Best Trak Business Credit Apps

198+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated May 2026

With an average user rating of 4.4★, the trak business credit category is one of the App Store's strongest. Browse all 198+ apps we track, sorted so the most loved ones surface first.

Compare top Trak Business Credit Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Trak Business CreditTrak Business CreditFree4.2★ (41)NoNoMay 2026
2Nav Business Funding RoadmapNav Business Funding RoadmapFree4.9★ (22K)YesNoJul 2026
3Meritrust BusinessMeritrust BusinessFree4.8★ (8.3K)YesNoJul 2026
4Perpay - Shop and Build CreditPerpay - Shop and Build CreditFree4.9★ (11K)YesNoJul 2026
5Fundbox - Small Business LoansFundbox - Small Business LoansFree4.9★ (2.4K)NoNoJul 2026
6Grow CreditGrow CreditFree4.8★ (10K)YesNoJul 2026
7Lexington Law - Credit RepairLexington Law - Credit RepairFree4.8★ (109K)YesNoJul 2026
8Wave: Small Business SoftwareWave: Small Business SoftwareFree4.4★ (6.6K)NoYesJul 2026

Top Picks for Trak Business Credit

Trak Business Credit#1

Trak Business Credit by Modern living, LLC

Business Credit Monitoring
Editor's Choice
💼 Business
4.2(41 ratings)
Free
Trak Business Credit screenshot 1
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Trak Business Credit screenshot 5
Trak Business Credit screenshot 6

Monitor your business credit and cash flow with curated financial offers. Access personal and business credit reports, gain insights into your finances, and build business credit. Offers identity theft protection and secure login.

Nav Business Funding Roadmap#2

Nav Business Funding Roadmap by Nav Technologies, Inc

Business credit and funding
Strong Contender
💰 Finance
4.9😊(22K ratings)
FreeAds
Nav Business Funding Roadmap screenshot 1
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Nav Business Funding Roadmap screenshot 6

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

What We Love

  • 🚀 Perfect for business owners
  • 👍 Comprehensive business and personal credit monitoring
  • 🚀 Helps build business credit
  • 🚀 Provides credit insights and recommendations

Room to Improve

  • 🐛 Occasional app glitches and bugs
  • 🐛 Disconnection issues with business banking
  • 🐛 Difficulty logging in or accessing certain features
Meritrust Business#3

Meritrust Business by Meritrust Credit Union

Meritrust Credit Union
Worth Considering
💰 Finance
4.8😐(8.3K ratings)
FreeAds
Meritrust Business screenshot 1
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Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.

What We Love

  • 👍 Great app
  • 🚀 Convenient and easy to use
  • 💡 Useful features like mobile check deposit
  • 🔒 Secure login options

Room to Improve

  • 🐛 Mobile deposit issues (blurry images, rotation problems)
  • 🐛 Login problems (invalid credentials, white screens)
  • 🐛 Slow performance, frequent crashes

More Trak Business Credit apps to explore

4
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(11K)
free with in-app purchases
5
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fast, revolving line of credit
Free

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

Revolving line of creditFast access to fundsPayment history details
💰 Finance
(2.4K)
free with in-app purchases
6
Grow Credit
Grow Credit
Grow Credit
Pay Phone Bills & Build Credit
Free

Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.

Build credit using subscriptionsNo prior credit history requiredReports to all three credit bureaus
💰 Finance
(10K)
free with in-app purchases
7
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

Personalized credit repairChallenge inaccurate negative itemsReal-time progress updates
💰 Finance
(109K)
free with in-app purchases
8
Wave: Small Business Software
Wave: Small Business Software
Wave: Small Business Software
Invoice, scan receipts & more
Free

Manage your small business finances on the go. Send professional invoices, track expenses with receipt scanning, and monitor your business insights. Get paid faster with integrated online payment options.

Send customized invoices and estimatesScan receipts with OCR for expense trackingMonitor business insights on a dashboard
💼 Business
(6.6K)
free with in-app purchases
9
Amex Business Blueprint™
Amex Business Blueprint™
Amex Business Blueprint™
Efficient Cash Flow Management
Free

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

Consolidated account balance viewCash flow insights and graphsExpense tracking
💰 Finance
(8.5K)
free
10
myD&B Mobile
myD&B Mobile
myD&B Mobile
Your D&B Business Companion
Free

Access essential business tools to empower your company. Apply for or look up your D-U-N-S Number, monitor credit scores and ratings with timely alerts, and discover tailored business credit products. Securely link your bank account for potential score impact.

D-U-N-S Number access and applicationCredit score and rating monitoringTimely alerts for score changes
💼 Business
(44)
ad-supported
11
Lili - Business Banking
Lili - Business Banking
Lili - Business Banking
Banking, Accounting & Taxes
Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

Business checking accountSmart bookkeeping toolsTax preparation features
💰 Finance
(6.9K)
free with in-app purchases
12
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

Free credit score updates and alertsPersonalized saving insightsLoan and credit card shopping
💰 Finance
(38K)
free with in-app purchases
13
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
💰 Finance
(20K)
free
14
Petal Card
Petal Card
Petal Card
The Future of Credit
Free

This app helps users build credit and manage finances responsibly. It offers two credit card options, one for credit building and another with cash back rewards and no fees. Users can track their credit score, set budgets, and manage subscriptions.

Build credit historyCash back rewardsNo annual fee (Petal 2)
💰 Finance
(11K)
free with in-app purchases
15
Trumark Credit Union
Trumark Credit Union
Trumark Credit Union
Personal and Small Business
Free

Manage your personal and small business accounts conveniently 24/7. Perform transactions, pay bills, deposit checks, and monitor your finances on the go. Access card services, budgeting tools, and rewards points.

Check account balancesTransfer fundsDeposit checks
💰 Finance
(1.7K)
free
16
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
💰 Finance
(979)
free
17
Credit Tracking
Credit Tracking
Credit Tracking
Customer Monitoring Hub
Free

Monitor your credit restoration progress, including credit score changes, disputed items, and deletions. Easily submit essential documents and messages to manage your credit journey.

Monitor credit score progressTrack disputed itemsView item deletions
💼 Business
(75)
free
18
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Grow & Track Your Credit
Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month
💰 Finance
(256K)
free with in-app purchases
19
Credit Key
Credit Key
Credit Key
Buy Now/Pay Later for Business
Free

This app provides businesses with flexible payment options and instant credit decisions for purchases. Access a vendor marketplace and use a virtual card anywhere Mastercard is accepted to manage cash flow effectively.

Instant credit decisions up to $50KB2B vendor marketplaceVirtual card for any Mastercard merchant
🛍️ Shopping
(1)
free
20
Boom - Build credit with rent.
Boom - Build credit with rent.
Boom - Build credit with rent.
Build & track your credit.
Free

This app helps renters build and track their credit history by reporting rent payments to all three major credit bureaus. Users can report ongoing and past rent payments, and monitor their credit score progress within the app. It offers a quick enrollment process and prioritizes data security.

Report rent payments to credit bureausBuild credit historyTrack credit score progress
💰 Finance
(1.2K)
free with in-app purchases

FAQ about Trak Business Credit

What are the best trak business credit apps for iPhone?
Trak Business Credit tops our trak business credit apps ranking as of May 2026, with a 4.2-star average from 41 App Store ratings, and it's free to download.
Yes — 20 of the top trak business credit apps we rank are free to download, including Trak Business Credit and Nav Business Funding Roadmap.
Trak Business Credit has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 198+ trak business credit apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
Trak provides access to all 3 personal credit reports and 5 business credit reports. This comprehensive view helps users understand their financial standing across different credit bureaus.
Trak assists in building business credit through its tradeline reporting feature. This allows businesses to establish a credit history that can be recognized by lenders and suppliers.