221+ iOS apps curated and reviewed
With an average user rating of 4.5★, the pal pay category is one of the App Store's strongest. Browse all 221+ apps we track, sorted so the most loved ones surface first.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 3.3★ (165) | No | No | Jul 2026 |
| 2 |  | Free | 4.8★ (6.3M) | Yes | No | Jul 2026 |
| 3 |  | Free | 4.2★ (29K) | Yes | No | Jul 2026 |
| 4 |  | Free | — | No | No | May 2026 |
| 5 |  | Free | 4.8★ (6.7M) | Yes | No | Jul 2026 |
| 6 |  | Free | 4.5★ (97K) | No | No | Jul 2026 |
| 7 |  | Free | 3.9★ (1.8K) | No | No | Jul 2026 |
| 8 |  | Free | 4.7★ (133K) | No | No | Jul 2026 |
This mobile wallet enables users to conduct financial transactions without a bank account. Add funds through various methods and access services like peer-to-peer payments, merchant payments, bill payments, and mobile top-ups.
Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.
Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.
Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.
This platform offers secure and fast financial services, including instant money transfers, bill payments, and airtime top-ups with bonuses. Users can also grow their savings with daily interest, access flexible loans, and get hassle-free debit cards. It provides a convenient way to manage finances and earn rewards.
This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.
Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.
Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.
Earn money by sharing your opinions through paid surveys and quizzes. Choose surveys based on length, topic, and reward, then cash out via PayPal or gift cards. Your feedback helps shape products and services.
Manage US Dollar and Nigerian Naira accounts from one app. Send, pay, and receive money globally with competitive rates. Get physical and virtual Visa debit cards for seamless transactions.
This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.
This application allows businesses to accept various in-person payments, including cards and contactless methods. It also provides tools for managing inventory, tracking sales with reports, and creating staff accounts. Integrations are available for accounting, e-commerce, and specific industries.
Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.
Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.
This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.
This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.
Earn cash and rewards by completing surveys and engaging with offers. This platform provides numerous earning opportunities, allowing you to turn your opinions into valuable rewards conveniently from your mobile device.
This app provides a secure, self-custodial platform for managing a wide range of cryptocurrencies. It allows users to easily send, receive, and buy digital assets, track their portfolios with advanced tools, and interact with DeFi and Web3 applications. The interface is designed to be user-friendly for both beginners and experienced crypto users.
Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.