Best SMS Credits India App Review Quora

183+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Out of 183+ sms credits india app review quora apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for SMS Credits India App Review Quora

PhonePe: Secure Payments App#1

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Recharges, Bills Payments
Editor's Choice
💰 Finance
4.7😐(162K ratings)
FreeAds
PhonePe: Secure Payments App screenshot 1
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PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
textPlus: Text Message + Call#2

textPlus: Text Message + Call by textPlus, Inc.

2nd Phone Number Unlimited SMS
Strong Contender
🔧 Utilities
4.6😐(270K ratings)
FreeAdsIn-App Purchases
#77in Utilities
textPlus: Text Message + Call screenshot 1
textPlus: Text Message + Call screenshot 2
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textPlus: Text Message + Call screenshot 4
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textPlus: Text Message + Call screenshot 6

Get a free US phone number for unlimited texting and calling over WiFi or data. Save money on mobile plans by using this app to connect with friends and family globally. Offers inexpensive outbound calls and can turn tablets into phones.

What We Love

  • 🚀 Game-changing app
  • 👍 User-friendly interface
  • 🚀 Fast and reliable texting and calling
  • 💡 Useful additional features

Room to Improve

  • 🐛 Unreliable notifications
  • 🔋 Frequent ads interrupting usage
  • 🐛 Inconsistent call and messaging functionality
Text ▹#3

Text ▹ by Vaghela Babubha

Wifi Call.ing Now Texting App
Worth Considering
🌐 Social Networking
4.4😞(3.8K ratings)
FreeAdsIn-App Purchases
Text ▹ screenshot 1
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This app provides a US/Canada phone number for making and receiving calls and texts globally. It allows users to turn devices like iPads into phones, offering cheap international calls and unlimited messaging without a traditional phone service. Both parties need the app installed for calls.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient texting and calling
  • 💡 Ability to create own number

Room to Improve

  • 🐛 Unreliable text/call functionality
  • 💰 Expensive subscription and credits
  • 🔒 Unclear privacy and security practices

More SMS Credits India App Review Quora apps to explore

4
Messages
Messages
Messages
by Apple Distribution International
Free

Communicate with contacts through unlimited texts, photos, videos, and documents. Supports iMessage for Apple devices and RCS, SMS, and MMS for others. Features include message editing, unsending, and scheduling.

Send unlimited texts, photos, videos, and documentsiMessage, RCS, SMS, and MMS supportEdit and unsend messages
🌐 Social Networking
(32K)
free
5
Abound: Send Money to India
Abound: Send Money to India
Abound: Send Money to India
Send Money with Best Rates
Free

Send money to India with competitive rates and no hidden fees. Earn cashback on shopping at over 4000 Indian grocery stores and popular retailers. Get rewarded for signing up and referring friends.

Send money to India with best ratesEarn cashback at 4000+ Indian grocery storesCashback at popular US retailers
💰 Finance
(14K)
freemium
6
SMS Scheduler - Auto Reminder
SMS Scheduler - Auto Reminder
SMS Scheduler - Auto Reminder
Remind to send Text and SMS
Free

Never forget to send important text messages again. Schedule SMS messages to be sent automatically on specific dates and times. Receive reminders to send or edit messages before they go out.

Schedule SMS messagesReceive reminders to sendEdit or cancel scheduled messages
🔧 Utilities
(1.6K)
free with in-app purchases
7
GTWorld
GTWorld
GTWorld
by GUARANTY TRUST BANK PLC
Free

Manage your mobile banking and finances with a redesigned application. Open accounts, transfer money, pay bills, and buy airtime all in one place. Features include biometric login, incognito mode, and card controls.

Open new accounts with selfie verificationBiometric and facial recognition loginIncognito mode to hide balances
💰 Finance
(42K)
free
8
UPTCL- App Up Your Life!
UPTCL- App Up Your Life!
UPTCL- App Up Your Life!
Call, SMS & Internet Packages
Free

Manage Ufone and PTCL services from a single application. Pay bills, subscribe to packages, track usage, and access exclusive rewards and support. Offers SIM purchases and internet speed boosts.

Dual network management (Ufone & PTCL)Quick payments and rechargesDaily rewards and app-only offers
🔧 Utilities
(2.5K)
free
9
myCricket App
myCricket App
myCricket App
Manage & update your account
Free

Easily manage your wireless account from anywhere, anytime. Track payments, data usage, and plan details. Get support and even switch carriers seamlessly.

Account managementPayment processingData usage tracking
🔧 Utilities
(208K)
free
10
International Calling - Yolla
International Calling - Yolla
International Calling - Yolla
Calls & Mobile Recharges App
Free

Make affordable international calls to landlines and mobiles worldwide. Avoid roaming fees by calling over Wi-Fi and keep your personal number visible. Easily recharge mobile phones and send international SMS messages.

Affordable international callsWi-Fi calling to avoid roamingCaller ID with personal number
🌐 Social Networking
(8.4K)
free with in-app purchases
11
SendHype - Group text
SendHype - Group text
SendHype - Group text
Mass text message | Text2group
Free

Easily send personalized text messages to multiple contacts individually, ensuring privacy. Create custom groups, use message templates with placeholders, and attach media. A free version is available with premium upgrade options.

Personalized text messagesCustom contact groupsMessage templates with placeholders
📊 Productivity
(1.6K)
free with in-app purchases
12
SC Mobile India
SC Mobile India
SC Mobile India
by Standard Chartered
Free

Manage your finances on the go with this intuitive mobile banking app. View account balances, transfer funds, pay bills, and locate ATMs and branches. It offers a secure and efficient way to handle your banking needs with a user-friendly interface.

View account balancesTransfer fundsPay credit card bills
💰 Finance
(1.1K)
free
13
Free Text - 2nd Line Message
Free Text - 2nd Line Message
Free Text - 2nd Line Message
Virtual Second Phone Number
Free

Get a virtual second phone number for affordable local and international calls and unlimited texting worldwide. Manage multiple numbers on one device, block spam, record calls, and share media easily. Stay connected globally without high costs.

Virtual phone numbersUnlimited textingAffordable international calls
🌐 Social Networking
(409)
free with in-app purchases
14
My Singtel app
My Singtel app
My Singtel app
by Singtel Idea Factory Pte Ltd
Free

Manage your mobile services, pay bills, and shop for deals all in one app. Monitor data usage, check recontract eligibility, and subscribe to roaming plans. Enjoy exclusive rewards and get in-app support.

Monitor mobile data, talktime, and SMS usagePay bills securely and view past billsShop for products, deals, and roaming plans
🔧 Utilities
(2.1K)
free
15
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
💰 Finance
(80K)
free with in-app purchases
16
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(133K)
freemium
17
Group Text - Mass SMS Message
Group Text - Mass SMS Message
Group Text - Mass SMS Message
Auto send bulk message
Free

Send personalized SMS and iMessage to multiple contacts privately. Utilize placeholders for custom messages and manage contact groups easily. Offers a free version with limited messaging and a premium upgrade for more extensive use.

Personalized bulk messagingSMS and iMessage supportContact group management
📊 Productivity
(209)
free with in-app purchases
18
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(28K)
free
19
AirTalk Wireless
AirTalk Wireless
AirTalk Wireless
AirTalk Wireless
Free

This app provides free wireless phone service, including a smartphone and monthly plan with unlimited talk, text, and data. Manage your account, check usage, purchase extra data, and activate international calling. Refer friends to earn rewards and shop for new devices and accessories.

Apply for free phone and planCheck data, minutes, and text usagePurchase extra 5G data
🔧 Utilities
(14K)
free
20
Skyla Mobile
Skyla Mobile
Skyla Mobile
by Skyla Federal Credit Union
Free

Manage your finances conveniently from your mobile device. View account activity, transfer funds, deposit checks, pay bills, and control your cards. Securely message support and apply for loans on the go.

View account activityAnalyze spendingTransfer funds
💰 Finance
(1.9K)
free