1. Home
  2. Topics
  3. Goal Based Investing App

Best Goal Based Investing App

0+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

The best goal based investing app on iPhone average 4.6★ across 0+ titles — we've ranked them by what real users actually keep on their phones. Updated June 2026.

Compare top Goal Based Investing App (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoAug 2026
2Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.7★ (112K)NoNoAug 2026
3Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.4K)NoYesAug 2026
4Vanguard: Save, Invest, RetireVanguard: Save, Invest, RetireFree4.6★ (177K)YesNoJul 2026
5Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.3M)NoNoAug 2026
6Edward JonesEdward JonesFree4.8★ (136K)NoNoAug 2026
7Stackwell: Start InvestingStackwell: Start InvestingFree4.6★ (45)NoNoAug 2026
8Strides: Habit Tracker + GoalsStrides: Habit Tracker + GoalsFree4.8★ (19K)NoYesAug 2026

Top Picks for Goal Based Investing App

Qapital: The Money Saving App#1

Qapital: The Money Saving App by Qapital, LLC

Save. Invest. Budget.
Editor's Choice
💰 Finance
4.8😊(86K ratings)
Free
Qapital: The Money Saving App screenshot 1
Qapital: The Money Saving App screenshot 2
Qapital: The Money Saving App screenshot 3
Qapital: The Money Saving App screenshot 4
Qapital: The Money Saving App screenshot 5
Qapital: The Money Saving App screenshot 6

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

What We Love

  • 💰 Effective savings tool
  • 📈 Helps build good financial habits
  • 🤝 Useful for joint savings goals
  • 🤖 Automated savings rules

Room to Improve

  • 🕰️ Slow money transfers
  • 🔒 Difficulty reconnecting bank accounts
  • 💰 Unexpected fees/charges
Ally: Bank, Auto & Invest#2

Ally: Bank, Auto & Invest by Ally Financial Inc.

The app for all things money
Strong Contender
💰 Finance
4.7😐(112K ratings)
Free
#71in Finance
Ally: Bank, Auto & Invest screenshot 1
Ally: Bank, Auto & Invest screenshot 2
Ally: Bank, Auto & Invest screenshot 3
Ally: Bank, Auto & Invest screenshot 4
Ally: Bank, Auto & Invest screenshot 5
Ally: Bank, Auto & Invest screenshot 6

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

What We Love

  • 🚀 Reliable app performance
  • 👍 Helpful customer service
  • 💡 Useful savings buckets feature
  • 🚀 Immediate fund transfers

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • 🕰️ Slow mobile check deposit processing
  • 🔒 Lack of VPN compatibility
Buddy: Budget Planner App#3

Buddy: Budget Planner App by Buddy Budgeting AB

Bill Tracker & Money Manager
Worth Considering
💰 Finance
4.7😐(9.4K ratings)
FreeIn-App Purchases
#57in Finance
Buddy: Budget Planner App screenshot 1
Buddy: Budget Planner App screenshot 2
Buddy: Budget Planner App screenshot 3
Buddy: Budget Planner App screenshot 4
Buddy: Budget Planner App screenshot 5
Buddy: Budget Planner App screenshot 6

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

What We Love

  • 🚀 Easy to use
  • 👍 Visually appealing
  • 💡 Customizable categories
  • 🚀 Intuitive interface

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🐛 Balance not carrying over to next month
  • 🐛 Syncing issues between devices

More Goal Based Investing App apps to explore

4
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
💰 Finance
(177K)
free
5
Fidelity Investments
Fidelity Investments
Fidelity Investments
Invest, save, plan in one app.
Free

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

Invest in stocks, ETFs, mutual fundsTrade cryptocurrenciesCash management and bill pay
💰 Finance
(3.3M)
free with in-app purchases
6
Edward Jones
Edward Jones
Edward Jones
Track your goals on-the-go
Free

Manage your financial goals and accounts from anywhere. View holdings, track progress, and securely communicate with your financial advisor. Deposit checks and transfer funds with ease.

View account holdings and performanceTrack progress toward financial goalsMessage and share documents with team
💰 Finance
(136K)
free
7
Stackwell: Start Investing
Stackwell: Start Investing
Stackwell: Start Investing
Investing tools and education
Free

An investment app focused on building generational wealth within the Black community. It offers curated investment portfolios, educational content, and automated tools to simplify stock market investing and financial growth.

Curated investment portfoliosFinancial education contentAutomated investment tools
💰 Finance
(45)
subscription
8
Strides: Habit Tracker + Goals
Strides: Habit Tracker + Goals
Strides: Habit Tracker + Goals
Goal Planner & Daily Checklist
Free

This app helps you organize your habits, routines, and goals in a single to-do list. Track progress with reminders and charts, and choose from over 150 templates or create your own. Get organized and build your perfect routine.

Habit and goal trackingCustomizable trackers150+ templates
📊 Productivity
(19K)
free with in-app purchases
9
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
10
Bamboo: Invest. Trade. Earn.
Bamboo: Invest. Trade. Earn.
Bamboo: Invest. Trade. Earn.
by Bamboo Global Inc
Free

Invest in US stocks easily and securely from your mobile phone. Access over 3,000 stocks with fractional investing options, even as a non-US citizen. Start your investment journey with minimal requirements and insured trades.

Easy registration with NINInstant trading of US stocksSIPC and FINRA insured trades
💰 Finance
(981)
free with in-app purchases
11
Finelo: Master Trading
Finelo: Master Trading
Finelo: Master Trading
Become an expert in trading
Free

This app offers a comprehensive platform for learning and analyzing financial markets. It combines AI-powered tools for chart analysis with expert-led educational courses to help users trade smarter. Suitable for both beginners and experienced traders looking to improve their skills.

AI Chart AnalyzerSnap & Analyze chartsExpert trading courses
📚 Education
(99K)
subscription
12
Magnifi: Invest with AI
Magnifi: Invest with AI
Magnifi: Invest with AI
Plan, invest, analyze, grow
Free

This AI-powered app helps you research investments, create personalized plans, and manage multiple brokerage accounts. It offers a conversational AI assistant, market data, and planning tools to invest with confidence. Connect your accounts or invest directly.

AI investing assistantInvestment search enginePersonalized investing plans
💰 Finance
(401)
free with in-app purchases
13
Snowball Analytics
Snowball Analytics
Snowball Analytics
Portfolio & Dividend Tracker
Free

Manage and analyze your investment portfolios from multiple brokerage accounts. Track dividends, monitor cash flow, and reveal actual returns with in-depth analytics. Supports multi-currency portfolios and global exchanges.

Consolidate multiple brokerage accountsTrack dividends and coupon incomeMonitor cash flow and set financial goals
💰 Finance
(2.1K)
freemium
14
Guideline
Guideline
Guideline
Access your 401(k) anytime
Free

Easily set up and manage your 401(k) retirement account directly from your phone. Track progress, adjust contributions, and consolidate savings from other accounts. Invest with confidence through guided portfolio selection and automatic rebalancing.

Set up 401(k) in minutesAccess and manage contributionsInvest in recommended portfolios
💰 Finance
(1.8K)
free with in-app purchases
15
Compound Interest Calc
Compound Interest Calc
Compound Interest Calc
Plan | Invest | Retire
Free

Plan your financial future with a powerful compound interest calculator. It helps you visualize investment growth with periodic contributions and plan retirement withdrawals with inflation adjustments. Offers detailed breakdowns and interactive charts for informed financial decisions.

Calculate investment growth with contributionsPlan retirement withdrawals with inflationInteractive growth and depletion charts
💰 Finance
(6.5K)
free with in-app purchases
16
LPL Account View
LPL Account View
LPL Account View
by LPL Financial
Free

Access your LPL financial accounts securely and conveniently from your mobile device. Track your portfolio, monitor transactions, and view account documents. Stay informed with daily market updates and investment research to help you reach your financial goals.

Monitor total portfolio valueTrack account balances and transactionsAnalyze asset allocations
💰 Finance
(4K)
free
17
Schwab Mobile
Schwab Mobile
Schwab Mobile
Own your tomorrow®
Free

Manage your investments, research market trends, and conduct banking all within a single application. Track your portfolio, deposit checks, and trade stocks, ETFs, and options with intuitive tools and real-time insights.

Consolidated account viewMobile check depositIntuitive trade ticket
💰 Finance
(1.2M)
free with in-app purchases
18
Plynk: Grow as an Investor
Plynk: Grow as an Investor
Plynk: Grow as an Investor
Invest in Stocks & Funds
Free

Learn and trade stocks, funds, and crypto with a simplified investing experience. Start with as little as $1 and benefit from commission-free trading on stocks and ETFs. Explore investment ideas, practice with simulated trading, and access educational resources.

Trade stocks, funds, and cryptoCommission-free on stocks & ETFsLearn investing basics
💰 Finance
(2.7K)
free with in-app purchases
19
Altruist Client
Altruist Client
Altruist Client
The way money should feel.
Free

Manage your investments and track financial advisor progress. View account balances, returns, and transactions. Gain insights into your investment allocations and see exactly what you own.

View account balances and returnsTrack transactions and transfersAnalyze investment allocations
💰 Finance
(1.5K)
free
20
IC Wealth
IC Wealth
IC Wealth
by IC GROUP LIMITED
Free

Effortlessly manage your investments with personalized portfolio creation. Automate your savings and payments to achieve financial goals like retirement or education funding. Receive expert guidance to navigate your investment journey.

Personalized portfolio creationAutomated investingDigital payments
💰 Finance
(102)
ad-supported

FAQ about Goal Based Investing App

What is the best goal based investing app for iPhone?
Qapital: The Money Saving App tops our goal based investing app ranking as of June 2026, with a 4.8-star average from 86K App Store ratings, and it's free to download.
Yes — 20 of the top goal based investing app we rank are free to download, including Qapital: The Money Saving App and Ally: Bank, Auto & Invest.
Qapital: The Money Saving App has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
Qapital is a financial app designed to make saving, investing, and budgeting easier through automation. It uses behavioral economics principles to help users stick with their financial goals by setting up smart rules for transferring money.
Key features include setting unlimited personalized savings goals, creating smart rules for automatic money transfers based on habits, investing in ETFs, spending smarter with a dedicated debit card, and collaborating with a partner on shared financial goals.