Best Receivables Finance Apps

0+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

Bolt Finance & Crypto SuperApp is the household name in receivables finance, but it's far from the only option. We track 0+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Receivables Finance Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Bolt Finance & Crypto SuperAppBolt Finance & Crypto SuperAppFree4.3★ (119)NoNoAug 2026
2BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoAug 2026
3Grey: Inclusive Global BankingGrey: Inclusive Global BankingFree4.6★ (5.8K)NoNoAug 2026
4Robinhood BankingRobinhood BankingFree4.9★ (70K)NoNoAug 2026
5Intuit QuickBooks for BusinessIntuit QuickBooks for BusinessFree4.7★ (255K)NoYesAug 2026
6Toss - Make finance easierToss - Make finance easierFree4.3★ (636)NoYesAug 2026
7Flex FinanceFlex FinanceFree4.6★ (37)NoNoAug 2026
8Security Finance℠Security Finance℠Free3.5★ (209)NoNoAug 2026

Top Picks for Receivables Finance

Bolt Finance & Crypto SuperApp#1

Bolt Finance & Crypto SuperApp by Bolt Financial

Send, receive, spend instantly
Editor's Choice
💰 Finance
4.3😊(119 ratings)
Free
Bolt Finance & Crypto SuperApp screenshot 1
Bolt Finance & Crypto SuperApp screenshot 2
Bolt Finance & Crypto SuperApp screenshot 3

This app offers a comprehensive financial management solution, allowing users to send, receive, and spend money instantly. It integrates banking services with cryptocurrency trading, providing secure, real-time transactions and a virtual debit card for everyday spending.

What We Love

  • 🚀 Exceptional, easy to use, everything in one place
  • 👍 Amazing UX, game-changing, seamless, low fees
  • 👍 Shockingly simple, built for the 99%, extremely easy
  • 👍 Super easy to use, very powerful
BILL AP & AR Business Payments#2

BILL AP & AR Business Payments by Bill.com, Inc.

Pay bills and get paid online
Strong Contender
💼 Business
4.9😞(49K ratings)
Free
BILL AP & AR Business Payments screenshot 1
BILL AP & AR Business Payments screenshot 2
BILL AP & AR Business Payments screenshot 3
BILL AP & AR Business Payments screenshot 4

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

What We Love

  • 🚀 Efficient bill payment
  • 👍 User-friendly interface
  • 🚀 Convenient for on-the-go approvals
  • 👍 Helpful for tracking payments

Room to Improve

  • 🐛 Login issues, especially for non-US users
  • 🕰️ Slow payment processing times
  • 🤖 Poor customer service and lack of phone support
Grey: Inclusive Global Banking#3

Grey: Inclusive Global Banking by Grey Incorporated

Send & Receive Money Globally
Worth Considering
💰 Finance
4.6😞(5.8K ratings)
Free
Grey: Inclusive Global Banking screenshot 1
Grey: Inclusive Global Banking screenshot 2
Grey: Inclusive Global Banking screenshot 3
Grey: Inclusive Global Banking screenshot 4
Grey: Inclusive Global Banking screenshot 5
Grey: Inclusive Global Banking screenshot 6

Open a free global bank account in minutes to send, receive, exchange, and manage multiple currencies. Easily make international payments, generate invoices, and pay bills worldwide with competitive exchange rates and 24/7 support.

What We Love

  • 🚀 Fast and seamless transactions
  • 👍 User-friendly interface
  • 💡 Innovative features like virtual cards
  • 🚀 Reliable and efficient service

Room to Improve

  • 🐛 Frequent app updates
  • 🤔 Unclear verification process
  • 💰 High fees and exchange rate issues

More Receivables Finance apps to explore

4
Robinhood Banking
Robinhood Banking
Robinhood Banking
Credit Card & Banking
Free

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

3% cash back on all categoriesVirtual cards with disposable numbersSecure account management and card controls
💰 Finance
(70K)
free with in-app purchases
5
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Invoices, expenses & receipts
Free

Manage your business finances on the go with AI-powered accounting and invoicing tools. Accept payments, track expenses, generate invoices from photos, and automatically track mileage for tax deductions. Syncs with your online account for up-to-date financial data.

Accept contactless payments via phoneCreate and send invoices from photosCapture leads from emails with AI
💼 Business
(255K)
subscription
6
Toss - Make finance easier
Toss - Make finance easier
Toss - Make finance easier
Find everything about finance
Free

Manage all your financial accounts, including banking, investments, loans, and insurance, in one place. Enjoy fee-free transfers, personalized financial advice, and easy access to loan and insurance options. Invest simply and track your spending effortlessly.

Consolidated account overviewFee-free money transfersInterest-earning bank accounts
💰 Finance
(636)
free with in-app purchases
7
Flex Finance
Flex Finance
Flex Finance
All-in-one business finance
Free

Manage your business finances with a credit card offering net-60 payment terms and an integrated super app. Automate accounts payable, track expenses, and generate invoices to streamline operations and support growth.

Net-60 business credit card termsAutomated accounts payable managementSimplified expense tracking
💰 Finance
(37)
free
8
Security Finance℠
Security Finance℠
Security Finance℠
Secure & Easy Loan Management
Free

Manage your installment loans on the go. Make secure payments, track due dates, and access financial education tools. Stay informed with notification reminders and easily connect with your local branch.

Secure paymentsPayment remindersCheck due dates
💰 Finance
(209)
free
9
Sweeft: Send & Receive Money
Sweeft: Send & Receive Money
Sweeft: Send & Receive Money
Money, made social.
Free

Easily send, request, and receive money with friends through a social network interface. Enjoy bank-like functionality without hidden fees, plus features for splitting bills and group payments. Supports instant transfers and currency exchange.

Instant money transfersRequest money from friendsSplit bills and group payments
💰 Finance
(44)
free
10
Quicken: Budget & Track Money
Quicken: Budget & Track Money
Quicken: Budget & Track Money
Investing, Spending, Net Worth
Free

Manage personal and business finances in one app. Track income, expenses, and investments, create budgets, and monitor spending. Business features include invoicing and tax preparation tools.

Connect and track financial accountsCreate custom budgets and spending plansSet savings goals and track debt payoff
💰 Finance
(12K)
free with in-app purchases
11
PLS Mobile
PLS Mobile
PLS Mobile
Financial Services with PLS
Free

Manage your prepaid card finances directly from your phone. Check your balance, view statements, and review transaction history to stay in control of your spending. You can also freeze or unfreeze your card and find nearby store locations.

Check daily balanceFreeze/unfreeze prepaid cardView statements
💰 Finance
(20K)
free
12
Service Finance Dealer App
Service Finance Dealer App
Service Finance Dealer App
by SERVICE FINANCE COMPANY, LLC
Free

This app enables registered dealers and agents to securely apply for customer financing on-site. It streamlines the process with features like driver's license scanning for quick data entry, real-time underwriting decisions, and electronic document signing. Agents can manage their pipeline and track request progress efficiently.

Driver's license scanning for data entryReal-time underwriting decisionsDocument and work order uploads
💰 Finance
(130)
free
13
Wave: Small Business Software
Wave: Small Business Software
Wave: Small Business Software
Invoice, scan receipts & more
Free

Manage your small business finances on the go. Send professional invoices, track expenses with receipt scanning, and monitor your business insights. Get paid faster with integrated online payment options.

Send customized invoices and estimatesScan receipts with OCR for expense trackingMonitor business insights on a dashboard
💼 Business
(6.6K)
free with in-app purchases
14
OPay Business
OPay Business
OPay Business
by OPay Digital Services Pte.Ltd.
Free

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management
💰 Finance
(465)
free
15
Efficient Finance
Efficient Finance
Efficient Finance
by Efficient Finance Inc
Free

Manage company working capital and liquidity on the go. Finance your supply chain or get receivables paid directly from your mobile device. Requires registration with the service.

Manage working capitalManage liquidityFinance supply chain
💼 Business
(1)
free
16
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(188K)
free
17
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
💰 Finance
(80K)
free with in-app purchases
18
Trade Finance
Trade Finance
Trade Finance
Trade Finance Without Barriers
Free

Stay informed on the latest in trade, receivables, and supply chain finance with award-winning content. Access breaking news, podcasts, videos, research, and educational guides on the go, 24/7.

Breaking news and updatesPodcasts and videosResearch and educational guides
💰 Finance
(3)
free
19
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
20
MoneyWiz 2026 Personal Finance
MoneyWiz 2026 Personal Finance
MoneyWiz 2026 Personal Finance
Personal Accounting Software
Free

Manage all your financial accounts, including loans, savings, investments, and cryptocurrency, in one secure application. It offers automatic transaction downloads, cloud syncing, and advanced reporting to give you a comprehensive overview of your finances.

Account tracking (bank, loan, investment, crypto)Automatic transaction downloadsCloud backup and multi-device sync
💰 Finance
(2.1K)
freemium

FAQ about Receivables Finance

What are the best receivables finance apps for iPhone?
Bolt Finance & Crypto SuperApp tops our receivables finance apps ranking as of June 2026, with a 4.3-star average from 119 App Store ratings, and it's free to download.
Yes — 20 of the top receivables finance apps we rank are free to download, including Bolt Finance & Crypto SuperApp and BILL AP & AR Business Payments.
Bolt Finance & Crypto SuperApp has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
This app acts as an all-in-one financial hub, enabling users to send, receive, and spend money instantly. It also facilitates the buying, selling, sending, and receiving of major cryptocurrencies, integrating these services with traditional banking features.
Key features include instant money transfers, a linked virtual debit card for spending with real-time tracking, and the ability to trade cryptocurrencies like BTC and ETH. It also emphasizes bank-grade security with end-to-end encryption and fast, seamless transactions.