Best Mobile Check Deposit App

0+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Out of 0+ mobile check deposit app on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Mobile Check Deposit App (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Hometown Community Banks AppHometown Community Banks AppFree4.7★ (4K)YesNoAug 2026
2FMFCU Mobile AppFMFCU Mobile AppFree4.7★ (4K)YesNoAug 2026
3Current - Mobile BankingCurrent - Mobile BankingFree4.8★ (196K)NoNoAug 2026
4Ingo Money - Cash ChecksIngo Money - Cash ChecksFree4.2★ (9.2K)NoNoAug 2026
5Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.7★ (112K)NoNoAug 2026
6Wings CU (prev. Ent)Wings CU (prev. Ent)Free4.8★ (57K)YesNoAug 2026
7Provident CU Mobile BankingProvident CU Mobile BankingFree4.8★ (11K)YesNoAug 2026
8Navy Federal Credit UnionNavy Federal Credit UnionFree4.9★ (815K)NoNoAug 2026

Top Picks for Mobile Check Deposit App

Hometown Community Banks App#1

Hometown Community Banks App by Morton Community Bank

Mobile Banking
Editor's Choice
💰 Finance
4.7😐(4K ratings)
Free
Hometown Community Banks App screenshot 1
Hometown Community Banks App screenshot 2
Hometown Community Banks App screenshot 3
Hometown Community Banks App screenshot 4
Hometown Community Banks App screenshot 5
Hometown Community Banks App screenshot 6

Manage your finances conveniently and securely from your mobile device. View balances, transfer funds, deposit checks, and pay bills. This app offers advanced debit card management and secure login options.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient banking
  • 🔒 Secure login options
  • 💡 Useful features (e.g. bill pay, account management)

Room to Improve

  • 🐛 Buggy or unreliable performance
  • 🔍 Difficult to navigate or find information
  • 🔄 Frequent device re-authentication required
FMFCU Mobile App#2
4.7😊(4K ratings)
FreeAds
FMFCU Mobile App screenshot 1
FMFCU Mobile App screenshot 2
FMFCU Mobile App screenshot 3
FMFCU Mobile App screenshot 4
FMFCU Mobile App screenshot 5

Manage your finances conveniently from your mobile device. Check balances, transfer funds, deposit checks remotely, pay bills, and track spending. This app offers 24/7 access to your accounts, helping you stay on top of your money wherever you are.

What We Love

  • 🚀 Easy to use
  • 🚀 Convenient
  • 🚀 Intuitive
  • 🚀 Reliable

Room to Improve

  • 🐛 Occasional login/logout issues
  • 🐛 Inconsistent account order
  • 🐛 Unreliable check deposit feature
Current - Mobile Banking#3

Current - Mobile Banking by Finco Services, Inc.

Get Paid Early. Build Credit.
Worth Considering
💰 Finance
4.8😐(196K ratings)
Free
#36in Finance
Current - Mobile Banking screenshot 1
Current - Mobile Banking screenshot 2
Current - Mobile Banking screenshot 3
Current - Mobile Banking screenshot 4
Current - Mobile Banking screenshot 5
Current - Mobile Banking screenshot 6

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

What We Love

  • 🚀 Early paycheck deposits
  • 💳 Unique and stylish debit card design
  • 💰 Competitive savings interest rates
  • 🔒 Secure banking experience

Room to Improve

  • 🕰️ Slow mobile check deposit process
  • 🤖 Inconsistent and impersonal customer service
  • 🔍 Difficulty resolving disputes and fraudulent charges

More Mobile Check Deposit App apps to explore

4
Ingo Money - Cash Checks
Ingo Money - Cash Checks
Ingo Money - Cash Checks
by Ingo Money, Inc.
Free

Cash almost any type of check quickly and easily from your phone. Get funds in minutes directly to your bank account, prepaid card, or PayPal. Avoid long lines and deposit holds with a simple photo submission process.

Cash paychecks, business checks, and personal checksFunds deposited in minutesTransfer to bank, prepaid card, or PayPal
💰 Finance
(9.2K)
free with in-app purchases
5
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(112K)
free
6
Wings CU (prev. Ent)
Wings CU (prev. Ent)
Wings CU (prev. Ent)
by Ent Credit Union
Free

Manage your finances on the go with this secure and free mobile banking app. Review account balances, transfer funds, pay bills, deposit checks, and track your spending. It offers advanced encryption for your security and allows you to manage alerts and apply for loans.

View account balances and transactionsTransfer fundsMake loan payments and pay bills
💰 Finance
(57K)
free
7
Provident CU Mobile Banking
Provident CU Mobile Banking
Provident CU Mobile Banking
by Provident Credit Union
Free

Manage your finances on the go with this mobile banking application. Easily monitor account balances, transfer funds, pay bills, and deposit checks. Securely access your accounts and manage credit cards with advanced features.

Secure sign-in with biometricsMonitor account balancesSend and receive money with Zelle®
💰 Finance
(11K)
free
8
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

Account managementBill paymentsFund transfers
💰 Finance
(815K)
free
9
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
The #1 Choice for Banking
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.6M)
free with in-app purchases
10
Citi Mobile®
Citi Mobile®
Citi Mobile®
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
💰 Finance
(4M)
free with in-app purchases
11
FAIRWINDS Mobile Banking
FAIRWINDS Mobile Banking
FAIRWINDS Mobile Banking
by FAIRWINDS Credit Union
Free

Manage your finances securely and conveniently from your mobile device. Track spending, set savings goals, pay bills, and deposit checks instantly. Enjoy features like card locking and real-time alerts to stay in control of your money anytime, anywhere.

Check balances and review activityInstant mobile check depositLock/unlock debit and credit cards
💰 Finance
(24K)
free
12
Pacific Service CU
Pacific Service CU
Pacific Service CU
Bank anywhere with PSCU mobile
Free

Manage your finances on the go with this mobile banking application. Access account balances, transfer funds, deposit checks, and pay bills securely from your smartphone. Features include card controls, loan applications, and savings goal tracking.

Secure account accessTransfer moneyDeposit checks
💰 Finance
(8.1K)
free
13
UMB Mobile
UMB Mobile
UMB Mobile
by UMB Financial Corporation
Free

Manage your UMB bank accounts on the go. Check balances, transfer funds, pay bills, deposit checks, and find ATMs. Securely access your financial information and manage alerts from your mobile device.

Check account balances and activityTransfer funds between accountsPay bills and manage payees
💰 Finance
(3.1K)
free
14
iWallet
iWallet
iWallet
Mobile deposit
Free

This app allows users to process credit card payments and deposit checks directly from their smartphone or tablet. It eliminates banking fees and paper check handling costs, offering secure contactless payment options and built-in tipping features. Funds are transferred to your bank account within a few business days.

Mobile check depositsContactless payments (Tap to Pay)Reputation management
💰 Finance
(864)
free
15
Achieva Credit Union
Achieva Credit Union
Achieva Credit Union
by Achieva Credit Union
Free

Manage your finances on the go with this mobile banking app. View account details, transfer funds, pay bills, and deposit checks remotely. Easily locate nearby branches and ATMs for in-person assistance.

View account balances and transaction historyTransfer money between accountsSecurely send and receive money externally
💰 Finance
(5.1K)
free
16
Academy Bank
Academy Bank
Academy Bank
by Dickinson Financial Corporation
Free

Manage your finances on the go with this mobile banking app. Deposit checks, transfer funds, monitor account activity, and set up custom alerts. Find nearby ATMs and branches, and pay bills securely from your device.

Mobile check depositAccount balance and transaction historyCustomizable mobile banking alerts
💰 Finance
(2.1K)
free with in-app purchases
17
Regions Mobile
Regions Mobile
Regions Mobile
by Regions Financial Corp
Free

Manage your bank accounts, transfer funds, and make mobile deposits with this comprehensive banking application. It offers robust security features, bill payment, budgeting tools, and convenient access to branch locations and ATMs. Available in English and Spanish, it simplifies everyday financial tasks.

Account balance checksTransaction history searchCard management and alerts
💰 Finance
(520K)
free
18
MidWest America FCU Mobile
MidWest America FCU Mobile
MidWest America FCU Mobile
by MidWest America Federal Credit Union
Free

Manage your finances conveniently from your mobile device. Check balances, view transaction history, transfer funds, deposit checks, and pay bills and loans securely. Offers face unlock for easy and safe access.

Check account balancesView transaction historyTransfer funds between accounts
💰 Finance
(801)
free
19
CitiBusiness® Mobile
CitiBusiness® Mobile
CitiBusiness® Mobile
CitiBusiness Online Mobile App
Free

Manage your commercial accounts conveniently from your mobile device. Access your accounts securely anytime, anywhere, with features like mobile check deposit, balance monitoring, and transaction approvals. It simplifies business banking on the go.

Mobile check depositAccount balance monitoringInitiate payments and transfers
💰 Finance
(5.7K)
free
20
Bank Independent
Bank Independent
Bank Independent
Bank Independent Personal App
Free

Manage your personal finances on the go with this secure mobile banking app. View balances, transfer funds, pay bills, and deposit checks. Customize your dashboard and set alerts for important financial activity.

View balances and transactionsTransfer money between accountsPay bills
💰 Finance
(7.5K)
free

FAQ about Mobile Check Deposit App

What is the best mobile check deposit app for iPhone?
Hometown Community Banks App tops our mobile check deposit app ranking as of June 2026, with a 4.7-star average from 4K App Store ratings, and it's free to download.
Yes — 20 of the top mobile check deposit app we rank are free to download, including Hometown Community Banks App and FMFCU Mobile App.
Hometown Community Banks App shows ads and has no in-app purchases, according to its App Store listing as of June 2026.
The app allows you to manage your money anytime, anywhere. You can view account balances and transaction details, transfer funds between your accounts, deposit checks using your phone's camera, and pay bills. It also offers robust debit card management features and secure login options.
The Mobile Deposit feature allows you to deposit checks directly from your mobile device. Simply endorse the check and use your phone's camera to capture images of the front and back. The funds will then be credited to your account.