Best Credit Tracker Apps

4.8😐(2.7M ratings)

FreeIn-App Purchases

#32in Finance

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

What We Love

🚀 Accurate credit score monitoring
👍 Helpful credit improvement tips
🔒 Secure credit report access
💡 Useful Experian Boost feature
🚀 Convenient credit tracking

Room to Improve

🐛 Inaccurate credit score reporting
🔒 Poor customer service and support
💰 Overpriced premium subscription
🐛 Buggy app performance
🔒 Difficult to cancel subscription

myFICO - Credit Score Tracking by FICO

Monitor & Report Credit Scores

Worth Considering

Your scores, reports & offers

4.8😐(50K ratings)

Free

myFICO - Credit Score Tracking screenshot 1

myFICO - Credit Score Tracking screenshot 2

myFICO - Credit Score Tracking screenshot 3

myFICO - Credit Score Tracking screenshot 4

myFICO - Credit Score Tracking screenshot 5

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

What We Love

🚀 Keeps you updated on credit changes
🔒 Provides accurate FICO scores
👍 Helpful for home/car purchases
💡 Useful credit monitoring and analysis tools

Room to Improve

🐛 Inconsistent/inaccurate score reporting
💰 Expensive subscription fees
🔍 Lacks detailed credit information
🔁 Frequent log-outs and identity verifications

More Credit Tracker apps to explore

TransUnion®

Free credit scoresFree credit reportsFree credit monitoring

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

Save, Spend & Grow Your Credit

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

(7.7M)

Your credit score, simplified

Capital One CreditWise

Free FICO® Score 8 accessTransUnion® credit report accessDark web alerts for identity theft

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Kikoff: Build Credit Quickly

(309K)

free

Grow & Monitor Your Credit

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

(270K)

Self - Credit Builder & Cards

Build credit for a credit card

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

(331K)

Credit Scores, Credit & More

CreditVana

Credit score monitoringCredit insights and tipsCredit activity alerts

Monitor your credit score and track changes to your credit profile. Receive personalized insights and alerts to help you make smarter financial decisions and improve your credit health. Access your financial information securely anytime, anywhere.

(191)

Lexington Law - Credit Repair

Credit Repair, Score & Reports

Personalized credit repairChallenge inaccurate negative itemsReal-time progress updates

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

(109K)

Start your credit journey

myEquifax

Monthly Equifax credit report updatesFree credit score trackingAI-powered credit improvement plan

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

(44K)

NerdWallet: Smart Money App

Track, Save & Invest

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

(125K)

Dependency Credit Tracker

Caregiver hours & tax receipts

Track Your Credit Wise Report

(0)

Personal Credit Tracker

Easy to use interface

Credit history analysisTrack major credit bureausFinancial dashboard

Analyze and manage your credit history by tracking accounts across major bureaus. Get financial insights, educational content, and personalized recommendations to improve your credit score. Receive timely notifications for any credit status updates.

(198)

Save Money with Lower Interest

Ava: Build Credit Fast

Build positive credit historyCredit builder card for subscriptions and billsSave & Build Credit Account for savings and credit line

Build a positive credit history and potentially improve your credit score with this app. It offers tools like a credit builder card and a savings account to help you manage bills and establish a credit profile. Get started quickly with transparent pricing and free monthly credit reports.

CrediVitals: Credit Tracker

(50K)

subscription

Card Balance & Payment Alerts

All cards on one dashboardSmart payment remindersAutomatic spending breakdown

$9.99 | 100% OFF

Consolidate all your credit card information into a single, secure dashboard. Track balances, due dates, spending, and interest to manage your debt effectively and avoid late fees.

Kovo - Fast Credit Builder

(4)

freemium

Grow Your Score & Earn Rewards

Credit builder programNo credit check or feesReports to all 4 bureaus

Build your credit history with a simple, user-friendly platform. This app offers a credit builder program with no credit checks or fees, reporting to all four major bureaus. You can also track your FICO score, earn cash rewards, and access credit protection services.

(12K)

ScoreSense®

Credit Scores & Reports

Credit scores and reports from TransUnion, Equifax, ExperianDaily credit monitoring and alertsAccess to Credit Specialists

Access your credit scores and reports from all three major bureaus anytime. Receive daily credit monitoring and alerts for changes, with access to credit specialists and identity theft insurance.

(10K)

Track Your Credit Wise Report

Credit Score Monitoring

Income/expense trackerCredit score news feedCredit score simulator

Manage your finances with an income/expense tracker and stay informed with credit score news. Estimate your credit score with a simulator. Free version has usage limits.

(127)