Best Online Payment Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

Every iPhone needs a few good online payment apps. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Online Payment Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (40K)YesNoOct 2026
2BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoOct 2026
3PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoOct 2026
4VenmoVenmoFree4.8★ (15M)NoNoOct 2026
5PhonePe: UPI, Gold, InsurancePhonePe: UPI, Gold, InsuranceFree4.7★ (173K)NoNoOct 2026
6Apple WalletApple WalletFree4.8★ (7.4M)NoNoOct 2026
7Cash AppCash AppFree4.8★ (8.7M)NoNoOct 2026
8Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (605K)NoNoOct 2026

Top Picks for Online Payment

Paytm: Secure UPI Payments#1

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Editor's Choice
💰 Finance
4.7😞(40K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
  • 🐛 Buggy app and transactions
  • 📱 Horrible user experience
  • 🔑 KYC issues
PayPal - Pay, Send, Save#3

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later
Worth Considering
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#5in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
  • 🤖 Overly automated with lack of human interaction

More Online Payment apps to explore

FAQ about Online Payment

What are the best online payment apps for iPhone?
Paytm: Secure UPI Payments tops our online payment apps ranking as of October 2026, with a 4.7-star average from 40K App Store ratings, and it's free to download.
Yes — 20 of the top online payment apps we rank are free to download, including Paytm: Secure UPI Payments and BHIM Bharat's Own Payments App.
Paytm: Secure UPI Payments shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ online payment apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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