Best Amtrak Credit Card Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Out of 250+ amtrak credit card apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Amtrak Credit Card Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Card by FNBOCard by FNBOFree4.8★ (124K)NoNoSep 2026
2AmtrakAmtrakFree4.7★ (216K)NoNoSep 2026
3AmexAmexFree4.9★ (4.4M)YesNoSep 2026
4Atlas - Rewards Credit CardAtlas - Rewards Credit CardFree4.7★ (273K)NoNoSep 2026
5Elan Credit CardElan Credit CardFree4.8★ (196K)NoNoSep 2026
6Discover MobileDiscover MobileFree4.9★ (5.2M)NoNoSep 2026
7Bread FinancialBread FinancialFree4.8★ (165K)NoNoSep 2026
8PREMIER Credit CardPREMIER Credit CardFree4.8★ (594K)NoNoSep 2026

Top Picks for Amtrak Credit Card

4.8😞(124K ratings)
Free
Card by FNBO screenshot 1
Card by FNBO screenshot 2
Card by FNBO screenshot 3
Card by FNBO screenshot 4

Manage your credit card account conveniently and securely on the go. View balances, transaction history, and statements. Pay your bill and set up email alerts for important account updates.

What We Love

  • 💻 Quarter century user
  • 🔒 Robust security features
  • 📱 User-friendly app
  • 💳 Great starter credit card

Room to Improve

  • 🤖 Malfunctioning app login
  • 💸 Paying interest not as promised
  • 🚫 Reduced credit limit
  • 🤔 Unclear payment policies
  • 🕰️ Slow payment processing
  • 🔒 Difficulty managing payment methods
  • 💲 Deceptive practices
Amtrak#2

Amtrak by Amtrak

Strong Contender
✈️ Travel
4.7😐(216K ratings)
Free
#21in Travel
Amtrak screenshot 1
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Amtrak screenshot 6

Book train tickets, manage your account, and access travel information on the go. Show your eTicket digitally and save payment details for quick purchases. Find station info and check train status easily.

What We Love

  • 🚀 Easy to navigate
  • 👍 Helpful for tracking delays and notifications
  • 🚂 Positive travel experience overall
  • 💻 Reliable for booking and managing trips

Room to Improve

  • 🐛 Frequent crashes and errors
  • 🕰️ Lack of real-time updates on train status
  • 📱 Unintuitive and confusing app interface
  • 💳 Issues with booking and payment functionality
Amex#3

Amex by American Express

Payments, Balance & Rewards
Worth Considering
💰 Finance
4.9😐(4.4M ratings)
FreeAds
#26in Finance
Amex screenshot 1
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Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

What We Love

  • 💳 Reliable credit card with good benefits
  • 🤝 Excellent customer service and support
  • 🚀 Seamless app experience
  • 📱 Convenient mobile app features
  • 💳 Prestigious card status and recognition

Room to Improve

  • 🤖 Inconsistent or unhelpful customer service
  • 💳 Unexpected account changes or credit limit reductions
  • 🤔 Confusing or misleading policies/offers
  • 🕰️ Slow or delayed payment processing
  • 🔒 Security issues with closed accounts

More Amtrak Credit Card apps to explore

FAQ about Amtrak Credit Card

What are the best amtrak credit card apps for iPhone?
Card by FNBO tops our amtrak credit card apps ranking as of September 2026, with a 4.8-star average from 124K App Store ratings, and it's free to download.
Yes — 20 of the top amtrak credit card apps we rank are free to download, including Card by FNBO and Amtrak.
Card by FNBO has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ amtrak credit card apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your FNBO credit card account from anywhere. You can check your account balance, view your statement and transaction history, pay your credit card bill, and set up account-related email alerts.
Yes, the app prioritizes your security. It uses the same security measures that you employ when accessing your account online, ensuring your information is protected.