Best Kotak Bank Apps

212+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Whether you're new to kotak bank or looking for an upgrade, our curated collection of 212+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Kotak Bank Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7β˜… (167K)NoNoAug 2026
2Kotak Neo Stock Market TradingKotak Neo Stock Market TradingFree4.7β˜… (680)YesNoAug 2026
3Axis Bank Mobile BankingAxis Bank Mobile BankingFree4.6β˜… (7.4K)NoNoAug 2026
4IDFC FIRST Bank: MobileBankingIDFC FIRST Bank: MobileBankingFree4.8β˜… (2.9K)NoNoAug 2026
5Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7β˜… (39K)YesNoAug 2026
6Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7β˜… (133K)NoNoAug 2026
7iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8β˜… (65K)NoNoAug 2026
8Myntra - Fashion Shopping AppMyntra - Fashion Shopping AppFree4.7β˜… (20K)NoNoAug 2026

Top Picks for Kotak Bank

PhonePe: Secure Payments App#1

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Bills, FASTag, Recharge
Editor's Choice
πŸ’° Finance
4.7😐(167K ratings)
Free
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • πŸš€ Instant payments
  • πŸ‘ User-friendly interface
  • πŸ”’ Secure transactions
  • πŸ’‘ Diverse payment options

Room to Improve

  • πŸ› Transactions failing or pending
  • πŸ” Lack of customer support
  • πŸ” Difficult to resolve issues
Kotak Neo Stock Market Trading#2

Kotak Neo Stock Market Trading by Kotak Securities Limited

Stock Market, Trading, Invest
Strong Contender
πŸ’° Finance
4.7😞(680 ratings)
FreeAds
Kotak Neo Stock Market Trading screenshot 1
Kotak Neo Stock Market Trading screenshot 2
Kotak Neo Stock Market Trading screenshot 3
Kotak Neo Stock Market Trading screenshot 4
Kotak Neo Stock Market Trading screenshot 5
Kotak Neo Stock Market Trading screenshot 6

This app allows users to trade and invest in a variety of financial instruments including stocks, mutual funds, commodities, and derivatives. It offers tools for portfolio analysis, price alerts, and simplified order placement, along with features for managing mutual fund SIPs and accessing margin trading facilities.

What We Love

  • πŸ‘ User-friendly interface design
  • πŸš€ Quick fund additions and transactions
  • πŸ“ˆ Good for demat and equity trading
  • πŸ“Š Margin requirements and trade analysis features

Room to Improve

  • πŸ› Frequent app crashes and glitches
  • ⏱️ Very slow performance
  • 🚫 No support for iPad proper layout
Axis Bank Mobile Banking#3

Axis Bank Mobile Banking by Axis Bank Ltd

Worth Considering
πŸ’° Finance
4.6😞(7.4K ratings)
Free
Axis Bank Mobile Banking screenshot 1
Axis Bank Mobile Banking screenshot 2
Axis Bank Mobile Banking screenshot 3
Axis Bank Mobile Banking screenshot 4
Axis Bank Mobile Banking screenshot 5

Manage your finances with a comprehensive mobile banking app. Open new accounts, track transactions, make payments, and access loans and investments. Enjoy personalized features and secure access to all your banking needs.

What We Love

  • πŸš€ Easy to use
  • πŸš€ Convenient features
  • πŸ”’ Secure banking
  • πŸ‘ User-friendly interface

Room to Improve

  • πŸ› Frequent crashes
  • πŸ› Login issues
  • πŸ› Buggy app updates

More Kotak Bank apps to explore

4
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
Savings, Payments, and Loans
Free

Manage your finances with a comprehensive mobile banking app. Perform instant payments, track expenses, build wealth through investments, and access loans and insurance. Enjoy zero-fee banking services and personalized offers.

One-Swipe Banking for account managementInstant payments and UPI transfersZero fee banking services
πŸ’° Finance
(2.9K)
free with in-app purchases
5
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
πŸ’° Finance
(39K)
free with in-app purchases
6
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
πŸ’° Finance
(133K)
freemium
7
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
πŸ’° Finance
(65K)
free
8
Myntra - Fashion Shopping App
Myntra - Fashion Shopping App
Myntra - Fashion Shopping App
by myntra.com
Free

Shop for a wide range of clothing, footwear, accessories, and home furnishings for the entire family. Discover popular brands, latest trends, and exclusive deals with a seamless shopping experience.

Vast collection of fashion productsSort and filter search resultsExclusive discounts and offers
πŸ›οΈ Shopping
(20K)
free with in-app purchases
9
PNB ONE
PNB ONE
PNB ONE
by PNB
Free

Manage all your banking needs from a single platform. Transfer funds, view statements, invest, and manage cards securely. Offers a user-friendly interface with features like fingerprint login and bill payments.

Interactive dashboardAccount statement viewingFund transfers (NEFT/IMPS/UPI)
πŸ’° Finance
(557)
free
10
Siddhartha BankSmartXP
Siddhartha BankSmartXP
Siddhartha BankSmartXP
Siddhartha Bank Mobile Banking
Free

Manage your Siddhartha Bank accounts conveniently from your mobile device. Perform transactions, pay bills, and transfer funds securely anytime, anywhere. Enjoy a user-friendly and safe banking experience without needing to visit a branch.

Banking on the goBill paymentsFund transfers
πŸ’° Finance
(1.1K)
free
11
Birbank
Birbank
Birbank
ƏDV, Bonus, Kredit, Γ–dΙ™nişlΙ™r
Free

Manage your bank cards, make payments, earn bonuses, and access loans and installments. Enjoy features like Apple Pay, QR payments, and commission-free transfers. Get a digital card instantly without visiting a branch.

Card managementOnline paymentsBonus and cashback rewards
πŸ’° Finance
(1.9K)
free
12
Zomato: Food Delivery & Dining
Zomato: Food Delivery & Dining
Zomato: Food Delivery & Dining
Top Restaurants & Great Offers
Free

Order food from a vast selection of restaurants with fast delivery. Discover top dishes, view restaurant details, and even schedule orders in advance. Enjoy features like a dedicated vegetarian mode and food delivery to your train seat.

Search and discover top restaurants and dishesAccess detailed restaurant informationVeg Mode for vegetarian options
πŸ” Food & Drink
(135K)
free with in-app purchases
13
Weyay
Weyay
Weyay
Kuwait’s First Digital Bank
Free

This digital bank offers a fully mobile banking experience, allowing users to open accounts, manage finances, and access rewards. It prioritizes security with advanced technology and provides 24/7 customer support. Features include customizable cards, bill payments, and savings tools.

Fuss-free, fully-digital account openingSecure login with Face ID and OTPCustomizable debit cards
πŸ’° Finance
(5.3K)
free with in-app purchases
14
AlRajhi Mobile
AlRajhi Mobile
AlRajhi Mobile
by Al Rajhi Banking and Investment Corporation
Free

Manage all your banking operations on the go with this comprehensive mobile banking solution. Enjoy a customized experience with an improved interface, allowing you to perform transactions, apply for financing, and manage your cards easily from your device.

Enhanced app performanceUser-friendly design with light/dark modesQR code beneficiary addition
πŸ’° Finance
(333K)
free
15
V by VFD
V by VFD
V by VFD
Powered by VFD MFB Ltd.
Free

This digital banking app offers 24/7 access to banking, lifestyle, and investment features. It simplifies financial management with tools for budgeting, account management, and instant transactions. Enjoy easy account opening, card management, and investment opportunities with high returns.

Easy account openingInstant transactions and bills paymentHigh-rate investments
πŸ’° Finance
(966)
free
16
ABB mobile: Bank & Kredit
ABB mobile: Bank & Kredit
ABB mobile: Bank & Kredit
KΓΆΓ§ΓΌrmΙ™, Γ–dΙ™niş, Kart & Keşbek
Free

Manage your finances 24/7 with this comprehensive banking app. Perform payments, transfers, apply for loans, and earn cashback. Securely handle all your banking needs from your mobile device.

24/7 banking servicesOnline loan applicationsCashback rewards
πŸ’° Finance
(1.7K)
free with in-app purchases
17
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
πŸ’° Finance
(2.9K)
free
18
Riyad Bank App
Riyad Bank App
Riyad Bank App
by RiyadBank
Free

This app offers a modern and intuitive digital banking experience, allowing users to manage their finances securely and conveniently from anywhere. It provides personalized features, exclusive offers, and streamlined application processes for financial products.

Biometric authentication for secure accessPersonalized quick actionsExclusive offer notifications
πŸ’° Finance
(8.1K)
free
19
InstaBIZ by ICICI Bank
InstaBIZ by ICICI Bank
InstaBIZ by ICICI Bank
Loan, UPI, Merchant Banking
Free

This all-in-one business banking app offers a comprehensive suite of services for daily financial needs. Customers can manage accounts, apply for various loans, handle export-import transactions, and make instant payments. It also provides seamless merchant banking solutions.

Open current account instantlyApply for loans and overdraftsManage export-import transactions
πŸ’° Finance
(705)
free
20
alrajhi bank business
alrajhi bank business
alrajhi bank business
by Al Rajhi Banking and Investment Corporation
Free

Manage your business finances 24/7 with this mobile banking application. It offers a user-friendly interface for viewing accounts, managing transactions, initiating payments, and handling card services. Discover advanced features like financing calculators and electronic stamps for enhanced document reliability.

View accounts and transactionsManage pending actionsInitiate transfers and bill payments
πŸ’° Finance
(3.5K)
free

FAQ about Kotak Bank

What are the best kotak bank apps for iPhone?
PhonePe: Secure Payments App tops our kotak bank apps ranking as of July 2026, with a 4.7-star average from 167K App Store ratings, and it's free to download.
Yes β€” 20 of the top kotak bank apps we rank are free to download, including PhonePe: Secure Payments App and Kotak Neo Stock Market Trading.
PhonePe: Secure Payments App has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 212+ kotak bank apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to make secure UPI payments, transfer money between bank accounts, recharge your mobile and DTH services, pay various utility bills like electricity and gas, and make payments at offline and online stores. Additionally, you can invest in mutual funds and purchase various types of insurance policies.
You can link your bank account to the app and use BHIM UPI to transfer money instantly to other UPI users or merchants. The app supports managing multiple bank accounts, checking balances, and saving beneficiaries for easy transactions.

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