Best Mobile Lending Apps

230+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Finding the right mobile lending apps can be overwhelming with so many options. We've analyzed 230+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Mobile Lending Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (531K)NoNoJul 2026
2Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (359K)YesNoJul 2026
3OnPoint MobileOnPoint MobileFree4.6★ (23K)YesNoJul 2026
4Albert: Budgeting and BankingAlbert: Budgeting and BankingFree4.6★ (319K)YesNoJul 2026
5SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (39K)YesNoJul 2026
6Current - Mobile BankingCurrent - Mobile BankingFree4.8★ (195K)NoNoJul 2026
7Aqua+ Orbit One MobileAqua+ Orbit One MobileFree5.0★ (4)NoNoJun 2026
8ACM Mobile MortgageACM Mobile MortgageFree4.3★ (6)NoNoJul 2026

Top Picks for Mobile Lending

Brigit: Cash Advance & Credit#1

Brigit: Cash Advance & Credit by Brigit Inc

Get $25-$500* in Minutes
Editor's Choice
💰 Finance
4.8😐(531K ratings)
Free
#29in Finance
Brigit: Cash Advance & Credit screenshot 1
Brigit: Cash Advance & Credit screenshot 2
Brigit: Cash Advance & Credit screenshot 3
Brigit: Cash Advance & Credit screenshot 4
Brigit: Cash Advance & Credit screenshot 5
Brigit: Cash Advance & Credit screenshot 6

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

What We Love

  • 🚀 Fast and easy to use
  • 💰 Helpful during financial emergencies
  • 🤝 Reliable and trustworthy service
  • 🔒 Secure account connection

Room to Improve

  • 🐛 Inconsistent app performance
  • 🤖 Poor customer service and communication
  • 💲 Expensive subscription fees
Klover - Instant Cash Advance#2

Klover - Instant Cash Advance by Klover Holdings, Inc.

Up to $750 Before Payday
Strong Contender
💰 Finance
4.8😐(359K ratings)
FreeAds
#39in Finance
Klover - Instant Cash Advance screenshot 1
Klover - Instant Cash Advance screenshot 2
Klover - Instant Cash Advance screenshot 3
Klover - Instant Cash Advance screenshot 4
Klover - Instant Cash Advance screenshot 5
Klover - Instant Cash Advance screenshot 6

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

What We Love

  • 🚀 Quick and easy setup
  • 💰 Helpful for financial emergencies
  • 👍 Transparent and fair model
  • 🤝 Reliable and efficient

Room to Improve

  • 🔍 Confusing point system
  • ⏱️ Slow customer support response times
  • 🤔 Inconsistent advance amounts
OnPoint Mobile#3

OnPoint Mobile by OnPoint Community Credit Union

Worth Considering
💰 Finance
4.6😐(23K ratings)
FreeAds
OnPoint Mobile screenshot 1
OnPoint Mobile screenshot 2
OnPoint Mobile screenshot 3
OnPoint Mobile screenshot 4
OnPoint Mobile screenshot 5

Manage your finances securely on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Business members can also manage users and generate ACH payments.

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient mobile banking features
  • 🔒 Robust security with biometric login
  • 💡 Helpful customer service

Room to Improve

  • 🐛 Buggy mobile deposit feature
  • ⏱️ Slow transaction updates
  • 🔀 Confusing account management

More Mobile Lending apps to explore

4
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Organize. Budget. Save.
Free

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring
💰 Finance
(319K)
subscription
5
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(39K)
free with in-app purchases
6
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Save, spend & get paid faster²
Free

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking
💰 Finance
(195K)
free
7
Aqua+ Orbit One Mobile
Aqua+ Orbit One Mobile
Aqua+ Orbit One Mobile
Aqua+ Direct Lending Portal
Free

This mobile tool empowers dealers to manage customer financing and loan applications efficiently. It provides real-time visibility into financing activities, helping to expedite the deal process and support more customers on the go.

Manage financing activity on the goSimplify application processReal-time customer financing visibility
💰 Finance
(4)
free
8
ACM Mobile Mortgage
ACM Mobile Mortgage
ACM Mobile Mortgage
by Atlantic Coast Mortgage
Free

This app simplifies the home buying journey by offering step-by-step guidance, secure document uploads, and tools to compare loan options. It provides resources for pre-approval, down payment assistance, and connects users with local loan officers for personalized support.

Step-by-step mortgage guidanceSecure document uploadMortgage loan comparison
💰 Finance
(6)
free
9
Halan: Lending, BNPL, Payments
Halan: Lending, BNPL, Payments
Halan: Lending, BNPL, Payments
Get a loan, pay bills and more
Free

This app offers a suite of financial services, including Buy Now Pay Later options for various purchases, personal loans, and bill payment solutions. It aims to simplify online shopping and provide funding without traditional banking requirements.

Buy Now Pay Later (BNPL) for various goodsConsumer and small business lendingBill payment and money transfer
💰 Finance
(2.4K)
free with in-app purchases
10
Axis Lending Mobile Access
Axis Lending Mobile Access
Axis Lending Mobile Access
by ORIGIN MORTGAGE MANAGEMENT SERVICES PTY LTD
Free
💰 Finance
(0)
11
Freedom Lend Mobile Access
Freedom Lend Mobile Access
Freedom Lend Mobile Access
by ORIGIN MORTGAGE MANAGEMENT SERVICES PTY LTD
Free
💰 Finance
(0)
12
Pivot Lending Group
Pivot Lending Group
Pivot Lending Group
by Pivot Financial Partners, Inc.
Free

This app offers a personalized mortgage lending experience, guiding users through the entire process. It helps compare loan products, estimate refinancing savings, and track loan progress. Users can also easily upload documents and access their loan officer's contact information.

Personalized mortgage lendingProduct comparisonRefinance savings calculator
💰 Finance
(1)
free
13
MidWest America FCU Mobile
MidWest America FCU Mobile
MidWest America FCU Mobile
by MidWest America Federal Credit Union
Free

Manage your finances conveniently from your mobile device. Check balances, view transaction history, transfer funds, deposit checks, and pay bills and loans securely. Offers face unlock for easy and safe access.

Check account balancesView transaction historyTransfer funds between accounts
💰 Finance
(801)
free
14
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
15
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
Save, Spend, Build Credit
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.5M)
free with in-app purchases
16
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Helping you borrow, better.
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(37K)
free
17
Cornerstone Home Lending
Cornerstone Home Lending
Cornerstone Home Lending
by Cornerstone Capital Bank, SSB
Free

Manage your mortgage account securely from your mobile device. Make payments, view escrow details, access statements, and communicate with customer support. Offers educational resources for mortgage management.

Make and view paymentsAccess escrow informationView statements and tax documents
💰 Finance
(4.3K)
free
18
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)
💰 Finance
(10K)
free with in-app purchases
19
CBNA Mobile Banking
CBNA Mobile Banking
CBNA Mobile Banking
Simple & secure mobile banking
Free

Manage your finances securely and conveniently from your mobile device. View account balances, transfer funds, deposit checks, and pay bills. Features include customizable dashboards, biometric sign-in, and in-app customer support.

View account balances and transactionsTransfer funds between accountsMobile check deposit
💰 Finance
(44K)
free
20
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

Make loan paymentsSet up AutoPaySign up for paperless statements
💰 Finance
(80K)
free

FAQ about Mobile Lending

What are the best mobile lending apps for iPhone?
Brigit: Cash Advance & Credit tops our mobile lending apps ranking as of June 2026, with a 4.8-star average from 531K App Store ratings, and it's free to download.
Yes — 20 of the top mobile lending apps we rank are free to download, including Brigit: Cash Advance & Credit and Klover - Instant Cash Advance.
Brigit: Cash Advance & Credit has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 230+ mobile lending apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Brigit offers instant cash advances, helps users build credit history without a credit card, and provides tools for budgeting and financial management. It also connects users with personal loan offers and opportunities to earn or save money.
To get a cash advance, you need to download the Brigit app, connect your bank account, and request an advance. Advances range from $25 to $500, with no credit check, interest, tips, or late fees. Repayment is typically scheduled for your next payday.