Best Transactions And Savings Apps

222+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated May 2026

First Savings Mastercard is the household name in transactions and savings, but it's far from the only option. We track 222+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Transactions And Savings

First Savings Mastercard#1

First Savings Mastercard by First Savings Bank (SD)

First Savings Credit Card
Editor's Choice
💰 Finance
4.7😐(4.7K ratings)
Free
First Savings Mastercard screenshot 1
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First Savings Mastercard screenshot 6

Access and manage your First Savings Mastercard Credit Card from anywhere with secure biometric sign-in, custom alerts, 24/7 account access, transaction viewing, payment management, and account information updates. Stay organized with Autopay and Paperless Statements.

What We Love

  • 🚀 Speedy and safe
  • 👍 User-friendly app
  • 🔒 Secure and easy to use
  • 💡 Convenient payment options

Room to Improve

  • 🐛 Auto-logout issues
  • 🐛 Unreliable app performance
  • 🔒 Forced 2FA concerns
Mercury | Bank Differently#2

Mercury | Bank Differently by Mercury Technologies, Inc.

Business and personal accounts
Strong Contender
💰 Finance
4.9😐(12K ratings)
Free
Mercury | Bank Differently screenshot 1
Mercury | Bank Differently screenshot 2
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A powerful banking solution tailored for startups of all sizes and stages, offering essential financial services like business banking, credit cards, treasury management, and venture debt. Founded in 2019, Mercury has gained the trust of over 100,000 startups. Explore more at Mercury.com.

What We Love

  • 🚀 Robust platform for startups and small businesses
  • 👍 Intuitive and user-friendly app
  • 🔒 Secure banking experience
  • 💡 Unique features like virtual and physical debit cards

Room to Improve

  • 🕰️ Slow response times and delayed customer service
  • 🔒 Overly intensive security measures causing login difficulties
  • 🕰️ Slow check deposit and fund availability
Marcus by Goldman Sachs®#3

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance
Worth Considering
💰 Finance
4.9😐(250K ratings)
FreeAds
Marcus by Goldman Sachs® screenshot 1
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A convenient and efficient banking app designed to help you manage your finances effortlessly. Experience seamless transactions, easy account monitoring, and personalized financial insights tailored to your needs. Take control of your money today.

What We Love

  • 🚀 Easy to use
  • 👍 Great app design
  • 🚀 Smooth performance
  • 💰 Competitive interest rates

Room to Improve

  • 🐛 Technical issues
  • 🔒 Difficulty accessing funds
  • 👎 Degraded app features

More Transactions And Savings apps to explore

4
Bread Savings
Bread Savings
Bread Savings
by Comenity LLC
Free

An app for users of Bread Savings online bank to easily access and manage their high-yield savings accounts and CDs. Features include account monitoring, mobile check deposits, fund transfers, customization options, and direct customer support access. Sign in with online banking credentials to start saving conveniently on the go.

💰 Finance
(4.7K)
5
Yakima Federal Savings & Loan
Yakima Federal Savings & Loan
Yakima Federal Savings & Loan
by Yakima Federal Savings and Loan Association
Free

Manage your finances with ease using our innovative mobile app. Stay on top of your account balances, transfer funds securely, pay bills effortlessly, and receive important account notifications on the go. Download now to take control of your banking experience.

💰 Finance
(1.7K)
6
IndusInd Bank: Savings A/C, FD
IndusInd Bank: Savings A/C, FD
IndusInd Bank: Savings A/C, FD
Savings Bank Account & FD
Free
💰 Finance
(1.9K)
7
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
Save, Invest & Manage Money
Free

A smart financial tool that helps users effortlessly save and invest their money through automated processes and various savings options. Start securing your financial future today with our easy-to-use app.

💰 Finance
(6.3K)
8
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Qapital is a personal finance app that helps users save money towards their goals by allowing them to set up customized savings rules and automate their savings. With features like goal setting, automatic savings transfers, and round-up purchases, users can effortlessly work towards their financial objectives. Start saving smarter today!

💰 Finance
(86K)
9
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

An app that allows you to easily manage your finances, send money worldwide, track spending, and save with features like smart budgeting, instant notifications, and investment opportunities. Upgrade to premium plans for exclusive benefits and perks.

💰 Finance
(68K)
10
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

This application is a comprehensive platform for banking, investing, and financial management. Users can earn high interest rates on savings, invest in stocks and ETFs, access financial planning tools, and enjoy various perks like cash back rewards and cell phone insurance.

💰 Finance
(386K)
11
Family Savings CU
Family Savings CU
Family Savings CU
by Family Savings Credit Union
Free

Access your account anytime, anywhere with mobile banking from Family Savings CU. Check balances, transfer funds, pay bills, and more. Exclusively for Family Savings Credit Union members. Visit familysavingscu.com for details.

💰 Finance
(9.4K)
12
Grand Savings Bank
Grand Savings Bank
Grand Savings Bank
by Grand Savings Bank
Free

"Revolutionize your personal finance management with our banking app - seamlessly aggregate all your accounts, set up alerts, make payments, transfer money, deposit checks, and more in one secure place. Take control of your finances today!"

💰 Finance
(2.5K)
13
Arrowhead Mobile Banking
Arrowhead Mobile Banking
Arrowhead Mobile Banking
Arrowhead Credit Union
Free

Access all your financial needs in one place with our mobile banking app, featuring account management, mobile deposit, bill pay, money transfers, financial wellness tools, and top-notch security features. Stay connected to your finances with ease and convenience.

💰 Finance
(30K)
14
Monzo - Mobile Banking
Monzo - Mobile Banking
Monzo - Mobile Banking
Spend, save, manage your money
Free

A mobile banking app that helps you save, spend confidently, and manage money without fees. Open accounts quickly, get early payments, and track spending habits easily. Save towards goals, get secure money management, and enjoy 24/7 support.

💰 Finance
(5.6K)
15
Ulster Savings Bank
Ulster Savings Bank
Ulster Savings Bank
by ULSTER SAVINGS BANK
Free

Access Ulster Savings Bank's free Mobile Banking Application to conveniently manage your accounts on iPhone and iPad. View balances, transfer funds, pay bills, access check copies, find ATMs, and enjoy secure SSL encryption. Enroll in Online Banking for a seamless experience.

💰 Finance
(3.6K)
16
Kennebec Savings Bank
Kennebec Savings Bank
Kennebec Savings Bank
by Kennebec Savings Bank
Free

Access your accounts easily with our mobile banking app - check balances, transfer funds, pay bills, deposit checks, and more! Member FDIC. Download now and take control of your finances.

💰 Finance
(1.8K)
17
Associated Credit Union
Associated Credit Union
Associated Credit Union
by Associated Credit Union
Free

The app provides convenient access to your finances with features like checking account balances, transferring funds, paying bills, depositing checks, and locating branches/ATMs. Experience enhanced functionality on your iPad now. Join us for secure financial management.

💰 Finance
(8.8K)
18
Greenfield Savings Bank
Greenfield Savings Bank
Greenfield Savings Bank
by Greenfield Savings Bank
Free

Access your money anytime and anywhere with the Greenfield Savings Bank app. Manage your accounts, make transfers, pay bills, and locate ATMs or offices with ease. Open an account online or visit a branch today for seamless banking experiences. Download the app now!

💰 Finance
(1.7K)
19
Robinhood Banking
Robinhood Banking
Robinhood Banking
Credit Card & Banking
Free

Introducing a versatile credit card exclusively for Robinhood Gold members, offering 3% cash back on all categories, fee-free transactions, 5% cash back on travel, secure account management, virtual card options, and features for family usage. Take control of your spending and earn rewards effortlessly.

💰 Finance
(49K)
20
El Dorado Savings Bank Mobile
El Dorado Savings Bank Mobile
El Dorado Savings Bank Mobile
by El Dorado Savings Bank
Free

Bank conveniently with our mobile app: check balances, make transfers, pay bills, and even deposit checks on the go. Transform your banking experience today!

💰 Finance
(2.9K)