Best Simple Lending Apps

167+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Every iPhone needs a few good simple lending apps. We benchmark 167+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Simple Lending

Vola: Cash Advance & Credit#1

Vola: Cash Advance & Credit by Checler Inc

Improve Credit health & Save
Editor's Choice
πŸ’° Finance
4.6😞(32K ratings)
Free
Vola: Cash Advance & Credit screenshot 1
Vola: Cash Advance & Credit screenshot 2
Vola: Cash Advance & Credit screenshot 3
Vola: Cash Advance & Credit screenshot 4
Vola: Cash Advance & Credit screenshot 5

Access Vola Finance for zero-fee cash advances, credit building through reporting payments, budget tracking, low balance alerts, and more. Join for free and start securing your financial future today.Upgrade to premium for $1.99.

What We Love

  • πŸ‘ Helpful for financial emergencies
  • πŸš€ Quick response from customer service
  • πŸ’‘ Flexible repayment options

Room to Improve

  • πŸ› Inconsistent app functionality
  • πŸ”’ Concerns about data privacy and security
  • πŸ’€ Slow fund disbursement
LendingPoint#2

LendingPoint by LENDINGPOINT LLC

Loan Management
Strong Contender
πŸ’° Finance
4.8😐(3.2K ratings)
Free
LendingPoint screenshot 1
LendingPoint screenshot 2
LendingPoint screenshot 3
LendingPoint screenshot 4

LendingPoint is a user-friendly budgeting app designed to help you track and manage your finances easily. Take control of your money and achieve your financial goals with this intuitive tool.

What We Love

  • πŸš€ Fast service
  • πŸ‘ Easy process
  • 🀝 Helpful customer service
  • πŸ’° Reasonable rates

Room to Improve

  • πŸ› App crashes and freezes
  • πŸ”’ Login and account access issues
  • πŸ“† Inflexible payment scheduling
Together Loans#3

Together Loans by Transform Credit Inc.

Worth Considering
πŸ’° Finance
2.9(107 ratings)
Free
Together Loans screenshot 1
Together Loans screenshot 2
Together Loans screenshot 3

Discover a new way of borrowing with an innovative loan company focused on trust, not just credit history. Use the Transform Credit app to securely access and manage your loan details easily. Visit transformcredit.com for a fresh approach to lending.

More Simple Lending apps to explore

4
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Compare and discover various loan options from different financial institutions, including home, vehicle, gold, consumer durable, personal, and business loans, with features to check eligibility, compare offers, and apply online. Download the app to find the best loan deals and get personalized offers from across different banks and NBFCs.

πŸ’° Finance
(398)
5
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Spring into a world of smart money habits with free credit score updates, personalized saving insights, easy loan and credit card shopping, and more with this application. Unlock your credit score potential, get personalized recommendations, shop for loans and credit cards, and stay protected with instant credit monitoring alerts.

πŸ’° Finance
(38K)
6
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Borrow Money Between Paychecks
Free

This application allows users to easily access cash advances, manage their finances, and receive financial forecasts. It also provides low balance alerts, personalized spending insights, and secure bank account connections. Download today for fast cash advances and financial tools to help you save and manage money effectively.

πŸ’° Finance
(142K)
7
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Possible: Fast Cash is a mobile app that provides quick and easy short-term loans to users in need of urgent financial assistance. Simply download the app, apply for a loan, and receive funds directly into your account within minutes.

πŸ’° Finance
(130K)
8
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access fast cash advances to bridge financial gaps with Empower. Get quick approvals, flexible repayment options, and funds deposited directly into your account. Take control of your finances today.

πŸ’° Finance
(443K)
9
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

Get instant access to verified bank deposits and emergency funds with Beem. Subscribe for as low as $2.47/month to access features like early withdrawals, job loss protection, and more. Say goodbye to traditional cash advance apps and payday loans.

πŸ’° Finance
(30K)
10
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

A comprehensive finance app for users to seamlessly borrow and lend money. Manage investments, track loans, and maximize financial opportunities all in one place. Start empowering your financial future today!

πŸ’° Finance
(73K)
11
Gerald - Cash Advance
Gerald - Cash Advance
Gerald - Cash Advance
Instant Cash Advance App
Free

Get instant cash advances without credit checks or hidden fees, shop for household essentials, pay bills, and more with this convenient app. Earn rewards, play games to earn coins, and experience a new way to shop for everyday needs. Join now and download the app to start saving and shopping smart today!

πŸ’° Finance
(27K)
12
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access fast and secure lending with SoLo Funds. Borrow or lend money directly from your peers with ease using this innovative platform. Join SoLo Funds today for hassle-free financial transactions.

πŸ’° Finance
(37K)
13
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Get quick access to cash with Money App's Cash Advance service. Receive up to $250 for immediate needs like groceries, gas, rent, and bills, with no hidden fees or credit checks. Simply sign up, link your bank account, apply, and get your money fast. Join Money App now to get started!

πŸ’° Finance
(23K)
14
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Get cash advances up to $100 with True Finance: The Money App. Connect your bank account, request funds, and receive them within 3 days. Explore offers, check your credit score, and stay secure with bank-level security. Start today!

πŸ’° Finance
(43K)
15
LendingClub: Banking and More
LendingClub: Banking and More
LendingClub: Banking and More
Get more from your money
Free

Access a comprehensive mobile banking experience with the new app that allows you to manage accounts, loans, credit, and more all in one place. Seamlessly handle transactions, earn cashback, and enjoy personalized financial recommendations for better money management.

πŸ’° Finance
(7.8K)
16
Grant Cash Advance
Grant Cash Advance
Grant Cash Advance
Get Cash Fast, No Credit Check
Free

Access quick cash advances effortlessly with Oasis. Get fast approval for loans, manage your repayments, and enjoy financial flexibility when you need it most.

πŸ’° Finance
(162K)
17
Grid Money
Grid Money
Grid Money
Get Paid to Build Credit
Free

Grid Money lets you build credit, access cash advances, boost your paycheck with Grid Tax, and protect your income. Improve your credit score with each purchase using the Grid card. No interest, credit checks, or late fees - just a flat $10/month fee. Take control of your financial future today.

πŸ’° Finance
(28K)
18
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Improve your financial health with breakthrough tools from an app that offers cash advances up to $100, overdraft alerts, spending tracking, and expense management. Take control of your finances today!

πŸ’° Finance
(107K)
19
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Experience a convenient and user-friendly loan management app that simplifies the process of managing your loans, tracking payments, and staying on top of your financial commitments. Take control of your finances with P2Vest – download now!

πŸ’° Finance
(165)
20
Cash Advance & Borrow Guide
Cash Advance & Borrow Guide
Cash Advance & Borrow Guide
Money, Loan Terms & APR Tools
Free
πŸ’° Finance
(48)