Split Pay: Split Bills in Two

Split Pay: Split Bills in Two

Rent, Mortgage & Car Payments

16K ratings
650 reviews
#111 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • September 19, 2023
  • September 4, 2026

Features

Split Pay: Split Bills in Two screenshot #1 for iPhone
Split Pay: Split Bills in Two screenshot #2 for iPhone
Split Pay: Split Bills in Two screenshot #3 for iPhone
Split Pay: Split Bills in Two screenshot #4 for iPhone
Split Pay: Split Bills in Two screenshot #5 for iPhone
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About

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

Split rent into two payments
Build credit history
Improve budgeting
Works with all payment systems
Autopay functionality
Free credit reporting option
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What users say

See all reviews

What's New in Split Pay

2.0.5

September 4, 2026

General maintenance update with bug fixes.

Charts

Top Free

📈 111+1

Finance

This app rose +1 position in Finance chart.

Last updated on September 23, 2026.

User reviews

WORST APP EVER

This app is horrible. Once your account is close or suspended, they don’t even give you a chance to open another one. They don’t even care about what happened or why. They don’t have no phone number to contact them. The worst customer service ever. I will be telling a lot of people not to use this app.
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Family

This is a strong foundation that gives me a shoulder to lean on.

Amazing

Split pay has been so amazing and flexible during these hard times and easy to chat with! Thank you

Not seamless. AI bot customer service

Not great. Sign up seemed easy but there was some discrepancy about my name not matching which my name is literally 8 letters total. There was no discrepancy. Ai bot chat customer service was completely unhelpful giving advice that didn’t apply. I ended up deleting my account. Good riddance

Still get text about a payment already paid

Update your app my payment was completed on both sides and I am still being asked to make a payment

User experience

🐞

Reported Bugs

3 issues

Login screen freezes

Bug

Incompatibility with certain bank accounts

Bug

Payments not showing up in app after being processed

Bug

Requested Features

4 requests

Ability to change payment dates after initial setup

Feature

Option to adjust second split pay date within 30-day period

Feature

Integration with property management payment portals

Feature

Clearer communication on approval process and reasons for account suspension

Feature

FAQ

What does Split Pay do?

Split Pay allows you to divide your monthly rent into two smaller payments, making it easier to manage your finances. You can pay half on your rent due date and the other half two weeks later. This feature aims to reduce rent day stress and improve budgeting.

How does Split Pay help build credit history?

When you opt into free credit reporting and use autopay, your on-time rent payments are reported to credit bureaus. Payment history is a significant factor in credit scores, so consistently paying rent on time through the app can help you build a stronger credit history.

Is there a cost to use Split Pay?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases for the core Split Pay functionality or credit reporting.

Does Split Pay work with any landlord or building management system?

Yes, Split Pay is designed to be compatible with various rental payment methods. Whether you pay through a building portal or directly to your landlord, the app can accommodate your payment setup without compatibility issues.

How quickly can I start using Split Pay?

You can get started in minutes. The process involves downloading the app, securely connecting your bank account, checking your eligibility for Split Pay, and then scheduling your first payment. You can potentially use it for your next month's rent.