Best Pal Pay Apps

221+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated May 2026

With an average user rating of 4.5★, the pal pay category is one of the App Store's strongest. Browse all 221+ apps we track, sorted so the most loved ones surface first.

Top Picks for Pal Pay

PALPAY-Mahfazati#1

PALPAY-Mahfazati by PalPay Co. for Prepaid Services

Editor's Choice
💼 Business
3.3(139 ratings)
Free
PALPAY-Mahfazati screenshot 1
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This electronic wallet allows users to make financial transactions on their mobile phone without a bank account, and provides various services such as paying friends and merchants, cashing out, and bill payments. Users can add balance to their accounts through multiple cash-in methods and access a range of financial services, sign up now to experience the convenience.

PayPal - Send, Manage, Pay#2

PayPal - Send, Manage, Pay by PayPal, Inc.

Savings, cash back, pay later
Strong Contender
💰 Finance
4.7😐(190K ratings)
FreeAds
#4in Finance
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An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
PayPal Business#3

PayPal Business by PayPal, Inc.

Track sales and Send invoices
Worth Considering
💼 Business
4.2😐(29K ratings)
FreeAds
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Track sales, send invoices, and manage money easily with this comprehensive business app. Create and send invoices, manage sales, transfer money, and access customer information all in one place. Simplify your business management tasks on-the-go with this essential app.

What We Love

  • 🚀 Efficient payment processing
  • 💳 Convenient payment options
  • 📈 Useful business insights
  • 🔒 Secure transactions

Room to Improve

  • ⏱️ Delayed fund releases
  • 💰 High transaction fees
  • 🤖 Poor customer service

More Pal Pay apps to explore

4
PalPay Merchants Services
PalPay Merchants Services
PalPay Merchants Services
PalPay Merchants Services
Free
💼 Business
(0)
5
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

An app that consolidates important items like credit cards, IDs, tickets, and more on your iPhone, promoting easy and secure payments in stores or online using Apple Pay, offering features like Apple Pay Later and Apple Card for simplified transactions and management.

💰 Finance
(6.7M)
6
OPay-Beyond Banking
OPay-Beyond Banking
OPay-Beyond Banking
by OPAY DIGITAL SERVICES PTE. LTD.
Free

Revolutionize your financial experience with a trusted platform used by millions in Nigeria. Access secure and inclusive financial services through state-of-the-art technology.

💰 Finance
(87K)
7
Smartcash PSB
Smartcash PSB
Smartcash PSB
Smartcash
Free

Transfer money instantly to any mobile number or bank account, recharge, buy data, and pay bills all in one app. Simplify your transactions with Smartcash PSB now!

🔧 Utilities
(1.6K)
8
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

💰 Finance
(133K)
9
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

🛍️ Shopping
(752K)
10
Poll Pay: Earn Money & Cash
Poll Pay: Earn Money & Cash
Poll Pay: Earn Money & Cash
Answer questions and get paid
Free

Get rewarded for completing surveys and tasks on a user-friendly app. Start earning money today by sharing your opinions and participating in various activities!

🌟 Lifestyle
(88K)
11
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
Free

A money transfer app based in Nigeria that allows users to seamlessly send, pay, and manage their finances. Simplify your financial transactions with ease.

💰 Finance
(1.5K)
12
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Shop & Pay in 4¹
Free

Shop clothing, beauty products, electronics, and more with flexible payment options through our app. Buy now and pay later in easy installments to make shopping convenient and affordable for you. Start shopping today and enjoy the freedom to pay at your own pace.

🛍️ Shopping
(290K)
13
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
Grow with our point of sale.
Free
💼 Business
(1.1K)
14
Wise - Global Money
Wise - Global Money
Wise - Global Money
International finance app
Free

This application allows you to send money globally, convert currencies at the real exchange rate, use a debit card in multiple countries, and hold and convert 50 currencies instantly. Join millions of users and businesses worldwide for seamless worldwide money transfers and universal savings.

💰 Finance
(7.7K)
15
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4¹
Free

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

🛍️ Shopping
(823K)
16
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

Access a comprehensive mobile banking app that helps you manage your finances, build credit, and track your spending easily. Take control of your financial future with just a few taps - download now!

💰 Finance
(233K)
17
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

Square Point of Sale (POS) is a versatile mobile application that allows users to accept payments, track sales, manage inventory, and analyze business performance all in one place. With its user-friendly interface and powerful features, Square POS helps businesses streamline their operations and improve customer service. Try it out now to simplify your payment transactions and boost your business efficiency.

💼 Business
(600K)
18
HeyCash - Earn Free Cash Now
HeyCash - Earn Free Cash Now
HeyCash - Earn Free Cash Now
Surveys for Money & Rewards
Free

Share your opinions on the go with our survey app. Make your voice heard easily from your mobile device.

🌟 Lifestyle
(67K)
19
Exodus: Crypto & Payments
Exodus: Crypto & Payments
Exodus: Crypto & Payments
Own your money
Free

Manage your digital assets with ease using an all-in-one crypto wallet. Send, receive, and store various cryptocurrencies effortlessly, with advanced features and world-class design. Join the crypto revolution now and experience the future of finance!

💰 Finance
(36K)
20
Tabby: Pay over time
Tabby: Pay over time
Tabby: Pay over time
Pay in 4. No hidden fees
Free

Shop at your favorite brands and split purchases into 4 interest-free payments with Tabby. Track payments, get discounts, and explore thousands of products and brands. Take control of your spending with Tabby's convenient features and 24/7 chat support.

💰 Finance
(82K)