Best Mobile Loans Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

Finding the right mobile loans apps can be overwhelming with so many options. We've analyzed 249+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Mobile Loans Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (48K)NoNoOct 2026
2Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (581K)NoNoOct 2026
3FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (160K)NoNoOct 2026
4LendMobileLendMobileFree5.0★ (4)NoNoSep 2026
5iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (70K)NoNoOct 2026
6Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (470K)NoNoOct 2026
7Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (397K)YesNoOct 2026
8Discover MobileDiscover MobileFree4.9★ (5.2M)NoNoOct 2026

Top Picks for Mobile Loans

Upstart: Personal Loans + More#1

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Editor's Choice
💰 Finance
4.9😞(48K ratings)
Free
#63in Finance
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Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices
Brigit: Cash Advance & Credit#2

Brigit: Cash Advance & Credit by Brigit Inc

Get $25-$500* in Minutes
Strong Contender
💰 Finance
4.8😐(580K ratings)
Free
#37in Finance
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Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

What We Love

  • 🚀 Fast and easy to use
  • 💰 Helpful during financial emergencies
  • 🤝 Reliable and trustworthy service
  • 🔒 Secure account connection

Room to Improve

  • 🐛 Inconsistent app performance
  • 🤖 Poor customer service and communication
  • 💲 Expensive subscription fees
  • 🚫 Difficulty canceling subscription
  • ❌ Unreliable approval process
FloatMe: Fast Cash Advance App#3

FloatMe: Fast Cash Advance App by FloatMe

Instant Money Before Payday
Worth Considering
💰 Finance
4.8😞(160K ratings)
Free
#68in Finance
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Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

What We Love

  • 🚀 Quick cash advance
  • 💳 Convenient for emergencies
  • 🔒 Reliable payment history

Room to Improve

  • 🔒 Strict eligibility requirements
  • 💰 High fees for small advances
  • 🤔 Inconsistent advance amounts
  • 🔍 Unclear subscription details
  • 🔍 Lack of transparency
  • 🔍 Poor customer service

More Mobile Loans apps to explore

FAQ about Mobile Loans

What are the best mobile loans apps for iPhone?
Upstart: Personal Loans + More tops our mobile loans apps ranking as of October 2026, with a 4.9-star average from 48K App Store ratings, and it's free to download.
Yes — 20 of the top mobile loans apps we rank are free to download, including Upstart: Personal Loans + More and Brigit: Cash Advance & Credit.
Upstart: Personal Loans + More has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ mobile loans apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.