Best Reload Mobile Credit Apps

Grow Credit

Pay Phone Bills & Build Credit

Free

Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.

OnePay – Mobile Banking

Bank. Borrow. Build Credit.

Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Lexington Law - Credit Repair

Credit Repair, Score & Reports

Free

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

Arrowhead Mobile Banking

Arrowhead Credit Union

Free

Manage your finances on the go with this mobile banking app. Access account information, deposit checks, pay bills, transfer funds, and utilize financial wellness tools. Security features like two-factor authentication and card blocking are included.

GTE Mobile

Convenient Mobile Banking

Free

Manage your finances with this banking app. It offers features like adding cards to digital wallets, instant card control, and secure money transfers. You can also deposit checks, pay bills, and manage rewards.

Upgrade - Mobile Banking

Rewards Checking, Loans, Cards

Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Credit Acceptance Mobile

Secure, on-the-go car payments

Free

Easily manage your car loan account and make secure payments from your mobile device. Schedule one-time or recurring payments, view your balance, and receive important account updates through push notifications and text alerts.

CareCredit Mobile

Take CareCredit on the go

Free

Manage your CareCredit credit card on the go. Access your digital card, pay bills, find providers, and track your account details. Stay informed with custom notifications and helpful resources.

Merrick Bank Mobile

by Merrick Bank

Free

Manage your credit card account securely and conveniently on the go. Track spending, check balances, make payments, and monitor your FICO® Score. Set custom alerts and access billing statements easily.

Arro: Build & Grow Credit

Cash Back Credit Builder Card

Free

Build your credit score and earn cash back rewards with this credit builder card. Start with a credit limit up to $300 and grow it to $2,500. Get personalized financial guidance from an AI coach and track your progress with real-time updates.

Meritrust Mobile

Meritrust Credit Union

Free

Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.

Kikoff – Build Credit Quickly

Equifax, Experian + TransUnion

Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

CreditRepair

by Creditrepair.com, Inc.

Free

Monitor your credit repair journey with a suite of tools designed to help you understand and improve your credit score. Track progress, view removed items, and manage creditor interventions directly from your mobile device.

Upay.net

Mobile Top Up

Free

Easily top up mobile phones, internet, and utility services for family and friends abroad. This secure service supports various payment methods and offers a convenient way to manage transactions.

Kinecta Mobile Banking

by Kinecta Federal Credit Union

Free

Manage your finances on the go with this secure mobile banking app. Easily check balances, transfer funds, pay bills, and deposit checks. Access your credit score, apply for loans, and even lock your cards.

Travis CU Mobile

Bank safely & securely

Free

Manage your finances on the go with this banking app. Review balances, transfer funds, pay bills, and make person-to-person payments. Deposit checks, apply for loans, and access card information securely.

OnPoint Mobile

by OnPoint Community Credit Union

Free

Manage your finances securely on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Business members can also manage users and generate ACH payments.