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Best Self-Directed Ira Alternative Apps

226+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our self-directed ira alternative list covers 226+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Self-Directed Ira Alternative

Betterment Invest & Save Money#1

Betterment Invest & Save Money by Betterment

Investments & Cash Accounts
Editor's Choice
💰 Finance
4.8😐(62K ratings)
FreeAds
Betterment Invest & Save Money screenshot 1
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Betterment Invest & Save Money screenshot 3
Betterment Invest & Save Money screenshot 4
Betterment Invest & Save Money screenshot 5
Betterment Invest & Save Money screenshot 6

An innovative investment platform designed to help users grow their wealth through automated investing, personalized advice, and goal-based strategies. Start investing smarter today for a more secure financial future.

What We Love

  • 💰 High yield savings account
  • 🔍 Easy to link and manage accounts
  • 🤖 Automated investing and portfolio management
  • 👨‍💻 Responsive customer service

Room to Improve

  • 🤖 Automated investing underperforms manual investing
  • 🤔 Unclear account selection when making deposits
  • ⏱️ Slow transfer and withdrawal process
BitcoinIRA: Buy & Sell Crypto#2

BitcoinIRA: Buy & Sell Crypto by ALTERNATIVE IRA SERVICES, LLC.

Top-rated crypto IRA app.
Strong Contender
💰 Finance
4.4😐(1.2K ratings)
FreeAds
BitcoinIRA: Buy & Sell Crypto screenshot 1
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Cryptocurrency IRA app allowing users to invest in cryptocurrencies using retirement accounts. Buy, sell, and swap over 60 cryptocurrencies, customize portfolios, and access educational resources to maximize retirement investments. Start investing in crypto with tax-advantaged treatment today.

What We Love

  • 🚀 Smooth and easy to use
  • 🔒 Robust security
  • 👍 Excellent customer service
  • 💡 Useful crypto IRA features

Room to Improve

  • 🐛 Login and verification issues
  • 🔋 Frequent app crashes and freezes
  • 💰 High fees and charges
IRA Financial#3

IRA Financial by IRA Financial Trust Company

SDIRA, Solo 401(k), ROBS
Worth Considering
💰 Finance
4.0(38 ratings)
Free
IRA Financial screenshot 1
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Manage your self-directed retirement accounts with ease using this mobile app, featuring account management, diverse investment options, secure transactions, and expert resources. Download the app to unlock your retirement potential and take control of your financial future.

More Self-Directed Ira Alternative apps to explore

4
Choice: Bitcoin in your IRA
Choice: Bitcoin in your IRA
Choice: Bitcoin in your IRA
Stack Sats, Crypto & Stocks
Free

Invest in Bitcoin for your retirement with Choice: Bitcoin in your IRA. Grow your retirement savings by stacking sats and investing in cryptocurrency. Start securing your future today!

💰 Finance
(1.5K)
5
T. Rowe Price Personal®
T. Rowe Price Personal®
T. Rowe Price Personal®
INVEST WITH CONFIDENCE®
Free

Track your financial goals with a secure mobile app that helps you manage your retirement savings with features like viewing account activity, balances, and asset allocation. Invest with confidence and take control of your financial future.

💰 Finance
(23K)
6
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Grow Your Financial Wellness
Free

An app that helps users invest spare change for their future, with over $4 billion invested so far through Round-Ups®. Start investing and saving today for financial growth.

💰 Finance
(954K)
7
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

The Vanguard app provides easy mobile investing and account management with features like tracking account performance, making trades, and accessing support. Stay on top of your investments and financial goals conveniently from your mobile device.

💰 Finance
(177K)
8
Finhabits: Invest My Money
Finhabits: Invest My Money
Finhabits: Invest My Money
Invest, Learn, and Protect
Free

This application helps users invest for the future, sign up for affordable health insurance plans, and learn smart financial habits. Join to master your money habits with automated investments, healthcare options, and educational resources.

💰 Finance
(21K)
9
Firstrade: Invest & Trade
Firstrade: Invest & Trade
Firstrade: Invest & Trade
Stocks, Options, ETFs.
Free

A commission-free investment app that allows users to trade stocks, ETFs, options, and mutual funds with no commission fees. Start investing easily and grow your portfolio with powerful tools and real-time market data.

💰 Finance
(8.3K)
10
iTrustCapital: Buy Crypto 24/7
iTrustCapital: Buy Crypto 24/7
iTrustCapital: Buy Crypto 24/7
IRA & Non-IRA Crypto Accounts
Free

This application allows users to buy and sell cryptocurrencies, gold, and silver within their retirement accounts with tax benefits. It offers a variety of cryptocurrencies, physical gold and silver, transparent pricing, easy setup, and secure storage options. Discover more at www.itrustcapital.com.

💰 Finance
(100)
11
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Saving, investing, stocks.
Free

An application for saving, investing, and trading in stocks with high interest rates for cash savings, automated portfolio management for low-risk bond ETFs, personalized automated index fund investments, and commission-free stock investing. It offers a streamlined approach to managing finances and building wealth in one place. Start managing your finances smarter today!

💰 Finance
(17K)
12
Alinea: Automated Investing
Alinea: Automated Investing
Alinea: Automated Investing
Expert Portfolios, AI Insights
Free

Learn how to invest and build wealth with our personalized investing app. Let us handle the investing while you watch your wealth grow.

💰 Finance
(88K)
13
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
Manage Money, Build Wealth
Free

An investment app designed to help users easily track and manage their investment portfolios with real-time updates, personalized recommendations, and insightful analytics. Start making informed investment decisions today with our user-friendly platform.

💰 Finance
(73K)
14
Stash: Investing made easy
Stash: Investing made easy
Stash: Investing made easy
Invest in Stocks and ETFs.
Free

Invest and build wealth effortlessly with an investing app offering commission-free stock and ETF options, personalized robo-advisor portfolios, early access to pay, banking features, and financial education. Start investing in your future today.

💰 Finance
(311K)
15
Autopilot: Automated Investing
Autopilot: Automated Investing
Autopilot: Automated Investing
In your own brokerage account
Free

Automate your portfolio by copying top traders in real-time with Autopilot - Investment App. Connect your brokerage account to follow experienced traders and join the Autopilot Club for exclusive benefits.

💰 Finance
(18K)
16
Entrust Self-Directed IRA
Entrust Self-Directed IRA
Entrust Self-Directed IRA
Your SDIRA on The Go
Free

This self-directed IRA app allows users to streamline their retirement planning by investing in alternative assets, such as real estate and private equity, and manage their accounts on-the-go. With the app, users can fund their accounts, purchase investments, and access account information, all while enjoying a secure and user-friendly experience.

💰 Finance
(10)
17
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

This app is designed for American Funds PlanPremier participants to manage their 401k accounts. Users can view key account details, make account changes, access forms, and utilize various account management tools.

💰 Finance
(11K)
18
Robinhood: Trading & Investing
Robinhood: Trading & Investing
Robinhood: Trading & Investing
BTC, Crypto, Stocks & Options.
Free

Discover a user-friendly investment app offering a range of financial instruments like stocks, options, ETFs, and cryptocurrency through Robinhood Financial. Take control of your finances effortlessly.

💰 Finance
(4.8M)
19
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage all your Fidelity workplace benefits in one place with this app. View retirement savings, manage HSA expenses, access educational materials, and stay secure with advanced security measures. Take control of your financial well-being today.

💰 Finance
(28K)
20
Swan Bitcoin: Buy & Save
Swan Bitcoin: Buy & Save
Swan Bitcoin: Buy & Save
Invest. Learn. Secure. Retire.
Free

Discover a user-friendly app that allows you to easily purchase and invest in Bitcoin. Simplify your cryptocurrency journey with Swan Bitcoin - start investing today!

💰 Finance
(4K)

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