Best Ghanapay Apps

215+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated May 2026

Finding the right ghanapay app can be overwhelming with so many options. We've analyzed 215+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Ghanapay

My MTN Ghana#2

My MTN Ghana by SCANCOM LIMITED

Everything MTN in one app
Strong Contender
πŸ“Š Productivity
4.3😞(16K ratings)
FreeAds
My MTN Ghana screenshot 1
My MTN Ghana screenshot 2
My MTN Ghana screenshot 3
My MTN Ghana screenshot 4
My MTN Ghana screenshot 5
My MTN Ghana screenshot 6

Manage all your mobile services in one place. Easily buy airtime, purchase bundles, and control your MoMo and Broadband accounts. Access product information 24/7 for ultimate convenience.

What We Love

  • πŸ‘ Smooth and responsive app
  • πŸš€ Lightning-fast load times
  • πŸ’‘ Great user interface
  • πŸ”’ Robust security features

Room to Improve

  • πŸ› Frequent crashes and bugs
  • ⚠️ Unreliable connectivity
  • πŸ” Limited features
ECG PowerApp#3

ECG PowerApp by Electricity Company of Ghana Ltd

Worth Considering
πŸ“Š Productivity
4.5😞(24K ratings)
Free
ECG PowerApp screenshot 1
ECG PowerApp screenshot 2
ECG PowerApp screenshot 3
ECG PowerApp screenshot 4
ECG PowerApp screenshot 5

Manage your prepaid and postpaid meters with ease. This app allows direct connection to critical information, customer service engagement for issue reporting, and a streamlined top-up process with faster refunds. Enjoy a renewed vision for customer convenience.

What We Love

  • πŸš€ Instant topup
  • πŸš€ Convenient to use
  • πŸ‘ Nice graphical interface
  • πŸ‘ Excellent update

Room to Improve

  • πŸ› Meter balance not updating correctly
  • πŸ› Frequent crashes and bugs
  • πŸ› Unreliable connection and payment issues

More Ghanapay apps to explore

4
GCB Mobile App
GCB Mobile App
GCB Mobile App
GCB Mobile App
Free

Manage your finances entirely from your smartphone. Open accounts, invest, pay bills, and secure your profile with biometric authentication. Enjoy a user-friendly interface with customizable themes and real-time transaction alerts.

Biometric profile securityBill payments (including ECG)Invest in Term Deposits
πŸ’° Finance
(332)
free
5
MoMo App
MoMo App
MoMo App
Your Ultimate Financial App
Free

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

All financial needs in one placeSecure biometric loginSend and receive money
πŸ’° Finance
(1.1K)
free
6
Telecel Play (Ghana)
Telecel Play (Ghana)
Telecel Play (Ghana)
by GHANA TELECOMMUNICATIONS COMPANY LIMITED
Free

Manage your Telecel services with ease. Send money, pay bills, buy airtime and data bundles, and locate retail stores. Monitor your usage and access promotions all within a modern, user-friendly interface.

Telecel Cash money transfersAirtime and data bundle purchasesBroadband bill payments
πŸ”§ Utilities
(16K)
free
7
myghpay
myghpay
myghpay
by GUARANTY TRUST BANK GHANA LTD
Free

This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.

Mobile money paymentsCard payments (Visa/Mastercard)Bank account payments
πŸ’° Finance
(317)
free
8
expressPay
expressPay
expressPay
by expressPay Ghana Limited
Free

Send money instantly to mobile money accounts or bank accounts with just a few taps. Easily purchase airtime and internet data for any network in seconds. Pay merchants and service providers using various digital payment methods.

Instant money transfersMobile money and bank account transfersInstant airtime purchases
πŸ’° Finance
(114)
free
9
Bolt: Request a Ride
Bolt: Request a Ride
Bolt: Request a Ride
Ride-hailing made easy
Free

Easily request rides across town, to the airport, or rent scooters and e-bikes. Enjoy transparent pricing, multiple payment options, and real-time driver tracking for safe and convenient travel.

Request rides in secondsTransparent upfront pricingMultiple payment options
✈️ Travel
(174K)
free with in-app purchases
10
Hubtel: Bills, Food, Groceries
Hubtel: Bills, Food, Groceries
Hubtel: Bills, Food, Groceries
Order Food, Shop & Pay Bills
Free

This app offers a convenient way to order food, groceries, and essentials for fast delivery in Ghana. It also facilitates hassle-free money transfers, stress-free bill payments, and instant car insurance purchases, with options to buy now and pay later.

Order food and groceries for deliverySend money across networks and banksPay utility and entertainment bills
πŸ” Food & Drink
(3.8K)
free
11
Fidelity Bank Ghana
Fidelity Bank Ghana
Fidelity Bank Ghana
by FIDELITY BANK GHANA LTD
Free

This mobile banking application provides secure and convenient access to your Fidelity Bank Ghana accounts. Easily manage your finances, make payments, and perform transactions on the go. Self-registration allows for quick setup without needing to visit a branch.

Account accessSecure transactionsPayments
πŸ’° Finance
(4.9K)
free
12
Ghanaian Constitution
Ghanaian Constitution
Ghanaian Constitution
Ghana's Constitution AI Chat
Free

This app provides an AI-powered chatbot to answer questions about Ghana's Constitution in plain English. It also offers the complete text of the Constitution, a smart search tool, and learning aids for easier understanding.

AI-powered chatbot for instant answersComplete text of Ghana's ConstitutionSmart search tool for quick research
πŸ“š Education
(604)
free with in-app purchases
13
Jiji Ghana
Jiji Ghana
Jiji Ghana
Buy & Sell Online
Free

This app allows users to buy and sell a wide variety of items across Ghana. It facilitates online deals with numerous sellers and provides options for secure transactions, including pay on delivery. Users can also post ads to sell their own items or start a business.

Browse millions of adsSell items easilyPay on delivery
πŸ›οΈ Shopping
(1.3K)
free with in-app purchases
14
CalBank App
CalBank App
CalBank App
CalBank
Free

This app provides a secure online payment gateway for individuals and businesses to make and accept payments using various cards and mobile wallets. It offers a user-friendly interface for managing accounts, paying bills, and accessing banking services on the go.

Online payment gatewayAccount transfers (intra, inter, inter-bank)Bill and data payments
πŸ’° Finance
(162)
free
15
MyNHIS
MyNHIS
MyNHIS
Your access to healthcare
Free

Access healthcare membership services digitally. Register for a new membership using your Ghana Card or manage your existing NHIS details. Find credentialed health facilities, covered medicines, and benefit packages.

Digital NHIS membership servicesRegister with Ghana CardManage membership status
πŸ’ͺ Health & Fitness
(12)
free
16
Accrue: Send. Spend. Sell.
Accrue: Send. Spend. Sell.
Accrue: Send. Spend. Sell.
The cross-border payment app
Free

Easily send and receive money across Africa and the US. Save in USD to earn daily interest, shop online with virtual cards, and grow your money through simple investing. Manage all your cross-border financial needs from your phone.

Send money across Africa and to US bank accountsReceive payments in USDShop online with virtual dollar cards
πŸ’° Finance
(1.5K)
free with in-app purchases
17
GhanaMart
GhanaMart
GhanaMart
by Ghanamart Inc
Free

Shop for groceries, buy airtime, and pay bills for loved ones in Ghana. This app connects you to the Ghanamart ecommerce platform for convenient transactions.

Grocery shoppingAirtime top-upBill payments
πŸ›οΈ Shopping
(5)
free
18
SC Mobile Ghana
SC Mobile Ghana
SC Mobile Ghana
by Standard Chartered
Free

Manage your finances and perform a wide range of banking services from your mobile device. Open new accounts, transfer funds locally and internationally, pay bills, and manage investments. Enjoy the convenience of banking anytime, anywhere, without visiting a branch.

Open Current, Savings Plus, or Fixed Deposit accountsTransfer funds locally and internationallyPurchase airtime and data bundles
πŸ’° Finance
(148)
free
19
G-Money App
G-Money App
G-Money App
Your favourite digital wallet
Free
πŸ’° Finance
(0)
20
CitizenApp - The Citizens App
CitizenApp - The Citizens App
CitizenApp - The Citizens App
by National Information Technology Agency
Free

This app serves as an official portal for citizens and residents of Ghana, providing access to government notices, job opportunities, and essential services. It also facilitates access to information linked to your Ghana Card.

Official public noticesJob openings (public & private)Government services access
πŸ“Š Productivity
(606)
free

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