Best apps like JIM: Tap to Pay & Payment Link

10+ similar apps compared and reviewed

4.4 avg rating
10 free apps
Updated July 2026

Whether you want more options like JIM or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to JIM

Walmart MoneyCard®#1

Walmart MoneyCard® by Green Dot Corporation

Bank better with our new app
Editor's Choice
💰 Finance
4.2😞(6.5K ratings)
Free
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Manage your finances with a prepaid debit card. Enjoy early paydays, earn cash back on purchases, and access overdraft protection. Set up savings vaults and deposit funds easily via direct deposit, linked accounts, or mobile check deposit.

Room to Improve

  • 🐛 App doesn't work at all
  • 🐛 App won't load
  • 🐛 Can't access the app or money
Xpectations!® Plus#2

Xpectations!® Plus by Green Dot Corporation

Xpect more!
Strong Contender
💰 Finance
4.8😊(2.3K ratings)
Free
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Manage your money with a mobile debit account offering enhanced protection and low fees. Access account features, get early direct deposits, and enjoy a free ATM network. Secure your funds by locking your card and receiving fraud alerts.

What We Love

  • 👍 Convenient banking
  • 🕊️ Life-changing service
  • 💯 Exceptional product

Room to Improve

  • 🚫 False charges
  • 🙅‍♀️ Rude customer service
  • 🔒 Trouble logging in
Vigo Money#3

Vigo Money by Western Union Holdings, Inc.

Manage Send and Receive Funds
Worth Considering
💰 Finance
2.3(122 ratings)
Free
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Manage, send, and receive funds easily with this financial app. It offers fast, reliable transfers, a free Visa card, and a multi-currency account. Enjoy fee-free wallet-to-wallet transfers in the US and global money sending without hidden fees or credit checks.

More apps like JIM

4
My Vault Card
My Vault Card
My Vault Card
by Paycom Payroll, LLC
Free

Manage your payroll card with this app designed for Paycom users. View deposits, transactions, and balances, set up alerts, and find ATMs. Easily add your card to your mobile wallet for secure transactions and access financial education resources.

Account balance and transaction overviewAutomated push, SMS, and email alertsDirect deposit information viewing
💰 Finance
(4.1K)
free
5
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
The #1 Choice for Banking
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.5M)
free with in-app purchases
6
Sunbit
Sunbit
Sunbit
Sunbit
Free

Manage your buy now, pay over time financing for everyday purchases and services. View account details, make payments, and track your installment plans. Access your transaction history and update payment information easily.

Manage Sunbit CardView account detailsMake payments
💰 Finance
(348)
free
7
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(378K)
free with in-app purchases
8
Paychex Pay
Paychex Pay
Paychex Pay
by Paychex Inc.
Free

Manage your finances with an online account featuring a debit card and optional savings. Get paid faster, move money easily, and make quick purchases. Earn rewards and benefit from identity theft protection.

Get paid up to 2 days earlierMove money between accountsSend money to friends
💰 Finance
(321)
free with in-app purchases
9
Común: Tu banca moderna en USA
Común: Tu banca moderna en USA
Común: Tu banca moderna en USA
Cuenta, tarjeta VISA, remesas
Free

This app allows users to send and receive money within the U.S. and to Latin America, offering a Visa debit card and managing finances in Spanish and English. It provides early direct deposit, cash deposit/withdrawal options, and 24/7 support.

Send and receive moneyVisa debit cardRemittances to Latin America
💰 Finance
(28K)
free with in-app purchases
10
Robinhood Banking
Robinhood Banking
Robinhood Banking
Credit Card & Banking
Free

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

3% cash back on all categoriesVirtual cards with disposable numbersSecure account management and card controls
💰 Finance
(64K)
free with in-app purchases