Best Upstart Loan Apps

161+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated May 2026

Out of 161+ upstart loan apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Upstart Loan Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (43K)NoNoSep 2026
2Upgrade - Mobile BankingUpgrade - Mobile BankingFree4.9★ (83K)NoNoSep 2026
3Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoSep 2026
4Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (560K)NoNoSep 2026
5Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (897K)NoNoSep 2026
6Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesSep 2026
7Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoSep 2026
8Self - Credit Builder & CardsSelf - Credit Builder & CardsFree4.9★ (331K)NoNoSep 2026

Top Picks for Upstart Loan

Upstart: Personal Loans + More#1

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Editor's Choice
💰 Finance
4.9😞(43K ratings)
Free
#82in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices
Upgrade - Mobile Banking#2

Upgrade - Mobile Banking by Upgrade, Inc.

Rewards Checking, Loans, Cards
Strong Contender
💰 Finance
4.9😐(83K ratings)
Free
Upgrade - Mobile Banking screenshot 1
Upgrade - Mobile Banking screenshot 2
Upgrade - Mobile Banking screenshot 3
Upgrade - Mobile Banking screenshot 4

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

What We Love

  • 🚀 Excellent, easy-to-use app
  • 🔒 Robust fraud prevention
  • 💰 Competitive interest rates and rewards
  • 👍 Seamless account management
  • 🏆 Helpful in improving credit and consolidating debt

Room to Improve

  • 🐛 Inconsistent account updates and transaction history
  • 🤔 Unclear policies around credit limit changes
  • ❌ Poor customer service and unresponsive to issues
  • 💳 Card usage issues and unexpected account suspensions
  • 🕰️ Slow processing of payments and deposits
Possible: Fast Cash & Credit#3

Possible: Fast Cash & Credit by Possible Finance

Borrow money, loans, advances
Worth Considering
💰 Finance
4.8😐(134K ratings)
Free
#58in Finance
Possible: Fast Cash & Credit screenshot 1
Possible: Fast Cash & Credit screenshot 2
Possible: Fast Cash & Credit screenshot 3
Possible: Fast Cash & Credit screenshot 4
Possible: Fast Cash & Credit screenshot 5
Possible: Fast Cash & Credit screenshot 6

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

  • 🚀 Quick approval and fund disbursement
  • 💳 Helps build credit score
  • 🗓️ Flexible payment schedule
  • 🆓 No credit check required
  • 🤝 Good customer service (in some cases)

Room to Improve

  • 🐛 App issues (crashes, bugs, login problems)
  • 🕰️ Slow customer support response times
  • 💰 High interest rates
  • 🤖 Outsourced/poor customer service
  • 🚫 Bank account issues (unlinked, unauthorized withdrawals)

More Upstart Loan apps to explore

FAQ about Upstart Loan

What are the best upstart loan apps for iPhone?
Upstart: Personal Loans + More tops our upstart loan apps ranking as of May 2026, with a 4.9-star average from 43K App Store ratings, and it's free to download.
Yes — 20 of the top upstart loan apps we rank are free to download, including Upstart: Personal Loans + More and Upgrade - Mobile Banking.
Upstart: Personal Loans + More has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 161+ upstart loan apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
The Upstart app helps you borrow money quickly and transparently. You can check your loan rate in minutes without affecting your credit score, apply for fixed-rate personal loans ranging from $500 to $75,000, and manage your loan payments on the go.
Key features include checking your rate with no credit score impact, fast approvals (90% of funded borrowers receive instant approvals), funding in as fast as one business day, flexible loan options like personal loans, debt consolidation, and auto refinancing, and the ability to track your application status in real-time.