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Best Small Business Finance Apps

211+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Lili is the household name in small business finance, but it's far from the only option. We track 211+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Small Business Finance

Lili - Business Banking#1

Lili - Business Banking by Lili Financial Services LTD

Banking, Accounting & Taxes
Editor's Choice
💰 Finance
4.6😞(7K ratings)
Free
Lili - Business Banking screenshot 1
Lili - Business Banking screenshot 2
Lili - Business Banking screenshot 3
Lili - Business Banking screenshot 4
Lili - Business Banking screenshot 5
Lili - Business Banking screenshot 6

Manage your small business finances seamlessly with our application, offering banking, accounting, and financial tools all in one place. Stay organized, track expenses, and streamline your financial operations effortlessly.

What We Love

  • 💰 Helpful for managing business and personal finances
  • 🗂️ Useful for categorizing expenses and tracking tax savings
  • 🚀 Convenient and easy to use app
  • 🤑 No monthly fees

Room to Improve

  • 🤖 Poor customer service and lack of responsiveness
  • 🔒 Security concerns with account access and information
  • 💳 Issues with debit card functionality and activation
Novo - Small Business Checking#2

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Strong Contender
💰 Finance
4.8😞(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

Apply online for a modern small business checking account with free banking tools, a business debit card, and virtual card with Novo. Focus on your business while managing payments, transfers, checks, and savings easily within the app.

What We Love

  • 🚀 Convenient mobile banking
  • 👍 User-friendly app interface
  • 💡 Useful features like Profit First accounts

Room to Improve

  • 🐛 Buggy mobile deposit feature
  • 🔒 Lack of transparency around security issues
  • 👎 Slow and unhelpful customer support
Self Employed - Accounting#3

Self Employed - Accounting by Protection & Security App LLC

Invoices, Expenses & Mileage
Worth Considering
💰 Finance
4.1😐(47 ratings)
FreeAdsIn-App Purchases
#88in Finance
Self Employed - Accounting screenshot 1
Self Employed - Accounting screenshot 2
Self Employed - Accounting screenshot 3
Self Employed - Accounting screenshot 4
Self Employed - Accounting screenshot 5
Self Employed - Accounting screenshot 6

Track your finances with ease using this app designed for self-employed individuals. Manage invoices, expenses, and more all in one place. Stay organized and in control of your accounting effortlessly.

What We Love

  • 👍 Easy to use
  • 🚀 Simplicity and intuitiveness
  • 💡 Useful for small businesses and families
  • 🚀 Efficient for tracking expenses and income

Room to Improve

  • 🐛 Frequent crashes and freezing issues
  • 🐛 Inability to add decimal points for expenses
  • 🐛 Unreliable mileage tracking

More Small Business Finance apps to explore

4
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Accounting & Invoicing with AI
Free

Track your business finances easily with an all-in-one accounting app. Manage invoices, expenses, and more effortlessly. Try it now for better financial control!

💼 Business
(244K)
5
Wave: Small Business Software
Wave: Small Business Software
Wave: Small Business Software
Invoice, scan receipts & more
Free

Wave: Small Business Software helps streamline your business finances with features like invoicing and receipt scanning. Simplify your accounting processes and stay organized with this all-in-one solution. Try it today to take control of your small business finances.

💼 Business
(6.6K)
6
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Track sales, send invoices, and manage money easily with this comprehensive business app. Create and send invoices, manage sales, transfer money, and access customer information all in one place. Simplify your business management tasks on-the-go with this essential app.

💼 Business
(29K)
7
Gusto Mobile
Gusto Mobile
Gusto Mobile
Small business payroll & HR
Free

A financial application that empowers employees using Gusto to manage their earnings efficiently. Users can access early paychecks, set savings goals, track spending, view pay information, and more. Take control of your financial future with Gusto Wallet.

💰 Finance
(43K)
8
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fast, revolving line of credit
Free

A fast, revolving line of credit app for small businesses with a new design and features for better user experience. Access detailed payment information and upcoming debits conveniently. Update now for easy and fast access to funds on-the-go.

💰 Finance
(2.4K)
9
Nav Business Credit Builder
Nav Business Credit Builder
Nav Business Credit Builder
Business credit and funding
Free

Track and manage your business's financial health with our all-in-one solution app, helping you monitor credit, cash flow, and funding options seamlessly. Join over 2 million businesses who trust our platform for financial well-being. Improve your financial health today!

💰 Finance
(21K)
10
Relay | Business Banking
Relay | Business Banking
Relay | Business Banking
Banking for small businesses
Free

Relay is an online business banking platform offering no-fee services for small businesses. With features like multiple checking accounts, virtual debit cards, payment processing, and detailed transaction data, Relay helps businesses manage cash flow efficiently. Experience hassle-free banking, financial collaboration, and top-notch security with Relay. Explore more at relayfi.com.

💰 Finance
(3.2K)
11
Freebie Invoice Maker
Freebie Invoice Maker
Freebie Invoice Maker
Invoice Simple, Invoicing App
Free

Create professional invoices, estimates, and receipts effortlessly with this free app designed for individuals and growing businesses. Enjoy features like streamlined document generation, sleek designs, online payments, and easy organization. Start today and elevate your business ownership experience. Visit the link for more details.

💰 Finance
(8.8K)
12
SimplyWise: Receipts, Expenses
SimplyWise: Receipts, Expenses
SimplyWise: Receipts, Expenses
Business Tax Report & Tracker
Free

A handy receipt scanner app for easily managing business expenses on-the-go. Snap photos of receipts, categorize expenses, and keep track of finances effortlessly. Organize receipts and streamline expense tracking with SimplyWise.

💰 Finance
(34K)
13
Accounting App - Moon Billing
Accounting App - Moon Billing
Accounting App - Moon Billing
Small Business Bookkeeping
Free

This easy-to-use billing software helps small business owners, contractors, and freelancers create and manage bills, receipts, and expenses with a single tap. It offers a range of features, including online payment tracking, customizable templates, and multi-language support, to streamline financial management and make invoicing a breeze.

💼 Business
(21)
14
Invoice Maker ▸ Estimate App
Invoice Maker ▸ Estimate App
Invoice Maker ▸ Estimate App
Simple Invoices Generator Tofu
Free

Effortlessly create and send invoices, manage payments, and maintain a professional image with this app. Keep track of finances, store client information, and generate reports easily. Start your trial with no limits and experience simplified financial management today!

💼 Business
(34K)
15
Neat: Business Receipts
Neat: Business Receipts
Neat: Business Receipts
Business Expense Tracker
Free

Neat: Receipt Tracker is a small business expense tracking app designed for non-accountants. Easily manage cash flow, track expenses, create invoices, and organize receipts with this all-in-one financial management tool. Join over 2 million small businesses and streamline your bookkeeping today!

💼 Business
(145)
16
Roll by ADP – Easy Payroll App
Roll by ADP – Easy Payroll App
Roll by ADP – Easy Payroll App
Small business payroll app
Free

"Get payroll done in under a minute with Roll - the innovative chat-based payroll app for small businesses. Easily manage payrolls, set up employee profiles, receive reminders, and access expert support all in one place. Download now at rollbyadp.com."

💼 Business
(2.2K)
17
Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

Found: Business Banking is a comprehensive banking app designed for the self-employed, offering features like business checking, tax tools, invoicing, bookkeeping, and more. It allows users to manage their business finances easily, from organizing expenses to paying taxes, all in one place. Join today for a seamless business banking experience with no hidden fees.

💰 Finance
(31K)
18
ZenBusiness: LLC & Compliance
ZenBusiness: LLC & Compliance
ZenBusiness: LLC & Compliance
Launch & Protect Your Business
Free

Manage your business like a pro with our app: track formation status, access documents, manage expenses, get an EIN, order business kits, and more. Stay on top of your business on the go with upcoming new features.

💼 Business
(1.7K)
19
HoneyBook - Small Business CRM
HoneyBook - Small Business CRM
HoneyBook - Small Business CRM
Invoices, Contracts, Payments
Free

Create contracts, send invoices, collect payments, and track projects seamlessly in one place with this small business CRM. Join over 100,000 users transforming client experiences. Start streamlining your business processes today!

💼 Business
(16K)
20
Lendtek: Small Business Loans
Lendtek: Small Business Loans
Lendtek: Small Business Loans
Match Lenders, Save On Rates.
Free

Match lenders, save on rates with our mobile app for small business loans. Instantly connect with 65 high-quality lenders, compare loan options, and access various funding products like SBA loans and equipment financing. Take the hassle out of finding a business loan and make informed decisions easily.

💰 Finance
(235)

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