Best Amtrak Credit Card Apps

218+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Out of 218+ amtrak credit card apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Amtrak Credit Card Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Card by FNBOCard by FNBOFree4.8★ (124K)NoNoJul 2026
2AmtrakAmtrakFree4.7★ (212K)YesNoJul 2026
3Atlas - Rewards Credit CardAtlas - Rewards Credit CardFree4.7★ (242K)NoNoJul 2026
4AmexAmexFree4.9★ (4.3M)NoNoJul 2026
5Barclays USBarclays USFree4.9★ (525K)NoNoJul 2026
6Elan Credit CardElan Credit CardFree4.8★ (187K)NoNoJul 2026
7CardPointers for Credit CardsCardPointers for Credit CardsFree4.7★ (9.7K)NoYesJul 2026
8X1 CardX1 CardFree4.9★ (12K)NoNoJul 2026

Top Picks for Amtrak Credit Card

Card by FNBO#1

Card by FNBO by First National Bank of Omaha

Editor's Choice
💰 Finance
4.8😞(124K ratings)
Free
Card by FNBO screenshot 1
Card by FNBO screenshot 2
Card by FNBO screenshot 3
Card by FNBO screenshot 4

Manage your credit card account conveniently and securely on the go. View balances, transaction history, and statements. Pay your bill and set up email alerts for important account updates.

What We Love

  • 💻 Quarter century user
  • 🔒 Robust security features
  • 📱 User-friendly app
  • 💳 Great starter credit card

Room to Improve

  • 🤖 Malfunctioning app login
  • 💸 Paying interest not as promised
  • 🚫 Reduced credit limit
Amtrak#2

Amtrak by National Railroad Passenger Corporation

Strong Contender
✈️ Travel
4.7😐(212K ratings)
FreeAds
#20in Travel
Amtrak screenshot 1
Amtrak screenshot 2
Amtrak screenshot 3
Amtrak screenshot 4
Amtrak screenshot 5
Amtrak screenshot 6

Book train tickets, manage your account, and access travel information on the go. Show your eTicket digitally and save payment details for quick purchases. Find station info and check train status easily.

What We Love

  • 🚀 Easy to navigate
  • 👍 Helpful for tracking delays and notifications
  • 🚂 Positive travel experience overall
  • 💻 Reliable for booking and managing trips

Room to Improve

  • 🐛 Frequent crashes and errors
  • 🕰️ Lack of real-time updates on train status
  • 📱 Unintuitive and confusing app interface
Atlas - Rewards Credit Card#3

Atlas - Rewards Credit Card by Exto Inc.

Earn cash back. Build credit.
Worth Considering
💰 Finance
4.7😐(242K ratings)
Free
#33in Finance
Atlas - Rewards Credit Card screenshot 1
Atlas - Rewards Credit Card screenshot 2
Atlas - Rewards Credit Card screenshot 3
Atlas - Rewards Credit Card screenshot 4
Atlas - Rewards Credit Card screenshot 5
Atlas - Rewards Credit Card screenshot 6

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

What We Love

  • 👍 Easy to use
  • 🚀 Instant credit limit increases
  • 💰 Helpful for rebuilding credit
  • 🤑 Rewards and cash back

Room to Improve

  • 🐛 Account verification issues
  • 🤖 Lack of live customer support
  • 💳 Low initial credit limit

More Amtrak Credit Card apps to explore

4
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.3M)
free
5
Barclays US
Barclays US
Barclays US
Safe. Convenient. Rewarding.
Free

Manage your accounts securely and conveniently from anywhere. Features include biometric login, digital wallet integration, personalized notifications, and easy transfers. Track spending, access your FICO score, and control your cards with instant locking.

Biometric loginDigital wallet integrationPersonalized notifications
💰 Finance
(525K)
free
6
Elan Credit Card
Elan Credit Card
Elan Credit Card
by Elan Financial Services
Free

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay
💰 Finance
(187K)
free
7
CardPointers for Credit Cards
CardPointers for Credit Cards
CardPointers for Credit Cards
Earn more points & cashback
Free

Maximize your credit card rewards by automatically tracking category bonuses and offers. Get real-time recommendations for the best card to use at stores and online, and easily manage your offers. Save money and earn more points, cashback, and miles daily.

Automatic category bonus trackingReal-time card recommendationsOffer management and activation
💰 Finance
(9.7K)
free with in-app purchases
8
X1 Card
X1 Card
X1 Card
Smart Credit Card
Free

This app provides a digital interface for a smart credit card, offering features like transaction viewing, spending control with virtual cards, and rewards for purchases. It aims to offer higher credit limits and a premium card experience for a new generation of consumers.

View transactions, balance, and limitCreate virtual cards for spending controlEarn up to 5X points on purchases
💰 Finance
(12K)
free
9
Ollo Credit Card Mobile App
Ollo Credit Card Mobile App
Ollo Credit Card Mobile App
Easily manage your Ollo card
Free

Manage your credit card account securely and conveniently from anywhere. View your balance, make payments, track activity, and access your FICO score. Instantly lock or unlock your card and set travel notifications for uninterrupted use.

View balance and activityMake paymentsSet up autopay
💰 Finance
(403)
free
10
Blaze Mastercard Mobile
Blaze Mastercard Mobile
Blaze Mastercard Mobile
Blaze Credit Card Mobile
Free

Manage your credit card account conveniently from your mobile device. Check balances, pay bills, view transactions, and set up account alerts for important activity. Securely access your account with biometric login options.

Check account balance and available creditPay bills and manage autopayView and download monthly statements
💰 Finance
(4.9K)
free
11
Experian®
Experian®
Experian®
Control Your Credit & Finances
Free

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

Free credit report and FICO ScoreExperian Boost to raise FICO ScoreCredit monitoring and alerts
💰 Finance
(2.7M)
free with in-app purchases
12
Luxury Card
Luxury Card
Luxury Card
Experience More®
Free

Manage your exclusive credit card account, access 24/7 concierge services via live chat, and explore curated travel experiences. View account details, make payments, and discover member benefits and dining perks.

Account management24/7 live chat conciergeCurated travel experiences
🌟 Lifestyle
(7.1K)
free
13
myEquifax
myEquifax
myEquifax
Start your credit journey
Free

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

Monthly Equifax credit report updatesFree credit score trackingAI-powered credit improvement plan
💰 Finance
(37K)
free with in-app purchases
14
Sparrow Card App
Sparrow Card App
Sparrow Card App
Building Credit Smarter
Free

This app offers a credit card designed to help individuals with less-than-perfect credit build their financial future. It provides features like cashback rewards, real-time notifications, and tools to help users improve their credit score and access credit line increases.

Virtual card access1% cashback on on-time paymentsReal-time notifications
💰 Finance
(3.2K)
free
15
Extra
Extra
Extra
Build credit w/o a credit card
Free

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

Build credit without a credit cardEarn reward points on purchasesNo credit check required for application
💰 Finance
(9.5K)
free with in-app purchases
16
Coast360 Federal Credit Union
Coast360 Federal Credit Union
Coast360 Federal Credit Union
Coast360 Federal Credit Union
Free

Manage your finances conveniently from your mobile device. This app allows you to check balances, deposit checks, transfer funds, and pay bills securely. It also offers features like fingerprint login and travel notifications for enhanced usability.

Secure account balance and activity checksMobile check depositInter-account and external money transfers
💰 Finance
(5.3K)
free
17
Amazon Store Card
Amazon Store Card
Amazon Store Card
by Synchrony Financial
Free

Securely manage your Amazon Store Card or Amazon Secured Card. Pay bills, view statements and activity, track rewards, and set up alerts. Access your digital card, view your credit score, and manage your profile.

Pay billsAccess billing statementsReview account activity
💰 Finance
(131K)
free
18
Scheels Visa Card
Scheels Visa Card
Scheels Visa Card
by First National Bank of Omaha
Free

Manage your credit card account conveniently on your mobile device. Access your balance, view statements, make payments, and set up alerts securely and easily. This free app provides a simple way to stay on top of your finances.

Touch ID loginAccount balance checkStatement and transaction history
💰 Finance
(39K)
free
19
Imprint App
Imprint App
Imprint App
Cards & Rewards
Free

This app allows you to apply for and manage loyalty credit cards from your favorite brands. Earn unlimited rewards on purchases, especially with partner brands. Access your virtual card instantly, manage your account, and enjoy secure payment options.

Apply for loyalty credit cardsEarn unlimited rewardsManage account activity
💰 Finance
(25K)
free
20
Aspire Account Center
Aspire Account Center
Aspire Account Center
by Atlanticus Services Corporation
Free

Manage your credit cards from your Apple device. Check balances, view transactions, set up alerts, and monitor your credit score for free. Securely access your accounts with fingerprint or PIN.

Manage credit cardsCheck account balancesView payment activity
💰 Finance
(78)
free

FAQ about Amtrak Credit Card

What are the best amtrak credit card apps for iPhone?
Card by FNBO tops our amtrak credit card apps ranking as of June 2026, with a 4.8-star average from 124K App Store ratings, and it's free to download.
Yes — 20 of the top amtrak credit card apps we rank are free to download, including Card by FNBO and Amtrak.
Card by FNBO has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 218+ amtrak credit card apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your FNBO credit card account from anywhere. You can check your account balance, view your statement and transaction history, pay your credit card bill, and set up account-related email alerts.
Yes, the app prioritizes your security. It uses the same security measures that you employ when accessing your account online, ensuring your information is protected.