Best Momo Pay Uganda Apps

222+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our momo pay uganda list covers 222+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Compare top Momo Pay Uganda Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MoMo Pay UgandaMoMo Pay UgandaFreeβ€”NoNoMay 2026
2MoMo AppMoMo AppFree3.5β˜… (1.1K)NoNoJul 2026
3MTN MoMoMTN MoMoFree3.1β˜… (554)NoNoJul 2026
4MyMTNMyMTNFree3.2β˜… (799)NoNoJul 2026
5MoMo PSBMoMo PSBFree4.5β˜… (4.8K)NoNoJul 2026
6MoMo MerchantMoMo MerchantFree2.4β˜… (7)NoNoMay 2026
7Wave - Mobile MoneyWave - Mobile MoneyFree4.6β˜… (3.4K)NoNoJul 2026
8MoMo AgentMoMo AgentFree3.0β˜… (20)NoNoMay 2026

Top Picks for Momo Pay Uganda

MoMo Pay Uganda#1

MoMo Pay Uganda by MTN Group LTD

Editor's Choice
πŸ’° Finance
0.0(0 ratings)
Free
MoMo Pay Uganda screenshot 1
MoMo Pay Uganda screenshot 2
MoMo Pay Uganda screenshot 3
MoMo Pay Uganda screenshot 4
MoMo Pay Uganda screenshot 5
MoMo Pay Uganda screenshot 6

This app enables registered merchants to accept and manage mobile money payments via NFC and QR codes. It offers features for receiving customer payments, issuing change, paying bills, selling airtime, and viewing transaction history.

MoMo App#2

MoMo App by MTN GROUP FINTECH (PTY) LTD

Your Ultimate Financial App
Strong Contender
πŸ’° Finance
3.5😞(1.1K ratings)
Free
MoMo App screenshot 1
MoMo App screenshot 2
MoMo App screenshot 3
MoMo App screenshot 4
MoMo App screenshot 5
MoMo App screenshot 6

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

What We Love

  • πŸš€ Fast transactions
  • πŸ’‘ Innovative features
  • πŸ‘ User-friendly interface

Room to Improve

  • πŸ› Bugs and glitches
  • πŸ”’ Security issues
  • πŸ”‹ Performance problems
MTN MoMo#3

MTN MoMo by MTN Group LTD

MoMo
Worth Considering
πŸ’° Finance
3.1😞(554 ratings)
Free
MTN MoMo screenshot 1
MTN MoMo screenshot 2
MTN MoMo screenshot 3
MTN MoMo screenshot 4
MTN MoMo screenshot 5

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

What We Love

  • πŸ‘ Useful for money transfers
  • πŸ’‘ Suggestion for resending from transaction history
  • πŸ‘ Decent app interface and design

Room to Improve

  • πŸ› Frequent crashes and bugs
  • πŸ”’ Security issues with saved login details
  • πŸ” Difficult to log in and register

More Momo Pay Uganda apps to explore

4
MyMTN
MyMTN
MyMTN
by MTN Group LTD
Free

Manage your mobile services easily with this app. Top up airtime, buy data bundles, pay bills, and access product information anytime. Gain control over your mobile world without needing to contact customer support.

Top-up airtimePurchase data bundlesPay bills
πŸ”§ Utilities
(799)
free
5
MoMo PSB
MoMo PSB
MoMo PSB
Better than cash.
Free

Access a wide range of financial services and MoMo products with this user-friendly app. It offers secure, fast, and convenient control over your finances, allowing you to send money, buy airtime, pay bills, and more, all without data charges.

Send and receive moneyBuy airtime and dataPay bills
πŸ’° Finance
(4.8K)
free
6
MoMo Merchant
MoMo Merchant
MoMo Merchant
by MTN Group LTD
Free

Manage all your business payments and transactions in one place. This app allows for quick bill, salary, and supplier payments, digitizes small change, and provides a comprehensive view of all financial activities. You can also generate revenue by selling airtime and bill payments for customers.

Receive and make paymentsManage business transactionsBill, salary, and supplier payments
πŸ’° Finance
(7)
free
7
Wave - Mobile Money
Wave - Mobile Money
Wave - Mobile Money
by Wave Global Employment Inc.
Free

This app offers affordable mobile money services, allowing users to send money with low fees, deposit and withdraw funds for free at agent locations, and pay bills without additional charges. It also facilitates airtime purchases for major networks in select countries.

Send money at 1%Free deposits and withdrawalsFee-free bill payments
πŸ’° Finance
(3.4K)
free
8
MoMo Agent
MoMo Agent
MoMo Agent
by MTN Group LTD
Free

This app helps agents increase their earnings by streamlining transaction processing and improving customer service. It aims to boost foot traffic and facilitate the sale of value-added services for higher commissions.

Faster transaction processingIncreased foot trafficImproved customer service
πŸ’° Finance
(20)
free
9
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
πŸ’° Finance
(133K)
freemium
10
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
πŸ’° Finance
(15K)
free
11
MTN MoMo SA
MTN MoMo SA
MTN MoMo SA
MTN Mobile Money South Africa
Free

Manage your money easily and securely with this mobile finance app. Send money instantly, pay bills, buy airtime, and make purchases by scanning merchants. Register in minutes and avoid bank queues and carrying cash.

Secure money storageInstant money transfersAirtime and bundle purchases
πŸ’° Finance
(1)
ad-supported
12
myMTN NG
myMTN NG
myMTN NG
MTN
Free

This app provides MTN Nigeria customers and non-customers access to a wide range of MTN products and services. It offers a streamlined shopping experience for managing accounts, purchasing airtime and data, and accessing lifestyle content like news and entertainment.

Login with social media or MTN numberBuy or borrow airtime and dataReal-time account balances
πŸ“Š Productivity
(14K)
free
13
AYA PAY Wallet
AYA PAY Wallet
AYA PAY Wallet
AYA PAY
Free

This app simplifies everyday payments and money transfers. Easily top up mobile phones, cash in and out at agents or ATMs, and transfer funds to other wallets or unlinked accounts. It also facilitates bill payments and merchant transactions via QR codes.

Mobile top-up for 5 networksCash in/out at agents and ATMsWallet to Wallet transfers
πŸ’° Finance
(483)
free
14
NALA Send Money Globally
NALA Send Money Globally
NALA Send Money Globally
Trusted by 500k+ users
Free

Send money internationally with competitive exchange rates and transparent fees. Enjoy fast, secure transfers to mobile money wallets and bank accounts in numerous countries. Get 24/7 support for peace of mind.

Send money globallyCompare exchange ratesFast transfers in minutes
πŸ’° Finance
(5K)
free
15
urpay
urpay
urpay
by Neoleap
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
πŸ’° Finance
(11K)
free with in-app purchases
16
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction
πŸ’° Finance
(36K)
free with in-app purchases
17
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
πŸ’° Finance
(185K)
free
18
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
Shop in up to 12 installments
Free

Shop now and pay over time with flexible installment plans. Access a vast selection of products from trusted sellers and use a virtual card for seamless online purchases. Stay within your budget while getting what you need.

Buy now, pay laterUp to 12 installmentsFlexible payment plans
πŸ›οΈ Shopping
(1.3K)
free
19
KBZPay Customer
KBZPay Customer
KBZPay Customer
by KANBAWZA BANK LIMITED
Free

A mobile wallet app for secure and convenient money transactions in Myanmar. Easily pay bills, transfer funds, and manage cash in/out with just a few taps.

Mobile walletSecure transactionsConvenient payments
πŸ’° Finance
(20K)
free
20
Jiji Uganda
Jiji Uganda
Jiji Uganda
Buy & Sell Online
Free

Buy and sell a wide range of items in Uganda with millions of ads across 16 categories. Connect with sellers, pay on delivery after inspection, and easily post your own items to make cash. Discover jobs and services too.

Millions of ads in 16 categoriesPay on delivery after inspectionEasy ad posting for sellers
πŸ›οΈ Shopping
(85)
ad-supported

FAQ about Momo Pay Uganda

Are there free momo pay uganda apps for iPhone?
Yes β€” 20 of the top momo pay uganda apps we rank are free to download, including MoMo Pay Uganda and MoMo App.
MoMo Pay Uganda has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 222+ momo pay uganda apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
MoMo Pay Uganda is a merchant app designed for registered Mobile Money merchants to accept and manage payments. It supports NFC and QR code transactions, bill payments, and airtime sales.
Only registered MoMo Pay merchants in Uganda can use this application. You will need your Merchant ID and other details to create an account or log in.