230+ iOS apps curated and reviewed
If you already know VTPay by 3SM, this is the deeper bench. 230+ vtpay by 3sm apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of May 2026.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | — | No | No | May 2026 |
| 2 |  | Free | 4.2★ (969) | No | No | Jul 2026 |
| 3 |  | Free | 4.9★ (752K) | Yes | No | Jul 2026 |
| 4 |  | Free | 4.8★ (602K) | Yes | No | Jul 2026 |
| 5 |  | Free | 4.9★ (24K) | No | No | Jul 2026 |
| 6 |  | Free | 4.8★ (83K) | No | No | Jul 2026 |
| 7 |  | Free | 4.6★ (25K) | Yes | No | Jul 2026 |
| 8 |  | Free | 4.5★ (371K) | Yes | Yes | Jul 2026 |
This digital banking app offers 24/7 access to banking, lifestyle, and investment features. It simplifies financial management with tools for budgeting, account management, and instant transactions. Enjoy easy account opening, card management, and investment opportunities with high returns.
Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.
This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.
Manage your credit card account on the go. Quickly access your account, check balances, view statements, and pay bills securely and easily. Set up email alerts for important account activity.
Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.
Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.
This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.
Access your earned wages instantly, avoiding traditional payday waits. This app helps you save, budget, and manage your money with smart tools and personalized guidance. It partners with employers to provide flexible pay options and financial well-being.
Earn cash and rewards by completing surveys and engaging with offers. This platform provides numerous earning opportunities, allowing you to turn your opinions into valuable rewards conveniently from your mobile device.
This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.
Turn your phone time into cash by playing games, taking surveys, scanning receipts, and watching ads. Earn rewards on purchases and withdraw earnings directly to your bank account. Offers personalized opportunities and daily bonuses for consistent earning.
Earn cash by completing various small tasks like giving opinions, testing services, or mystery shopping. New opportunities are frequently added, offering a fun and quick way to make extra money. Get paid directly in hard cash within a few business days.
Pay for services at supported machines using your phone. Simply swipe on your screen to select a machine and authorize payment, eliminating the need for cash or coins. Enjoy a quick, secure, and convenient way to pay for vending, laundry, and more.
This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.
This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.
Earn cash by sharing your opinions, checking in with brands, and voting on daily polls. Get paid quickly via PayPal or gift cards. It's a simple way to make money on your phone.
Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.
Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.
This app helps you save money on travel, earn cashback on purchases, and even make extra income by playing games or completing tasks. It also offers tools to build your credit score and manage subscriptions.