Best Credit Card Payment Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

With an average user rating of 4.7★, the credit card payment category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Credit Card Payment Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (606K)NoNoOct 2026
2Tap to Pay + Contactless + POSTap to Pay + Contactless + POSFree4.8★ (4K)NoNoOct 2026
3Apple WalletApple WalletFree4.8★ (7.4M)NoNoOct 2026
4Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.8★ (14K)YesNoOct 2026
5Credit Card PaymentCredit Card PaymentFree4.0★ (3)NoNoAug 2026
6Payment for StripePayment for StripeFree4.8★ (8.9K)NoNoOct 2026
7Elan Credit CardElan Credit CardFree4.8★ (201K)NoNoOct 2026
8PayPOS - Tap and Get PaidPayPOS - Tap and Get PaidFree4.7★ (71)NoNoOct 2026

Top Picks for Credit Card Payment

Square Point of Sale (POS)#1

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Editor's Choice
💼 Business
4.8😐(606K ratings)
Free
#31in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
  • ⏱️ Slow fund transfers and delays in payouts
Tap to Pay + Contactless + POS#2

Tap to Pay + Contactless + POS by ACCEPT PAYMENT COMPANY

Credit Card Reader + Processor
Strong Contender
💼 Business
4.8😞(4K ratings)
Free
Tap to Pay + Contactless + POS screenshot 1
Tap to Pay + Contactless + POS screenshot 2
Tap to Pay + Contactless + POS screenshot 3
Tap to Pay + Contactless + POS screenshot 4
Tap to Pay + Contactless + POS screenshot 5
Tap to Pay + Contactless + POS screenshot 6

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Facilitates transactions efficiently
  • 💡 Versatile for various business needs

Room to Improve

  • 🐛 Payments not received or delayed
  • 🔒 Difficult to close accounts
  • 💰 Unexpected charges and fees
Apple Wallet#3

Apple Wallet by Apple Inc.

Apple Pay, Apple Card and more
Worth Considering
💰 Finance
4.8😊(7.4M ratings)
Free
Apple Wallet screenshot 1
Apple Wallet screenshot 2
Apple Wallet screenshot 3
Apple Wallet screenshot 4
Apple Wallet screenshot 5
Apple Wallet screenshot 6

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

What We Love

  • 🚀 Convenient and easy to use
  • 🔒 Secure with Face ID/Touch ID
  • 💳 Integrates credit/debit cards well
  • 🎟️ Stores tickets and passes
  • 🏠 Stores digital keys and IDs

Room to Improve

  • 🚫 Limited ability to add loyalty/membership cards
  • 🤔 Inconsistent card detection and adding
  • 💰 Unauthorized charges and payment issues
  • 🔍 Lack of customization options (nicknames, images)
  • 🇨🇦 Limited support for Canadian features

More Credit Card Payment apps to explore

FAQ about Credit Card Payment

What are the best credit card payment apps for iPhone?
Square Point of Sale (POS) tops our credit card payment apps ranking as of October 2026, with a 4.8-star average from 606K App Store ratings, and it's free to download.
Yes — 20 of the top credit card payment apps we rank are free to download, including Square Point of Sale (POS) and Tap to Pay + Contactless + POS.
Square Point of Sale (POS) has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ credit card payment apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

Related searches