Best Modern Banking App

234+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated June 2026

Looking for free modern banking app apps? 20 of our 234+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Modern Banking App

CBNA Mobile Banking#1

CBNA Mobile Banking by Community Bank NA

Simple & secure mobile banking
Editor's Choice
💰 Finance
4.8😞(44K ratings)
Free
CBNA Mobile Banking screenshot 1
CBNA Mobile Banking screenshot 2
CBNA Mobile Banking screenshot 3
CBNA Mobile Banking screenshot 4

Manage your finances securely and conveniently from your mobile device. View account balances, transfer funds, deposit checks, and pay bills. Features include customizable dashboards, biometric sign-in, and in-app customer support.

What We Love

  • 🚀 After hours real time digital banking
  • 👍 Perfect for Every Day Finance Monitoring
  • 👍 Awesome App
  • 👍 User friendly bank

Room to Improve

  • 😞 WORST BANK EVER
  • 😞 The worst
  • 🐛 Constant Server Error
FB Mobile Banking#2

FB Mobile Banking by FIRST SOUTH BANCORP, INC.

FirstBank Mobile Banking App
Strong Contender
💰 Finance
4.8😊(18K ratings)
FreeAds
FB Mobile Banking screenshot 1
FB Mobile Banking screenshot 2
FB Mobile Banking screenshot 3
FB Mobile Banking screenshot 4

Manage all your financial accounts, including those from other institutions, in one place. This app offers tools for transaction organization, payment, transfers, check deposits, and card management. It also provides security features and branch/ATM locators.

What We Love

  • 👍 Convenient money transfers
  • 🚀 Easy to use app
  • 🔒 Robust security features
  • 📸 Mobile check deposit

Room to Improve

  • 🐛 Slow app performance
  • 🐛 Unreliable mobile deposit
  • 🐛 Delayed transaction updates
Rockland Trust Mobile Banking#3
4.5😐(11K ratings)
Free
Rockland Trust Mobile Banking screenshot 1
Rockland Trust Mobile Banking screenshot 2
Rockland Trust Mobile Banking screenshot 3

Manage your bank accounts 24/7 from your mobile device. Deposit checks with photos, view balances, transfer funds, pay bills, and find ATMs. Secure login options include fingerprint authentication.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile banking
  • 🔒 Secure transactions
  • 💡 Helpful customer service

Room to Improve

  • 🐛 Inconsistent app performance
  • 🔍 Limited transaction history
  • 🤔 Confusing user interface

More Modern Banking App apps to explore

4
Service CU Mobile Banking
Service CU Mobile Banking
Service CU Mobile Banking
by Service Credit Union
Free

Easily manage your finances on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Find ATM and branch locations with this secure and convenient mobile banking solution.

Check account balancesTransfer fundsPay bills
💰 Finance
(5.2K)
free with in-app purchases
5
Mission Fed Mobile Banking
Mission Fed Mobile Banking
Mission Fed Mobile Banking
by Mission Federal Credit Union
Free

Manage your finances conveniently on the go with this redesigned mobile banking app. Track spending, transfer funds, deposit checks, and secure your cards. Access statements, apply for loans, and manage rewards all from your device.

Check account balancesView transaction historyTransfer funds between accounts
💰 Finance
(18K)
free
6
Frandsen – Mobile Banking
Frandsen – Mobile Banking
Frandsen – Mobile Banking
Personal and business banking
Free

Manage your personal and business finances with this banking app. View account details, pay bills, move money, set alerts, and manage your debit card. Securely message your bank team for assistance.

Real-time account summariesTransaction detailsBill Pay
💰 Finance
(3.4K)
free
7
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(110K)
free
8
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
💰 Finance
(20K)
free
9
Común: Tu banca moderna en USA
Común: Tu banca moderna en USA
Común: Tu banca moderna en USA
Cuenta, tarjeta VISA, remesas
Free

This app allows users to send and receive money within the U.S. and to Latin America, offering a Visa debit card and managing finances in Spanish and English. It provides early direct deposit, cash deposit/withdrawal options, and 24/7 support.

Send and receive moneyVisa debit cardRemittances to Latin America
💰 Finance
(27K)
free with in-app purchases
10
Grow Mobile Banking
Grow Mobile Banking
Grow Mobile Banking
by Grow Financial Federal Credit Union
Free

Manage your finances conveniently with this mobile banking app. It offers 24/7 access to account information, customizable views, and tools for setting savings and budget goals. Stay informed with real-time status updates on all your account activity.

24/7 account accessCustomizable account viewsPersonal money manager tools
💰 Finance
(10K)
free
11
Centris Mobile Banking
Centris Mobile Banking
Centris Mobile Banking
by Centris Federal Credit Union
Free

Manage your credit union accounts conveniently and securely from your smartphone. Monitor balances, view activity, pay bills, deposit checks, and transfer funds anytime, anywhere. Offers tools for financial management and locating branches or ATMs.

Account monitoringBill payMobile check deposit
💰 Finance
(2.6K)
free
12
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
💰 Finance
(80K)
free with in-app purchases
13
SmartBank Mobile Banking
SmartBank Mobile Banking
SmartBank Mobile Banking
by SmartBank
Free

Manage your finances on the go with this mobile banking application. Check balances, transfer funds between accounts, and pay bills conveniently. Locate nearby branches and ATMs with ease.

Check account balancesSearch recent transactionsTransfer funds between accounts
💰 Finance
(5.2K)
free
14
Metro Bank Mobile Banking
Metro Bank Mobile Banking
Metro Bank Mobile Banking
Simple, safe and quick banking
Free

Manage your personal and business bank accounts on the go. Get insights into your spending, send international payments, and control your debit and credit cards. Easily receive payments and set up standing orders.

Account and transaction insightsInternational paymentsSpending summary
💰 Finance
(1.3K)
free
15
Needham Bank Mobile Banking
Needham Bank Mobile Banking
Needham Bank Mobile Banking
by Needham Bank
Free

Manage your banking needs conveniently and securely on the go. Check balances, view transactions, pay bills, and transfer funds. Locate branches and ATMs easily.

Check account balanceView account activityPay bills
💰 Finance
(2.4K)
free
16
FNBC Mobile Banking
FNBC Mobile Banking
FNBC Mobile Banking
by FNBC Bank
Free

Manage your bank accounts conveniently from your mobile device. Access account information 24/7, receive alerts, and transfer funds on the go. Supports text messaging, mobile web, and a dedicated app.

24/7 account accessReceive alertsView account balances
💰 Finance
(1.1K)
ad-supported
17
Heritage Bank Mobile Banking
Heritage Bank Mobile Banking
Heritage Bank Mobile Banking
by Heritage Bank
Free

Manage your finances conveniently on the go. Check balances, view transactions, transfer funds, and pay bills. Locate ATMs and branches, and access cashback offers.

Check account balancesView transaction historyTransfer funds between accounts
💰 Finance
(3.1K)
free with in-app purchases
18
ING Banking
ING Banking
ING Banking
ING Belgium’s app
Free

Manage your finances securely and conveniently with this banking app. Perform transactions, track spending, and access banking services like savings and loans. Get support from a digital assistant or human advisors.

Pay and receive moneyManage accounts and cardsAccess savings, investments, and loans
💰 Finance
(487)
free
19
REV Federal Credit Union
REV Federal Credit Union
REV Federal Credit Union
REV Mobile App
Free

Manage your finances on the go with this mobile banking application. It offers features like biometric login, real-time transaction history, remote check deposit, and bill payment. You can also track your budget, make transfers, and apply for loans directly from your device.

Biometric AuthenticationReal-Time Transaction HistoryRemote Check Deposit
💰 Finance
(2.6K)
ad-supported
20
BTC Mobile Banking
BTC Mobile Banking
BTC Mobile Banking
https://btcbank.bank/
Free

Manage all your financial accounts, including those from other institutions, in one place. This app offers tools to organize transactions, set alerts, make payments, transfer funds, deposit checks, and manage your debit card. It provides secure access and helps you stay on top of your finances.

Aggregate all financial accountsOrganize transactions with tags and notesSet balance alerts
💰 Finance
(2.3K)
ad-supported