking by Citizens Bank, N.A.

Worth Considering
💰 Finance
4.8😞(737K ratings)
Free
Citizens Bank Mobile Banking screenshot 1
Citizens Bank Mobile Banking screenshot 2
Citizens Bank Mobile Banking screenshot 3
Citizens Bank Mobile Banking screenshot 4
Citizens Bank Mobile Banking screenshot 5
Citizens Bank Mobile Banking screenshot 6

Manage your money on-the-go with this mobile banking app! Easily check account balances, deposit checks, transfer money, pay bills, and enjoy secure transactions with Zelle®. Stay in control of your finances, anytime, anywhere.

What We Love

  • 💻 Mostly good banking app
  • 👍 Love the App

Room to Improve

  • 🐛 Crashes and bugs non stop
  • 🔍 App is clunky, needs lots of work
  • 🔒 Puzzle to Access

More Citizens Pay apps to explore

4
Citizens Access
Citizens Access
Citizens Access
by Citizens Bank, N.A.
Free

Access your CD and Savings accounts securely anytime, manage transactions, view statements, and transfer funds in and out through your mobile device. Powered by Citizens Financial Group, Inc.

💰 Finance
(10K)
5
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

Discover new and trending fashion items from top brands curated just for you. Get personalized recommendations based on your style preferences and shop the latest trends effortlessly. Update your wardrobe with ease!

💰 Finance
(59K)
6
CTZPay Partner
CTZPay Partner
CTZPay Partner
CTZPay Partner
Free

This digital payment solution enables businesses to generate more revenue and enhance consumer satisfaction by accepting quick and easy digital payments in-store through a mobile wallet and trusted network of agents and merchants. By partnering with this solution, businesses can earn extra revenue, manage transactions easily, and explore new opportunities with various business partners.

💰 Finance
(7)
7
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Shop, pay later, and build credit with an all-in-one shopping app. Buy your favorite brands and pay over time to improve your credit score. Start shopping smart today!

💰 Finance
(11K)
8
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

Shop stress-free with the Affirm app: pay over time at any store, access exclusive deals with low rates, manage your account and payments, and open a high-yield Money Account. Use the Affirm Card online or in-person, request payment plans, link your bank account, and shop easily with flexible payment options.

🛍️ Shopping
(1.7M)
9
First Citizens' FCU Mobile
First Citizens' FCU Mobile
First Citizens' FCU Mobile
by First Citizens Federal Credit Union (inc)
Free

Manage your finances on the go with Mobile Banking from First Citizens’ Federal Credit Union. Access your accounts anytime, anywhere to check balances, pay bills, deposit checks, and more. Join today by contacting us at info@firstcitizens.org or calling 800-642-7515.

💰 Finance
(898)
10
Citizens Bank of Americus
Citizens Bank of Americus
Citizens Bank of Americus
by Citizens Bank of Americus
Free

Citizens Bank of Americus is a comprehensive financial management app that allows you to aggregate accounts from multiple banks, set up alerts, make payments, transfer money, deposit checks, reorder cards, and more. Secure and convenient, it offers tools to manage your finances effectively. Take control of your financial life today by downloading the app and simplifying how you handle your money.

💰 Finance
(836)
11
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
Shop in up to 12 installments
Free

Discover a revolutionary all-in-one shopping platform connecting users to a wide range of products and services from various retailers. Shop, compare prices, and access exclusive deals all in one place. Join ZOOD Mall now for a seamless and convenient shopping experience!

🛍️ Shopping
(1.3K)
12
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

🛍️ Shopping
(109K)
13
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop now and pay later with our online shopping app. Enjoy the convenience of deferred payments with easy installment options. Download now for effortless shopping!

💰 Finance
(2.2M)
14
Citizens Bank MN
Citizens Bank MN
Citizens Bank MN
by Citizens Bank Minnesota
Free

Citizens Bank MN is a comprehensive financial management app that allows users to consolidate all their financial accounts, make payments, set alerts, deposit checks, and more. Secure and user-friendly, it offers features like transaction organization, account alerts, and quick check deposits. Simplify your finances today by downloading the app and accessing all its benefits.

💰 Finance
(990)
15
Citizens Bank of Kansas Mobile
Citizens Bank of Kansas Mobile
Citizens Bank of Kansas Mobile
by Citizens Bank of Kansas, N.A
Free

This mobile banking app allows users to manage their accounts, transfer funds, pay bills, and deposit checks remotely, with secure login features like Touch ID and Face ID. Download the app to start banking on-the-go and take control of your finances with ease.

💰 Finance
(3)
16
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4¹
Free

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

🛍️ Shopping
(823K)
17
Citi Mobile®
Citi Mobile®
Citi Mobile®
A Banking App Designed for You
Free

A comprehensive banking app allowing users to easily manage their accounts, make payments, deposit checks, track spending with insights, manage bills, view credit scores, and access account alerts. Features include account aggregation, card replacement, ATM locator, payment scheduling, and enhanced security measures like Quick Lock and biometric access. Explore more at the provided privacy notice links for a trusted and convenient banking experience.

💰 Finance
(3.9M)
18
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

Get instant access to verified bank deposits and emergency funds with Beem. Subscribe for as low as $2.47/month to access features like early withdrawals, job loss protection, and more. Say goodbye to traditional cash advance apps and payday loans.

💰 Finance
(30K)
19
Tabby: Pay over time
Tabby: Pay over time
Tabby: Pay over time
Pay in 4. No hidden fees
Free

Shop at your favorite brands and split purchases into 4 interest-free payments with Tabby. Track payments, get discounts, and explore thousands of products and brands. Take control of your spending with Tabby's convenient features and 24/7 chat support.

💰 Finance
(82K)
20
Centex Citizens Credit Union
Centex Citizens Credit Union
Centex Citizens Credit Union
by Centex Citizens Credit Union Inc
Free

Access your accounts securely on the go with our mobile banking app. Check balances, transfer funds, pay bills, and enjoy peace of mind. Sign up for online banking and download our app today! Visit www.myowncu.com for more information on privacy protection.

💰 Finance
(671)