Best Ymoney Apps & Games

234+ iOS apps & games curated and reviewed

4.7 avg rating
20 free apps & games
Updated June 2026

YMO is the household name in ymoney, but it's far from the only option. We track 234+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Ymoney

YMO - Transfert d'argent#1

YMO - Transfert d'argent by YMoney

Editor's Choice
💰 Finance
4.7(7 ratings)
FreeAds
YMO - Transfert d'argent screenshot 1
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YMO - Transfert d'argent screenshot 6

Send money to Africa, especially Guinea, with a secure and economical service. Enjoy fast transfers, convenient mobile sending, and instant withdrawals at numerous locations. Track your transactions and benefit from a referral program.

Wallet - Daily Budget & Profit#2

Wallet - Daily Budget & Profit by BudgetBakers s.r.o.

Personal Expense Tracker
Strong Contender
💰 Finance
4.6😐(5.8K ratings)
FreeAdsIn-App Purchases
#92in Finance
Wallet - Daily Budget & Profit screenshot 1
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Wallet - Daily Budget & Profit screenshot 6

Manage your personal finances with this comprehensive tool. Track expenses automatically, plan budgets, and gain insights into your spending habits. It helps you save money, manage debt, and plan for the future by consolidating all your financial information.

What We Love

  • 👍 Simple and intuitive interface
  • 🚀 Comprehensive financial tracking
  • 💡 Customizable categories and labels
  • 🔒 Secure account syncing

Room to Improve

  • 🐛 Inconsistent bank account syncing
  • 🕰️ Delayed transaction updates
  • 🔍 Limited search and filtering options
PayPal - Send, Manage, Pay#3

PayPal - Send, Manage, Pay by PayPal, Inc.

Savings, cash back, pay later
Worth Considering
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#4in Finance
PayPal - Send, Manage, Pay screenshot 1
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PayPal - Send, Manage, Pay screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts

More Ymoney apps to explore

4
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Send Money Abroad Fast & Easy
Free

Easily send money internationally to friends and family abroad. This app offers fast, safe, and affordable transfers with competitive exchange rates and multiple payout options like mobile wallets, bank transfers, and cash pickup.

Fast money transfersLow-cost transfersGreat exchange rates
💰 Finance
(81K)
free with in-app purchases
5
WebMoney Keeper
WebMoney Keeper
WebMoney Keeper
by VEBMANI.RU, OOO
Free

Manage your digital finances on the go. Track purse balances, send and receive funds, pay for services, and securely chat with contacts. Protect your accounts with location-based security features.

Control purse balance and cash flowIssue invoices, send/receive WebMoneyTop up cards and bank accounts
💰 Finance
(9.8K)
free
6
Wise - Global Money
Wise - Global Money
Wise - Global Money
International finance app
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
💰 Finance
(106K)
free with in-app purchases
7
Ria Money Transfer
Ria Money Transfer
Ria Money Transfer
International Remittance App
Free

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

International money transfersSend to 190+ countriesCash pickup locations
💰 Finance
(268K)
free with in-app purchases
8
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
💰 Finance
(1.7K)
free with in-app purchases
9
Money Field
Money Field
Money Field
Harvest all the dollars!
Free

Harvest virtual currency from various fields with satisfying animations. Invest in lands to expand your earnings and find fuel to explore new areas. Collect all available currency.

Satisfying harvest animationsInvest in landsExplore new areas
🎮 Games
(543)
ad-supported
10
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
11
Cowrywise: Save & Invest Money
Cowrywise: Save & Invest Money
Cowrywise: Save & Invest Money
Save. Invest. Get richer daily
Free

Securely save and invest money with access to Nigerian mutual funds and stocks. Automate savings, earn competitive interest, and build wealth at your own pace. Your funds are professionally managed and protected by robust security measures.

Automated savings plansEarn double-digit interestGroup savings with Circles
💰 Finance
(12K)
free with in-app purchases
12
Xoom: Send Money & Transfer
Xoom: Send Money & Transfer
Xoom: Send Money & Transfer
Xoom, A PayPal Service
Free

Send money internationally quickly and securely. Track transfers in real-time, with transparent rates and no fees for recipients. Supports bank deposits, cash pickup, and mobile wallet transfers.

24/7 transaction protectionTransparent rates, no recipient feesPayPal wallet integration
💰 Finance
(1.2M)
free with in-app purchases
13
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
Abeg Technologies
Free

This app allows users to send, receive, and manage money through three distinct digital wallets: personal, business, and group. It facilitates quick transfers, bill payments, online store creation, and group expense management, all while ensuring funds are insured and the service is licensed.

Send and receive money instantlyManage personal, business, and group financesCreate an online store with zero commission
💰 Finance
(8.8K)
free
14
Finhabits: Invest My Money
Finhabits: Invest My Money
Finhabits: Invest My Money
Invest, Learn, and Protect
Free

This app simplifies investing, saving, and learning about personal finance. It offers automated investment accounts, health insurance options, and educational resources to help users build a better financial future. Available in English and Spanish, it aims to make financial management accessible to everyone.

Automated investment accountsRetirement savings optionsHealth, dental, and vision insurance plans
💰 Finance
(21K)
free with in-app purchases
15
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
💰 Finance
(248K)
subscription
16
TrueMoney Cambodia
TrueMoney Cambodia
TrueMoney Cambodia
by True Money (Cambodia) PLC
Free

This digital wallet simplifies daily transactions with easy registration using a Cambodian phone number. It offers a free virtual Mastercard for global payments with no hidden fees and provides access to ongoing promotions for savings on everyday expenses. Fund your wallet through various methods and make secure, cashless payments at numerous retail locations.

Easy registration with Cambodian phone numberFree Virtual Mastercard for global paymentsNo currency exchange mark-up fees
💰 Finance
(152)
free with in-app purchases
17
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Track, Budget, & Save Cash!
Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

AI-powered financial chatBudgeting and spending trackingCash advances up to $250
💰 Finance
(239K)
freemium
18
BOSS Money Transfer. Send Fast
BOSS Money Transfer. Send Fast
BOSS Money Transfer. Send Fast
International Remittance App
Free

Send money internationally with a trusted app for fast, low-cost, and secure remittances. Enjoy competitive exchange rates, low fees, and multiple payout options. You can also send mobile top-ups instantly to over 300 carriers worldwide.

Fast international money transfersLow fees and great exchange ratesMultiple payout options (cash, bank, mobile wallet, home delivery)
💰 Finance
(78K)
free with in-app purchases
19
Bingo Stars - Win Real Money
Bingo Stars - Win Real Money
Bingo Stars - Win Real Money
Play Bingo, Win Real Money
Free

Engage in fast-paced, fair bingo tournaments for a chance to win real cash prizes. Compete against players of similar skill levels and enjoy immersive gameplay with daily challenges. Secure deposits and fast cash-outs are available.

Win real money tournamentsFast, fair, and fun gameplayCompete 24/7
🎮 Games
(175K)
free with in-app purchases
20
Pangea Money Transfer
Pangea Money Transfer
Pangea Money Transfer
Send Money to Mexico & More
Free

Send money internationally with low fees and competitive exchange rates. Enjoy fast, secure transfers with real-time tracking to destinations like Mexico and the Philippines. Save favorite recipients for quick repeat transfers and choose from flexible delivery options.

Instant transfersLow fees and great ratesSecure and trusted
💰 Finance
(35K)
free with in-app purchases