Best Wave Mobile Money Apps

220+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Every iPhone needs a few good wave mobile money apps. We benchmark 220+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Wave Mobile Money

Wave - Mobile Money#1

Wave - Mobile Money by Wave Global Employment Inc.

Editor's Choice
๐Ÿ’ฐ Finance
4.6๐Ÿ˜Š(3.4K ratings)
Free
Wave - Mobile Money screenshot 1
Wave - Mobile Money screenshot 2
Wave - Mobile Money screenshot 3
Wave - Mobile Money screenshot 4

This app offers affordable mobile money services, allowing users to send money with low fees, deposit and withdraw funds for free at agent locations, and pay bills without additional charges. It also facilitates airtime purchases for major networks in select countries.

What We Love

  • ๐Ÿš€ Fast and efficient
  • ๐Ÿ”’ Secure and reliable
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ’ฐ Free money transfers

Room to Improve

  • ๐Ÿ› Occasional crashes and bugs
  • ๐Ÿค– Poor customer service
  • ๐Ÿ’ณ Lack of international payment options
Sendwave Send & Transfer Money#2

Sendwave Send & Transfer Money by Chime Inc.

Remittance & digital wallet
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(83K ratings)
Free
Sendwave Send & Transfer Money screenshot 1
Sendwave Send & Transfer Money screenshot 2
Sendwave Send & Transfer Money screenshot 3
Sendwave Send & Transfer Money screenshot 4
Sendwave Send & Transfer Money screenshot 5
Sendwave Send & Transfer Money screenshot 6

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

What We Love

  • ๐Ÿš€ Fast and efficient money transfers
  • ๐Ÿ’ฐ No fees for transactions
  • ๐Ÿ’ณ Accepts various payment methods
  • ๐ŸŒ Supports multiple countries

Room to Improve

  • ๐Ÿ•ฐ๏ธ Delayed or slow transactions
  • โŒ Account deactivation or restrictions
  • ๐Ÿ’ฌ Poor customer service and communication
Wave Business#3

Wave Business by Wave Global Employment Inc.

Worth Considering
๐Ÿ’ฐ Finance
4.2(18 ratings)
Free
Wave Business screenshot 1
Wave Business screenshot 2
Wave Business screenshot 3
Wave Business screenshot 4
Wave Business screenshot 5

Accept payments in person by scanning QR codes or remotely via payment links. Instantly view customer payment receipts and withdraw your balance for free through various methods. Get support via toll-free numbers.

More Wave Mobile Money apps to explore

4
WavePay
WavePay
WavePay
Digital Payments
Free

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

Send money via mobile numberScan QR codes for instant paymentsMobile top-ups and pack purchases
๐Ÿ’ฐ Finance
(1.8K)
free with in-app purchases
5
Wave Merchant
Wave Merchant
Wave Merchant
Merchant App for Wave Merchant
Free

This app provides merchants with a secure platform for managing online payments and tracking transactions. It offers features like dynamic QR code payments, real-time transaction history, and business analytics to help businesses streamline their financial operations.

Dynamic QR code paymentsReal-time transaction historyBusiness analytics
๐Ÿ’ฐ Finance
(10)
free
6
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
Send worldwide with low fees
Free

Send money internationally with a secure and convenient digital service. Offers low fees, competitive exchange rates, and multiple payout options including bank transfers, mobile wallets, cash pickup, and airtime top-ups. Track your transfers in real-time.

International money transfersBank transfersMobile wallet transfers
๐Ÿ’ฐ Finance
(216K)
free with in-app purchases
7
Ria Money Transfer
Ria Money Transfer
Ria Money Transfer
International Remittance App
Free

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

International money transfersSend to 190+ countriesCash pickup locations
๐Ÿ’ฐ Finance
(268K)
free with in-app purchases
8
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Send Money Abroad Fast & Easy
Free

Easily send money internationally to friends and family abroad. This app offers fast, safe, and affordable transfers with competitive exchange rates and multiple payout options like mobile wallets, bank transfers, and cash pickup.

Fast money transfersLow-cost transfersGreat exchange rates
๐Ÿ’ฐ Finance
(83K)
free with in-app purchases
9
Wave: Small Business Software
Wave: Small Business Software
Wave: Small Business Software
Invoice, scan receipts & more
Free

Manage your small business finances on the go. Send professional invoices, track expenses with receipt scanning, and monitor your business insights. Get paid faster with integrated online payment options.

Send customized invoices and estimatesScan receipts with OCR for expense trackingMonitor business insights on a dashboard
๐Ÿ’ผ Business
(6.6K)
free with in-app purchases
10
MoneyGramยฎ Money Transfers App
MoneyGramยฎ Money Transfers App
MoneyGramยฎ Money Transfers App
Send Money Transfers Online
Free

Send money internationally quickly and securely. Your recipients can receive funds via bank account, debit card, mobile wallet, or cash pickup. Transfers are available in over 200 countries and territories, with clear upfront costs and real-time exchange rates.

Fast transfers (minutes)Flexible delivery optionsGlobal reach (200+ countries)
๐Ÿ’ฐ Finance
(679K)
free with in-app purchases
11
Wise - Global Money
Wise - Global Money
Wise - Global Money
International finance app
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
๐Ÿ’ฐ Finance
(106K)
free with in-app purchases
12
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
๐Ÿ’ฐ Finance
(15K)
free
13
OceanFirst Bank - Mobile
OceanFirst Bank - Mobile
OceanFirst Bank - Mobile
Your money. Anytime. Anywhere.
Free

Securely manage your bank accounts from your smartphone or tablet. View balances, deposit checks, transfer funds, pay bills, and send money. You can also manage your debit card and locate branches and ATMs.

Digital banking registrationView account balancesDeposit checks
๐Ÿ’ฐ Finance
(11K)
free
14
Afriex - Money transfer
Afriex - Money transfer
Afriex - Money transfer
Send money with low fees
Free

Send money internationally quickly, securely, and affordably. This app offers competitive exchange rates and low transfer fees, with a user-friendly interface for seamless global transactions. It also provides a Global USD Account for receiving international payments.

Fast international transfersSecure and reliable transactionsLow transfer fees
๐Ÿ’ฐ Finance
(8.7K)
free with in-app purchases
15
BOSS Money Transfer. Send Fast
BOSS Money Transfer. Send Fast
BOSS Money Transfer. Send Fast
International Remittance App
Free

Send money internationally with a trusted app for fast, low-cost, and secure remittances. Enjoy competitive exchange rates, low fees, and multiple payout options. You can also send mobile top-ups instantly to over 300 carriers worldwide.

Fast international money transfersLow fees and great exchange ratesMultiple payout options (cash, bank, mobile wallet, home delivery)
๐Ÿ’ฐ Finance
(79K)
free with in-app purchases
16
WhatsApp Business
WhatsApp Business
WhatsApp Business
by WhatsApp Inc.
Free

This app offers business tools to help you work smarter, build trust, and grow your customer base. It provides automated messages, organized conversations, and a professional profile to enhance customer interactions and sales.

Automated quick replies and away messagesLabels for conversation organizationProfessional business profile
๐Ÿ’ผ Business
(1.5M)
free with in-app purchases
17
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
๐Ÿ’ฐ Finance
(57K)
free
18
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
Abeg Technologies
Free

This app allows users to send, receive, and manage money through three distinct digital wallets: personal, business, and group. It facilitates quick transfers, bill payments, online store creation, and group expense management, all while ensuring funds are insured and the service is licensed.

Send and receive money instantlyManage personal, business, and group financesCreate an online store with zero commission
๐Ÿ’ฐ Finance
(8.8K)
free
19
Frontwave Mobile Banking
Frontwave Mobile Banking
Frontwave Mobile Banking
by Frontwave Credit Union
Free

Manage your finances on the go with this mobile banking solution. Check balances, view transactions, transfer funds, pay bills, and deposit checks. Locate nearby branches and ATMs with ease.

Check account balanceView transaction historyTransfer funds
๐Ÿ’ฐ Finance
(27K)
free
20
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
Instant Transfers & Payments
Free

This mobile wallet allows users to send money, pay bills, and recharge mobile balances instantly. It offers a secure mobile account, debit card linking for deposits, and options for physical or virtual Mastercards for payments. The app features customization, universal search, and an agent locator.

Instant money transfersUtility bill paymentsMobile balance recharge
๐Ÿ’ฐ Finance
(7K)
free