Best Student Loans Apps

188+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

If you already know MOHELA, this is the deeper bench. 188+ student loans apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of July 2026.

Compare top Student Loans Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MOHELAMOHELAFree4.6โ˜… (47K)NoNoAug 2026
2Sallie MaeSallie MaeFree4.5โ˜… (102K)NoNoAug 2026
3Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9โ˜… (38K)NoNoAug 2026
4Intuit Credit KarmaIntuit Credit KarmaFree4.8โ˜… (7.7M)NoNoAug 2026
5AES Student LoansAES Student LoansFree4.6โ˜… (16K)NoNoAug 2026
6Discover MobileDiscover MobileFree4.9โ˜… (5.2M)NoNoAug 2026
7SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7โ˜… (386K)NoNoAug 2026
8College AveCollege AveFree2.4โ˜… (21)YesNoAug 2026

Top Picks for Student Loans

MOHELA#1

MOHELA by Missouri Higher Education Loan Authority

Editor's Choice
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(47K ratings)
Free
MOHELA screenshot 1
MOHELA screenshot 2
MOHELA screenshot 3
MOHELA screenshot 4
MOHELA screenshot 5
MOHELA screenshot 6

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿš€ Convenient payment options
  • ๐Ÿš€ User-friendly interface
  • ๐Ÿš€ Helpful customer service

Room to Improve

  • ๐Ÿ› Login issues and password reset problems
  • ๐Ÿ› Inconsistent app functionality
  • ๐Ÿ› Lack of communication from the company
Sallie Mae#2

Sallie Mae by Sallie Mae, Inc.

Manage your Sallie Mae account
Strong Contender
๐Ÿ’ฐ Finance
4.5๐Ÿ˜ž(102K ratings)
Free
Sallie Mae screenshot 1
Sallie Mae screenshot 2
Sallie Mae screenshot 3
Sallie Mae screenshot 4
Sallie Mae screenshot 5

Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.

What We Love

  • ๐Ÿ‘ User-friendly app
  • ๐Ÿš€ Convenient for making payments
  • ๐Ÿ”’ Secure with fingerprint/face ID login
  • ๐Ÿ’ก Helpful for tracking loan details

Room to Improve

  • ๐Ÿ› Glitchy app performance
  • ๐Ÿค” Inaccurate loan information
  • ๐Ÿ˜ค Poor customer service
Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Worth Considering
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(38K ratings)
Free
#73in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ‘ Convenient app
  • ๐Ÿ‘ Quick loan approval
  • ๐Ÿš€ Fast loan disbursement

Room to Improve

  • ๐Ÿ› Login issues
  • ๐Ÿ’ฐ High interest rates
  • ๐Ÿ•ฐ๏ธ Slow payment processing

More Student Loans apps to explore

4
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
๐Ÿ’ฐ Finance
(7.7M)
free with in-app purchases
5
AES Student Loans
AES Student Loans
AES Student Loans
by Avereo
Free

Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

Access account detailsVisualize loan balanceMake and schedule payments
๐Ÿ’ฐ Finance
(16K)
free
6
Discover Mobile
Discover Mobile
Discover Mobile
Banking and Finance
Free

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Account balance and transaction viewingPayment management and schedulingRewards redemption
๐Ÿ’ฐ Finance
(5.2M)
free
7
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
๐Ÿ’ฐ Finance
(386K)
free with in-app purchases
8
College Ave
College Ave
College Ave
by College Avenue Student Loans, LLC
Free

Manage your student loans securely and conveniently from your mobile device. Track loan status, make payments, set up AutoPay, and update your contact information with ease. Secure login options like Face ID and Touch ID provide quick and safe access.

Track loan status and applicationsMake one-time and recurring paymentsSet up and manage AutoPay
๐Ÿ’ฐ Finance
(21)
free
9
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
๐Ÿ’ฐ Finance
(7.2K)
free with in-app purchases
10
Kora Money
Kora Money
Kora Money
Get Cash Advance, Loan, Budget
Free

This finance app is designed specifically for college students, offering tools to manage money more easily. It provides access to cash advances and loans, along with budgeting features to help students stay on track with their finances.

Cash advanceLoan accessBudgeting tools
๐Ÿ’ฐ Finance
(4.8K)
ad-supported
11
LAUNCH Servicing
LAUNCH Servicing
LAUNCH Servicing
Manage Your Student Loans
Free

Easily manage your student loans from your mobile device. View statements, make payments, update your information, and track loan details like balances and interest rates. Securely access your account and get support from the servicing team.

View monthly statements and payment historyMake one-time or recurring paymentsSetup and manage bank accounts
๐Ÿ’ฐ Finance
(4.6K)
free
12
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Organize. Budget. Save.
Free

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring
๐Ÿ’ฐ Finance
(324K)
subscription
13
Student Loan Calculator
Student Loan Calculator
Student Loan Calculator
Eliminate Your Student Debt
Free

Calculate key student loan details like monthly payments, total interest, and savings from extra payments. Export your amortization schedule to a CSV file for detailed analysis. Get personalized recommendations to help you eliminate debt faster.

Monthly payment calculationTotal interest and interest savedExtra payment impact analysis
๐Ÿ”ง Utilities
(21)
free
14
Personal Loans Student Guide
Personal Loans Student Guide
Personal Loans Student Guide
Federal College Bad Credit
Free

This app guides users through personal loans, offering explanations, comparison tools, and credit improvement advice. It features an AI assistant for instant answers and a calculator for financial estimations.

Step-by-step loan guidesAI assistant for questionsSmart payment calculator
๐Ÿ”ง Utilities
(24)
subscription
15
Going Merry Scholarships
Going Merry Scholarships
Going Merry Scholarships
Find & apply for scholarships.
Free

This app helps students find and apply for scholarships, grants, and financial aid to fund their college education. It offers personalized matching, simplified application processes, and tools to compare financial aid offers.

Personalized scholarship matchingAuto-filled scholarship applicationsBundled scholarships for multiple applications
๐Ÿ“š Education
(10K)
free
16
Chip: Paying Off Student Loans
Chip: Paying Off Student Loans
Chip: Paying Off Student Loans
Round-Up. Chip Away. Cut Debt
Free

This app helps you pay off student loans faster by automatically saving spare change from your purchases. It rounds up transactions to the nearest dollar and uses the accumulated amount to make direct payments towards your debt, reducing interest and loan term.

Automated spare change round-upsDirect loan paymentsInterest payment reduction
๐Ÿ’ฐ Finance
(11)
freemium
17
Lever - Pay Off Student Loans
Lever - Pay Off Student Loans
Lever - Pay Off Student Loans
Secure and simple repayment
Free

This app consolidates all your student loan information into one place, offering personalized repayment plans and enrollment in federal programs. It helps you track savings and provides tools for debt-free living with advanced security features.

Consolidate loan detailsEnroll in federal programsFree credit score access
๐Ÿ’ฐ Finance
(18)
free with in-app purchases
18
FAFSA 2026 Guidelines
FAFSA 2026 Guidelines
FAFSA 2026 Guidelines
Federal Student Aid Guide
Free

This app provides comprehensive guidance and resources for navigating the FAFSA program. It offers information on eligibility, form completion, deadlines, and tips to maximize financial aid. Resources are available for students and parents, along with FAQs and contact information.

Eligibility requirementsFAFSA form completion guidanceResources and tools list
๐Ÿ’ฐ Finance
(557)
free with in-app purchases
19
Earnest Mobile
Earnest Mobile
Earnest Mobile
by Earnest Inc.
Free

Easily manage your student loans on the go. Track repayment progress, view balances, make payments, and adjust Auto Pay settings from a single, convenient platform.

Track repayment progressView loan balancesMake and schedule payments
๐Ÿ’ฐ Finance
(31)
free
20
Fidelity Investments
Fidelity Investments
Fidelity Investments
Invest, save, plan in one app.
Free

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

Invest in stocks, ETFs, mutual fundsTrade cryptocurrenciesCash management and bill pay
๐Ÿ’ฐ Finance
(3.2M)
free with in-app purchases

FAQ about Student Loans

What are the best student loans apps for iPhone?
MOHELA tops our student loans apps ranking as of July 2026, with a 4.6-star average from 47K App Store ratings, and it's free to download.
Yes โ€” 20 of the top student loans apps we rank are free to download, including MOHELA and Sallie Mae.
MOHELA has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 188+ student loans apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The MOHELA app allows you to manage your student loans on your mobile phone. You can schedule payments, view your payment history, upload necessary forms, access tax information, and communicate with MOHELA through secure messaging.
This app is specifically designed for borrowers who have CASHLoans and FFELP student loans serviced by MOHELA. It provides them with convenient tools to manage their accounts and repayment.

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