242+ iOS apps curated and reviewed
Cash Advance is the household name in loan apps for bad credit, but it's far from the only option. We track 242+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 3.8★ (5) | No | No | Aug 2026 |
| 2 |  | Free | 4.9★ (263K) | No | No | Aug 2026 |
| 3 |  | Free | 4.9★ (40K) | No | No | Aug 2026 |
| 4 |  | Free | 4.8★ (134K) | No | No | Aug 2026 |
| 5 |  | Free | 4.8★ (453K) | No | No | Aug 2026 |
| 6 |  | Free | 4.2★ (366) | No | No | Aug 2026 |
| 7 |  | Free | — | Yes | No | Aug 2026 |
| 8 |  | Free | 4.5★ (80K) | Yes | Yes | Aug 2026 |
Access quick cash advances and personal loans up to $1,100 with a few taps. The app matches you with tailored offers from lenders, allowing you to preview terms and rates for free without pressure or a hard credit pull.
Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.
Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.
Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.
Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.
This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.
Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.
Access quick cash advances and personal loans directly from your smartphone, even with bad credit. Apply in minutes for urgent financial needs, with transparent terms and a user-friendly interface.
Manage your credit card or personal loan with this app. View transactions, schedule payments, and update payment methods. Access customer support easily within the app.
Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.
Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.
Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.
Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.
Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.
Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.
