Best Walmart One Pay Credit Card Apps

198+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.8★, the walmart one pay credit card category is one of the App Store's strongest. Browse all 198+ apps we track, sorted so the most loved ones surface first.

Compare top Walmart One Pay Credit Card Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (378K)YesNoJul 2026
2Kohl's - Shopping & DiscountsKohl's - Shopping & DiscountsFree4.8★ (917K)YesNoJul 2026
3First Savings MastercardFirst Savings MastercardFree4.7★ (4.7K)NoNoJul 2026
4Walmart MoneyCard®Walmart MoneyCard®Free4.2★ (6.5K)NoNoJul 2026
5Walmart: Shopping & SavingsWalmart: Shopping & SavingsFree4.8★ (18M)YesNoJul 2026
6Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)YesNoJul 2026
7Capital One MobileCapital One MobileFree4.8★ (11M)YesNoJul 2026
8Atlas - Rewards Credit CardAtlas - Rewards Credit CardFree4.7★ (242K)NoNoJul 2026

Top Picks for Walmart One Pay Credit Card

OnePay – Mobile Banking#1

OnePay – Mobile Banking by One Finance, Inc.

Bank. Borrow. Build Credit.
Editor's Choice
💰 Finance
4.9😞(378K ratings)
FreeAds
#8in Finance
OnePay – Mobile Banking screenshot 1
OnePay – Mobile Banking screenshot 2
OnePay – Mobile Banking screenshot 3
OnePay – Mobile Banking screenshot 4
OnePay – Mobile Banking screenshot 5
OnePay – Mobile Banking screenshot 6

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

What We Love

  • 🚀 Efficient banking features
  • 🔒 Secure transactions
  • 👍 Intuitive user interface
  • 💡 Useful budgeting tools

Room to Improve

  • 🐛 Unreliable app performance
  • 🤯 Frustrating account changes
  • 🤔 Lack of transparency
Kohl's - Shopping & Discounts#2

Kohl's - Shopping & Discounts by Kohl's Department Stores, Inc.

Get rewards & access deals.
Strong Contender
🛍️ Shopping
4.8😞(917K ratings)
FreeAds
#53in Shopping
Kohl's - Shopping & Discounts screenshot 1
Kohl's - Shopping & Discounts screenshot 2
Kohl's - Shopping & Discounts screenshot 3
Kohl's - Shopping & Discounts screenshot 4
Kohl's - Shopping & Discounts screenshot 5
Kohl's - Shopping & Discounts screenshot 6

Access deals, discounts, and rewards for online and in-store shopping. Manage your account, track offers, and enjoy simplified checkout with integrated payment options. Find savings on fashion, home goods, electronics, and more.

What We Love

  • 🚀 Convenient shopping experience
  • 💳 Integrated Kohl's Charge and rewards
  • 🛍️ Easy in-store pickup
  • 💰 Tracks Kohl's Cash and discounts

Room to Improve

  • 🐛 App crashes and freezes
  • 🔑 Login and password issues
  • 🛒 Inconsistent inventory and availability
First Savings Mastercard#3

First Savings Mastercard by First Savings Bank (SD)

First Savings Credit Card
Worth Considering
💰 Finance
4.7😐(4.7K ratings)
Free
First Savings Mastercard screenshot 1
First Savings Mastercard screenshot 2
First Savings Mastercard screenshot 3
First Savings Mastercard screenshot 4
First Savings Mastercard screenshot 5
First Savings Mastercard screenshot 6

Manage your credit card account conveniently and securely from your mobile device. Access account details, make payments, set up alerts, and update your information anytime, anywhere.

What We Love

  • 🚀 Speedy and safe
  • 👍 User-friendly app
  • 🔒 Secure and easy to use
  • 💡 Convenient payment options

Room to Improve

  • 🐛 Auto-logout issues
  • 🐛 Unreliable app performance
  • 🔒 Forced 2FA concerns

More Walmart One Pay Credit Card apps to explore

4
Walmart MoneyCard®
Walmart MoneyCard®
Walmart MoneyCard®
Bank better with our new app
Free

Manage your finances with a prepaid debit card. Enjoy early paydays, earn cash back on purchases, and access overdraft protection. Set up savings vaults and deposit funds easily via direct deposit, linked accounts, or mobile check deposit.

Early paydays with direct depositCash back on Walmart purchasesOverdraft protection
💰 Finance
(6.5K)
free with in-app purchases
5
Walmart: Shopping & Savings
Walmart: Shopping & Savings
Walmart: Shopping & Savings
Groceries & essentials, fast.
Free

Shop for groceries, essentials, and more with convenient pickup, delivery, and shipping options. Features an AI assistant for shopping help, real-time order tracking, and in-store tools like store maps and price scanning.

AI shopping assistantPickup and delivery optionsFast two-day shipping
🛍️ Shopping
(18M)
free with in-app purchases
6
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
7
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
💰 Finance
(11M)
free
8
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Earn cash back. Build credit.
Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

High approval ratesBuild credit historyAutomatic savings up to 10%
💰 Finance
(242K)
free with in-app purchases
9
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(11K)
free with in-app purchases
10
Key Ring Rewards Card Wallet
Key Ring Rewards Card Wallet
Key Ring Rewards Card Wallet
Gift & Membership Card Holder
Free

Digitally store loyalty, membership, and library cards to avoid carrying physical ones. Organize shopping lists, discover savings, and earn rewards effortlessly. Sync lists with family and friends for streamlined shopping trips.

Digital loyalty card storageBarcode scanner for cardsCloud backup for cards
🛍️ Shopping
(19K)
free with in-app purchases
11
PREMIER Credit Card
PREMIER Credit Card
PREMIER Credit Card
by PREMIER Bankcard, LLC
Free

Securely manage your credit card account on the go. Check balances, make payments, monitor transactions, and lock your card. Stay on top of your finances and build credit with convenient 24/7 access.

Check account balancesMake monthly paymentsMonitor recent transactions
💰 Finance
(571K)
free
12
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICO® Score 8 accessTransUnion® credit report accessDark web alerts for identity theft
💰 Finance
(308K)
free
13
Amazon Store Card
Amazon Store Card
Amazon Store Card
by Synchrony Financial
Free

Securely manage your Amazon Store Card or Amazon Secured Card. Pay bills, view statements and activity, track rewards, and set up alerts. Access your digital card, view your credit score, and manage your profile.

Pay billsAccess billing statementsReview account activity
💰 Finance
(131K)
free
14
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
15
Verizon Visa® Card
Verizon Visa® Card
Verizon Visa® Card
Verizon Wireless
Free

Manage your Verizon Visa Card 24/7 from your mobile device. View earned rewards, track spending, pay your bill, and receive notifications on promotions. Requires a compatible device and an active Verizon Visa Card account.

View and redeem Verizon DollarsSee card offers and promotionsTrack spending and rewards
💰 Finance
(24K)
free
16
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

Manage credit card accountTrack spending and transactionsBuild credit history
💰 Finance
(26K)
free
17
Card by FNBO
Card by FNBO
Card by FNBO
by First Bankcard
Free

Manage your credit card account conveniently and securely on the go. View balances, transaction history, and statements. Pay your bill and set up email alerts for important account updates.

Check account balanceView statement and transaction historyPay credit card bill
💰 Finance
(124K)
free
18
X1 Card
X1 Card
X1 Card
Smart Credit Card
Free

This app provides a digital interface for a smart credit card, offering features like transaction viewing, spending control with virtual cards, and rewards for purchases. It aims to offer higher credit limits and a premium card experience for a new generation of consumers.

View transactions, balance, and limitCreate virtual cards for spending controlEarn up to 5X points on purchases
💰 Finance
(12K)
free
19
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4¹
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(831K)
free with in-app purchases
20
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases

FAQ about Walmart One Pay Credit Card

What are the best walmart one pay credit card apps for iPhone?
OnePay – Mobile Banking tops our walmart one pay credit card apps ranking as of June 2026, with a 4.9-star average from 378K App Store ratings, and it's free to download.
Yes — 20 of the top walmart one pay credit card apps we rank are free to download, including OnePay – Mobile Banking and Kohl's - Shopping & Discounts.
OnePay – Mobile Banking shows ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 198+ walmart one pay credit card apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
OnePay is a financial technology company offering a mobile banking solution. It provides services such as early pay, rewards programs, high-yield savings accounts, a cash back credit card, affordable wireless plans, and a credit builder loan. You can also use it for buy now, pay later purchases.
Key features include earning OnePay Points on purchases, early access to your paycheck, high-yield savings with interest, a cash rewards credit card with unlimited cash back, affordable wireless plans, a credit builder loan with no fees, and buy now, pay later options at Walmart.