Best Credit Card Payment Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

With an average user rating of 4.7★, the credit card payment category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Credit Card Payment Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (605K)NoNoSep 2026
2Tap to Pay + Contactless + POSTap to Pay + Contactless + POSFree4.8★ (3.8K)NoNoSep 2026
3Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.8★ (13K)YesNoSep 2026
4Apple WalletApple WalletFree4.8★ (7.4M)NoNoSep 2026
5Payment for StripePayment for StripeFree4.8★ (8.9K)NoNoSep 2026
6PayPOS - Tap and Get PaidPayPOS - Tap and Get PaidFree4.7★ (71)NoNoSep 2026
7Credit Card PaymentCredit Card PaymentFree4.0★ (3)NoNoAug 2026
8PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoSep 2026

Top Picks for Credit Card Payment

Square Point of Sale (POS)#1

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Editor's Choice
💼 Business
4.8😐(605K ratings)
Free
#34in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
  • ⏱️ Slow fund transfers and delays in payouts
Tap to Pay + Contactless + POS#2

Tap to Pay + Contactless + POS by ACCEPT PAYMENT COMPANY

Credit Card Reader + Processor
Strong Contender
💼 Business
4.8😞(3.8K ratings)
Free
Tap to Pay + Contactless + POS screenshot 1
Tap to Pay + Contactless + POS screenshot 2
Tap to Pay + Contactless + POS screenshot 3
Tap to Pay + Contactless + POS screenshot 4
Tap to Pay + Contactless + POS screenshot 5
Tap to Pay + Contactless + POS screenshot 6

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Facilitates transactions efficiently
  • 💡 Versatile for various business needs

Room to Improve

  • 🐛 Payments not received or delayed
  • 🔒 Difficult to close accounts
  • 💰 Unexpected charges and fees
Jim: sell & get paid instantly#3

Jim: sell & get paid instantly by CloudWalk, Inc.

Tap to Pay & Payment Links
Worth Considering
💰 Finance
4.8😞(13K ratings)
FreeAds
Jim: sell & get paid instantly screenshot 1
Jim: sell & get paid instantly screenshot 2
Jim: sell & get paid instantly screenshot 3
Jim: sell & get paid instantly screenshot 4
Jim: sell & get paid instantly screenshot 5
Jim: sell & get paid instantly screenshot 6

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

What We Love

  • 🦄 Unicorn features
  • 💳 Seamless Apple Pay integration
  • 💸 Great rates for freelancing

Room to Improve

  • 🚫 Terminated accounts without reason
  • 🤖 Limited functionality beyond talking to a robot
  • 💰 No way to withdraw funds after payment
  • 🔒 Suspicious and sketchy app

More Credit Card Payment apps to explore

FAQ about Credit Card Payment

What are the best credit card payment apps for iPhone?
Square Point of Sale (POS) tops our credit card payment apps ranking as of September 2026, with a 4.8-star average from 605K App Store ratings, and it's free to download.
Yes — 20 of the top credit card payment apps we rank are free to download, including Square Point of Sale (POS) and Tap to Pay + Contactless + POS.
Square Point of Sale (POS) has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ credit card payment apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Square Point of Sale is an all-in-one payments processing app designed to help businesses manage operations, accept various payment methods, and improve profitability. It offers tailored features for different industries like retail, restaurants, services, and beauty.
Key features include accepting payments in person, online, or over the phone with major credit cards, debit cards, digital wallets, and more. It also provides industry-specific modes with functionalities like inventory management, online booking, invoicing, and real-time business reports.

Related searches