Best Credit Card Payment Apps

224+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.7โ˜…, the credit card payment category is one of the App Store's strongest. Browse all 224+ apps we track, sorted so the most loved ones surface first.

Top Picks for Credit Card Payment

Square Point of Sale (POS)#1

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Editor's Choice
๐Ÿ’ผ Business
4.8๐Ÿ˜(601K ratings)
FreeAds
#28in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • ๐Ÿ‘ Convenient and easy to use
  • ๐Ÿš€ Quick transactions and payouts
  • ๐Ÿ’ก Useful reporting and inventory management features
  • ๐Ÿ‘ Professional and sleek hardware design

Room to Improve

  • ๐Ÿ› Connectivity issues with card readers
  • ๐Ÿ”’ Concerns over account deactivation and fund holds
  • ๐Ÿค– Poor customer service and lack of live support
JIM: Tap to Pay & Payment Link#2

JIM: Tap to Pay & Payment Link by CloudWalk, Inc.

Sell & Get Paid Now
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(8.2K ratings)
FreeAds
JIM: Tap to Pay & Payment Link screenshot 1
JIM: Tap to Pay & Payment Link screenshot 2
JIM: Tap to Pay & Payment Link screenshot 3
JIM: Tap to Pay & Payment Link screenshot 4
JIM: Tap to Pay & Payment Link screenshot 5

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

What We Love

  • ๐Ÿฆ„ Unicorn features
  • ๐Ÿ’ณ Seamless Apple Pay integration
  • ๐Ÿ’ธ Great rates for freelancing

Room to Improve

  • ๐Ÿšซ Terminated accounts without reason
  • ๐Ÿค– Limited functionality beyond talking to a robot
  • ๐Ÿ’ฐ No way to withdraw funds after payment
Tap to Pay + Contactless + POS#3

Tap to Pay + Contactless + POS by ACCEPT PAYMENT COMPANY

Credit Card Reader + Processor
Worth Considering
๐Ÿ’ผ Business
4.8๐Ÿ˜ž(3.1K ratings)
Free
Tap to Pay + Contactless + POS screenshot 1
Tap to Pay + Contactless + POS screenshot 2
Tap to Pay + Contactless + POS screenshot 3
Tap to Pay + Contactless + POS screenshot 4
Tap to Pay + Contactless + POS screenshot 5
Tap to Pay + Contactless + POS screenshot 6

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

What We Love

  • ๐Ÿ‘ Convenient and easy to use
  • ๐Ÿš€ Facilitates transactions efficiently
  • ๐Ÿ’ก Versatile for various business needs

Room to Improve

  • ๐Ÿ› Payments not received or delayed
  • ๐Ÿ”’ Difficult to close accounts
  • ๐Ÿ’ฐ Unexpected charges and fees

More Credit Card Payment apps to explore

4
Credit Card Payment
Credit Card Payment
Credit Card Payment
by Infinite Loop Development Ltd
Free

Accept credit and debit card payments directly from your iPhone or iPad. This app integrates with Stripe to scan card details and automatically handle bank settlements. It provides a convenient way for businesses to process transactions on the go.

Accept credit and debit card paymentsScan card details with device cameraIntegrates with Stripe payment gateway
๐Ÿ’ฐ Finance
(3)
free
5
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
๐Ÿ’ฐ Finance
(6.3M)
free with in-app purchases
6
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
๐Ÿ’ฐ Finance
(6.7M)
free
7
Payment for Stripe
Payment for Stripe
Payment for Stripe
Card Reader, Tap to Pay & POS
Free

Accept various payment methods including card readers and contactless payments directly on your iPhone. Manage products, subscriptions, customers, and send branded receipts. Ideal for businesses needing to process in-person transactions efficiently.

Card reader supportTap to Pay on iPhoneProduct and subscription sales
๐Ÿ’ผ Business
(8.9K)
free with in-app purchases
8
Cash App
Cash App
Cash App
P2P. BTC. Debit Card. Wallet.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
๐Ÿ’ฐ Finance
(8.5M)
free with in-app purchases
9
PayPOS - Tap and Get Paid
PayPOS - Tap and Get Paid
PayPOS - Tap and Get Paid
Mobile Point of Sale Worldwide
Free

Accept credit card and mobile payments directly on your smartphone without additional hardware. Process transactions globally, collect tips and taxes, and manage payouts securely. Turn your device into a contactless payment terminal for your business.

Accept major credit cardsTap to pay on iPhoneWorldwide payment acceptance
๐Ÿ’ผ Business
(68)
free with in-app purchases
10
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
๐Ÿ’ผ Business
(6.4K)
free with in-app purchases
11
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
Sell, Get Paid, Grow
Free

Manage your business sales, inventory, and payments from your phone. This app offers fast checkout with barcode scanning, flexible payment options, and comprehensive business management tools. Grow your business on the go with ease.

Barcode scanning for faster checkoutReal-time stock level trackingFlexible payment options (Tap to Pay, Pay Links, QR Codes)
๐Ÿ’ผ Business
(16K)
free with in-app purchases
12
Venmo
Venmo
Venmo
Send Money, Split Expenses
Free

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency
๐Ÿ’ฐ Finance
(15M)
free with in-app purchases
13
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
๐Ÿ’ผ Business
(29K)
free with in-app purchases
14
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
๐Ÿ’ฐ Finance
(2.1K)
free with in-app purchases
15
SwipeSimple - Point of Sale
SwipeSimple - Point of Sale
SwipeSimple - Point of Sale
Accept Payments Anywhere
Free

This application allows businesses to accept credit card payments on the go. It provides tools for recording transactions, calculating taxes, managing discounts, and tracking sales in real-time. Inventory management and user permissions are also supported.

Accept credit card paymentsRecord cash salesAutomatic tax calculation
๐Ÿ’ผ Business
(5.6K)
free
16
Bread Financial
Bread Financial
Bread Financial
Manage Your Comenity Cards
Free

Manage your Comenity credit cards securely and conveniently. Track transactions, make payments, view statements, and redeem rewards. This app allows for easy account management and access to exclusive offers.

Activate credit cardsReview transactions and statementsSchedule and manage payments
๐Ÿ’ฐ Finance
(143K)
free
17
Tap to Pay, POS SystemใƒปTofu
Tap to Pay, POS SystemใƒปTofu
Tap to Pay, POS SystemใƒปTofu
Payment Links & Point of Sale
Free

Accept contactless payments directly on your iPhone without extra hardware. This app lets you turn your phone into a payment terminal, process mobile wallet payments, and issue convenient payment links for online orders and invoices.

Accept contactless paymentsIssue payment linksUse iPhone as payment terminal
๐Ÿ’ผ Business
(361)
free with in-app purchases
18
Amazon Store Card
Amazon Store Card
Amazon Store Card
by Synchrony Financial
Free

Securely manage your Amazon Store Card or Amazon Secured Card. Pay bills, view statements and activity, track rewards, and set up alerts. Access your digital card, view your credit score, and manage your profile.

Pay billsAccess billing statementsReview account activity
๐Ÿ’ฐ Finance
(131K)
free
19
Square: Retail Point of Sale
Square: Retail Point of Sale
Square: Retail Point of Sale
Payment, Inventory Management
Free

This app provides a comprehensive point-of-sale system for retail businesses. It allows you to accept payments, manage inventory across multiple locations, track customer data, and manage employee timecards. Seamlessly integrate in-store and online sales for a unified business operation.

Accept all major payment typesBarcode scanner for quick salesMulti-location inventory tracking
๐Ÿ’ผ Business
(15K)
free with in-app purchases
20
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
๐Ÿ›๏ธ Shopping
(1.7M)
free with in-app purchases

Related searches