Best Digital Bank Uk Apps

0+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Looking for free digital bank uk apps? 20 of our 0+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Digital Bank Uk Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1UBL UK - Mobile BankingUBL UK - Mobile BankingFree5.0★ (5)NoNoMay 2026
2Monese - A banking alternativeMonese - A banking alternativeFree4.7★ (2.4K)YesNoAug 2026
3Lloyds Mobile BankingLloyds Mobile BankingFree4.9★ (20K)NoNoAug 2026
4N26 — Love your bankN26 — Love your bankFree4.6★ (12K)NoNoAug 2026
5HSBC UK Mobile BankingHSBC UK Mobile BankingFree4.8★ (21K)NoNoAug 2026
6Nomo - Digital Sharia BankingNomo - Digital Sharia BankingFree4.8★ (3.6K)NoNoAug 2026
7Cynergy Bank Mobile BankingCynergy Bank Mobile BankingFreeNoNoAug 2026
8Starling - Mobile BankingStarling - Mobile BankingFree4.9★ (2.7K)NoNoAug 2026

Top Picks for Digital Bank Uk

Monese - A banking alternative#2

Monese - A banking alternative by Monese LTD

The money app
Strong Contender
💰 Finance
4.7(2.4K ratings)
FreeAds
Monese - A banking alternative screenshot 1
Monese - A banking alternative screenshot 2
Monese - A banking alternative screenshot 3
Monese - A banking alternative screenshot 4
Monese - A banking alternative screenshot 5
Monese - A banking alternative screenshot 6

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

Lloyds Mobile Banking#3

Lloyds Mobile Banking by Lloyds Banking Group

Your bank in your pocket
Worth Considering
💰 Finance
4.9😐(20K ratings)
Free
Lloyds Mobile Banking screenshot 1
Lloyds Mobile Banking screenshot 2
Lloyds Mobile Banking screenshot 3
Lloyds Mobile Banking screenshot 4
Lloyds Mobile Banking screenshot 5
Lloyds Mobile Banking screenshot 6

Manage your finances with confidence, anytime, anywhere. This app allows you to check balances, pay bills, track spending, manage subscriptions, and even apply for new accounts. It offers real-time insights, savings tools, and robust security features to keep your money safe.

What We Love

  • 👍 Easy to use
  • 🚀 Fast and efficient
  • 🔒 Secure banking
  • 💡 Convenient mobile banking

Room to Improve

  • 🐛 Crashes and stability issues
  • 🔍 Cluttered and confusing interface
  • 🔍 Outdated design

More Digital Bank Uk apps to explore

4
N26 — Love your bank
N26 — Love your bank
N26 — Love your bank
Bank, save, and invest
Free

Manage your banking, savings, and investments all in one app. Open an account in minutes, send money instantly, and grow your savings with flexible options. Invest in stocks and ETFs commission-free.

Online bank account openingInstant money transfersSavings accounts with interest
💰 Finance
(12K)
free with in-app purchases
5
HSBC UK Mobile Banking
HSBC UK Mobile Banking
HSBC UK Mobile Banking
Simple and secure banking
Free

Manage your everyday banking needs on the go with secure and quick access. Make payments, deposit cheques, view statements, and control your cards. Gain insights into your spending and plan your finances effectively.

Quick and secure login with biometricsMake payments and check balancesDeposit cheques up to £2,000 daily
💰 Finance
(21K)
free
6
Nomo - Digital Sharia Banking
Nomo - Digital Sharia Banking
Nomo - Digital Sharia Banking
Grow your wealth globally
Free

This digital banking app offers fee-free multi-currency spending, international transfers, and Sharia-compliant savings accounts. It also provides opportunities for UK property investment and finance, all managed through a smartphone.

Fee-free multi-currency spendingInternational money transfersSharia-compliant savings accounts
💰 Finance
(3.6K)
free
7
Cynergy Bank Mobile Banking
Cynergy Bank Mobile Banking
Cynergy Bank Mobile Banking
Banking on the go simple &safe
Free

Manage personal and business banking tasks from a single mobile app. Perform transactions, manage payees, set up payments, and handle business approvals securely. Receive account alerts and manage fixed-rate bond maturities.

Manage personal and business accountsBiometric and PIN loginPayee management
💰 Finance
(0)
free
8
Starling - Mobile Banking
Starling - Mobile Banking
Starling - Mobile Banking
Good with money.
Free

Manage personal, business, and joint finances with a seamless mobile banking experience. Enjoy fee-free international transactions, advanced budgeting tools, and secure, human support. It offers features for individuals, families, and businesses, making banking simple and satisfying.

Fee-free overseas spending and ATM withdrawalsVirtual 'Spaces' for saving and budgetingReal-time payment notifications and spending insights
💰 Finance
(2.7K)
free
9
ZA Bank
ZA Bank
ZA Bank
Your Future Bank for Now
Free

This regulated digital bank offers a comprehensive suite of financial services, including deposits, loans, foreign exchange, and investment options, all within a single mobile application. Experience fast account opening and a customizable debit card with enhanced security features.

Deposits and loansForeign currency exchangeLocal and overseas transfers
💰 Finance
(3.7K)
free
10
AlRayan Bank UK
AlRayan Bank UK
AlRayan Bank UK
by Al Rayan Bank PLC
Free

Securely manage your personal finances on the go. Apply for products, pay bills, and manage nominated accounts. Communicate with the bank via a secure messaging system.

Manage personal accountsApply for products onlineManage nominated account
💰 Finance
(44)
free
11
Metro Bank Mobile Banking
Metro Bank Mobile Banking
Metro Bank Mobile Banking
Simple, safe and quick banking
Free

Manage your personal and business bank accounts on the go. Get insights into your spending, send international payments, and control your debit and credit cards. Easily receive payments and set up standing orders.

Account and transaction insightsInternational paymentsSpending summary
💰 Finance
(1.3K)
free
12
UBL Digital - Safe Banking
UBL Digital - Safe Banking
UBL Digital - Safe Banking
Bank securely with UBL Digital
Free

Manage your finances securely and conveniently with this mobile banking app. Perform transactions, pay bills, transfer funds, and open accounts instantly. Enjoy advanced security features and access banking services anytime, anywhere.

Secure transactionsBill paymentsFund transfers
💰 Finance
(7.4K)
free
13
Tesco Bank
Tesco Bank
Tesco Bank
Money on the move
Free

Manage your Tesco Bank accounts and Clubcard spending on the go. Track transactions, make repayments, and transfer money securely. Activate new cards or block lost ones with ease.

Secure login with Face ID/Touch IDDetailed transaction viewingSearchable transaction history
💰 Finance
(209)
free
14
Halifax Mobile Banking
Halifax Mobile Banking
Halifax Mobile Banking
Extra easy, quick and secure
Free

Manage your finances on the go with secure and quick access to your accounts. Check balances, make payments, track spending, and even freeze your card if needed. Offers personalized insights and savings tools to help you reach your financial goals.

Biometric login (face/fingerprint)Card management (freeze/order)Payment summaries
💰 Finance
(7.3K)
free
15
Kroo Bank - Mobile Banking
Kroo Bank - Mobile Banking
Kroo Bank - Mobile Banking
Where your money works for you
Free

Manage your money with an intuitive banking app offering real-time spending insights and categorization. Enjoy fee-free spending abroad and earn interest on your current account balance. Securely manage your funds with advanced authentication and UK-based support.

Real-time spending insights and categorizationNo monthly fees for current accountZero fees for spending abroad
💰 Finance
(106)
free
16
Isle of Man Bank
Isle of Man Bank
Isle of Man Bank
by NatWest Group plc
Free

Manage your finances on the go with this mobile banking app. Easily view accounts, make payments, freeze cards, and deposit checks. Offers features like round-ups for saving and secure biometric login.

Manage bank accountsApply for accountsFreeze/unfreeze debit card
💰 Finance
(30)
free with in-app purchases
17
Royal Bank of Scotland
Royal Bank of Scotland
Royal Bank of Scotland
Simple, safe and secure
Free

Manage your day-to-day banking with this secure and easy-to-use mobile application. Open new accounts, track spending, send money, and access financial tools and support for various life events.

Apply for various account typesView all bank accountsFreeze/unfreeze cards
💰 Finance
(1.3K)
free with in-app purchases
18
Fasset: Global Digital Bank
Fasset: Global Digital Bank
Fasset: Global Digital Bank
Sign up in 60 seconds
Free

Manage your finances with an interest-free global USD account. Deposit various currencies and crypto, spend with a card, and invest in diverse assets. Experience fast, cross-border transactions powered by stablecoin infrastructure.

Global USD accountDeposit USD, USDC/USDT, cryptoFasset Card for spending
💰 Finance
(48)
free
19
Pulse Card
Pulse Card
Pulse Card
Manage your account on the go
Free

Easily manage your financial account on the go with this secure mobile application. View balances, transactions, make payments, and update your details all from your device. It's free to download and offers a comprehensive suite of account management tools.

View balance and credit limitTrack transactions (pending and posted)Make account payments
💰 Finance
(38)
free with in-app purchases
20
Wise: Global Money Transfer
Wise: Global Money Transfer
Wise: Global Money Transfer
Send payments internationally
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
💰 Finance
(108K)
free with in-app purchases

FAQ about Digital Bank Uk

What are the best digital bank uk apps for iPhone?
UBL UK - Mobile Banking tops our digital bank uk apps ranking as of July 2026, with a 5.0-star average from 5 App Store ratings, and it's free to download.
Yes — 20 of the top digital bank uk apps we rank are free to download, including UBL UK - Mobile Banking and Monese - A banking alternative.
UBL UK - Mobile Banking has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
The app allows you to securely manage your personal finances on the go. You can view your account balances and statements, transfer money between your accounts, send money to UK payees, and even send money to Pakistan using UBL UK NetRemit. Additionally, you can apply for new accounts, manage standing orders and direct debits, and set transaction alerts.
To use the UBL UK Mobile Banking App, you must be aged 18 or over. Both new and existing UBL UK customers can utilize the app for managing their accounts and services.