Best Gold Payment App

224+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

PhonePe is the household name in gold payment app, but it's far from the only option. We track 224+ alternatives and competitors on iOS β€” many free, many higher-rated than you'd expect.

Top Picks for Gold Payment App

PhonePe: Secure Payments App#1

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Recharges, Bills Payments
Editor's Choice
πŸ’° Finance
4.8😐(159K ratings)
FreeAds
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

A versatile payments app offering BHIM UPI, bill payments, recharges, and more. Seamlessly manage transactions and investments in one place. Download now for secure and convenient financial management.

What We Love

  • πŸš€ Instant payments
  • πŸ‘ User-friendly interface
  • πŸ”’ Secure transactions
  • πŸ’‘ Diverse payment options

Room to Improve

  • πŸ› Transactions failing or pending
  • πŸ” Lack of customer support
  • πŸ” Difficult to resolve issues
Exodus: Crypto & Payments#2

Exodus: Crypto & Payments by Exodus Movement Inc

Own your money
Strong Contender
πŸ’° Finance
4.6😊(36K ratings)
Free
Exodus: Crypto & Payments screenshot 1
Exodus: Crypto & Payments screenshot 2
Exodus: Crypto & Payments screenshot 3
Exodus: Crypto & Payments screenshot 4
Exodus: Crypto & Payments screenshot 5
Exodus: Crypto & Payments screenshot 6

Manage your digital assets with ease using an all-in-one crypto wallet. Send, receive, and store various cryptocurrencies effortlessly, with advanced features and world-class design. Join the crypto revolution now and experience the future of finance!

What We Love

  • πŸ’― Extremely effective crypto recovery service
  • 🀝 Reliable and trustworthy platform
  • πŸ”’ Secure wallet with private key control
  • πŸ‘ User-friendly interface and navigation

Room to Improve

  • πŸ’° High exchange and transaction fees
  • πŸ”§ Minimum amount requirements for transactions
  • ⚠️ Occasional platform issues and connectivity problems
Paysera Super App#3

Paysera Super App by Paysera LT, UAB

The all in one finance app
Worth Considering
πŸ’° Finance
4.5😞(812 ratings)
FreeAds
Paysera Super App screenshot 1
Paysera Super App screenshot 2
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Paysera Super App screenshot 6

A versatile finance app offering online account opening, spendings management, savings, payment cards, and gold trading in one place. Features include free current accounts, Visa cards, joint accounts, currency conversion, real-time notifications, security measures, and more. Available in 14 languages. Contact client support for assistance.

What We Love

  • πŸš€ Reliable and efficient service
  • πŸ‘ Easy to use and intuitive
  • πŸ”’ Secure transactions
  • πŸ’³ Convenient digital banking

Room to Improve

  • πŸ› Buggy app with crashes
  • πŸ•°οΈ Slow account verification process
  • πŸ’Έ Unexpected fees and charges

More Gold Payment App apps to explore

4
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

πŸ’° Finance
(63K)
5
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Get quick access to cash with Money App's Cash Advance service. Receive up to $250 for immediate needs like groceries, gas, rent, and bills, with no hidden fees or credit checks. Simply sign up, link your bank account, apply, and get your money fast. Join Money App now to get started!

πŸ’° Finance
(23K)
6
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

This revolutionary app, designed for business owners, allows you to sell anywhere and get paid instantly with just your iPhone. Accept contactless payments, access your money instantly, and leverage AI tools for sales insights and recommendations. Start accepting instant payments and supercharge your business growth today!

πŸ’° Finance
(7.4K)
7
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

πŸ’° Finance
(133K)
8
Acre Gold
Acre Gold
Acre Gold
Physical Gold
Free

Subscribe to the future of precious metals with an innovative service offering Physical and Digital Gold starting from $0/month. Watch your Gold stash grow, get it shipped to your door or secured in a Vault, and stay in control with easy plan modifications. Start investing in Gold today!

πŸ’° Finance
(157)
9
Gold Bank
Gold Bank
Gold Bank
BUY AND SELL GOLD ONLINE
Free

This application allows users to buy, own, and manage real gold digitally, providing a reliable form of investment and savings for the modern age. With a simple and easy-to-use mobile app, users can invest in gold through various payment methods and take advantage of the lowest market rates.

πŸ›οΈ Shopping
(4)
10
Gold Identifier
Gold Identifier
Gold Identifier
Identify gold by picture
Free
πŸ” Reference
(33)
11
Gullak: Save in Digital Gold
Gullak: Save in Digital Gold
Gullak: Save in Digital Gold
Best Returns on Digital Gold
Free

This innovative savings app allows users to easily accumulate digital gold with flexible investment options, convert it into jewellery or coins, and redeem it for cash, providing a secure and trusted way to invest in 24K gold. Start saving in digital gold from just β‚Ή100 and take advantage of features like daily, weekly, or monthly SIPs, and explore various redemption options.

πŸ’° Finance
(38)
12
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Experience the ultimate convenience of bill payments with our mobile app! Quickly add local billers, set payment reminders, and pay using various methods on-the-go. Download now for free and simplify your bill payment process!

πŸ’° Finance
(4.1K)
13
EASY GOLD by KHAMPHOUVONG
EASY GOLD by KHAMPHOUVONG
EASY GOLD by KHAMPHOUVONG
EASY GOLD by KHAMPHOUVONG
Free

This application facilitates gold trading by allowing customers to easily send trading orders to the company. It serves as a convenient channel for customers to engage in gold transactions with the company.

πŸ’° Finance
(12)
14
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

A comprehensive financial app that combines banking and automotive services, offering an all-in-one solution for managing finances and car-related needs. Simplify your financial life and streamline car-related tasks in one convenient app.

πŸ’° Finance
(109K)
15
Gold Coast Federal CreditUnion
Gold Coast Federal CreditUnion
Gold Coast Federal CreditUnion
by GOLD COAST FEDERAL CREDIT UNION
Free

Manage your Gold Coast FCU accounts, make transfers, deposit checks, review activity and balances, set alerts, send and receive money, pay bills, and deposit checks through the Gold Coast FCU mobile app. Stay secure with various security features and easily find ATMs and branches.

πŸ’° Finance
(1.7K)
16
Clover
Clover
Clover
Earn perks nearby
Free

Earn rewards at your favorite local businesses by using an app that allows you to check in, earn points, and redeem perks without any scanning or fuss. You can also place mobile orders for pickup to skip the line.

πŸ›οΈ Shopping
(53K)
17
HesabPay
HesabPay
HesabPay
Pay anyone, anywhere, anytime!
Free

Experience ultimate financial convenience with our mobile wallet app! Transfer money seamlessly from over 20 channels, pay bills, top up your mobile, withdraw cash worldwide, and manage your funds effortlessly. Embrace financial freedom - download now!

πŸ’° Finance
(866)
18
Phi - Gold Wallet
Phi - Gold Wallet
Phi - Gold Wallet
Save in Gold, Buy,Sell,Invest
Free

This application provides a convenient way to buy, sell, and invest in physical gold, offering a secure and reliable way to protect your savings from inflation. With a state-of-the-art secure vault and blockchain-based technology, you can easily manage your gold assets, buying, selling, and storing them with just a few clicks on your phone.

πŸ’° Finance
(5)
19
Gold Tester & Identifier
Gold Tester & Identifier
Gold Tester & Identifier
Identify Real Gold by photo
Free
πŸ”§ Utilities
(5)
20
Vipps
Vipps
Vipps
by Vipps MobilePay AS
Free

This app allows you to easily transfer money between people, pay online, in-store, to organizations, and do much more with just a few taps. Secure and quick to use, it offers various payment options and features for managing your finances effortlessly. Join now and experience the convenience of seamless transactions.

πŸ’° Finance
(2.3K)