Best Amtrak Credit Card Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Out of 249+ amtrak credit card apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Amtrak Credit Card Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Card by FNBOCard by FNBOFree4.8★ (124K)NoNoAug 2026
2AmtrakAmtrakFree4.7★ (216K)NoNoAug 2026
3AmexAmexFree4.9★ (4.4M)YesNoAug 2026
4Atlas - Rewards Credit CardAtlas - Rewards Credit CardFree4.7★ (263K)NoNoAug 2026
5Elan Credit CardElan Credit CardFree4.8★ (196K)NoNoAug 2026
6Citi Mobile®Citi Mobile®Free4.9★ (4M)NoNoAug 2026
7PREMIER Credit CardPREMIER Credit CardFree4.8★ (583K)NoNoAug 2026
8AmTrack: Track Amtrak TrainsAmTrack: Track Amtrak TrainsFree4.6★ (332)NoYesAug 2026

Top Picks for Amtrak Credit Card

Card by FNBO#1

Card by FNBO by First Bankcard

Editor's Choice
💰 Finance
4.8😞(124K ratings)
Free
Card by FNBO screenshot 1
Card by FNBO screenshot 2
Card by FNBO screenshot 3
Card by FNBO screenshot 4

Manage your credit card account conveniently and securely on the go. View balances, transaction history, and statements. Pay your bill and set up email alerts for important account updates.

What We Love

  • 💻 Quarter century user
  • 🔒 Robust security features
  • 📱 User-friendly app
  • 💳 Great starter credit card

Room to Improve

  • 🤖 Malfunctioning app login
  • 💸 Paying interest not as promised
  • 🚫 Reduced credit limit
Amtrak#2

Amtrak by Amtrak

Strong Contender
✈️ Travel
4.7😐(216K ratings)
Free
#16in Travel
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Amtrak screenshot 6

Book train tickets, manage your account, and access travel information on the go. Show your eTicket digitally and save payment details for quick purchases. Find station info and check train status easily.

What We Love

  • 🚀 Easy to navigate
  • 👍 Helpful for tracking delays and notifications
  • 🚂 Positive travel experience overall
  • 💻 Reliable for booking and managing trips

Room to Improve

  • 🐛 Frequent crashes and errors
  • 🕰️ Lack of real-time updates on train status
  • 📱 Unintuitive and confusing app interface
Amex#3

Amex by American Express

Payments, Balance & Rewards
Worth Considering
💰 Finance
4.9😐(4.4M ratings)
FreeAds
#27in Finance
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Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

What We Love

  • 💳 Reliable credit card with good benefits
  • 🤝 Excellent customer service and support
  • 🚀 Seamless app experience
  • 📱 Convenient mobile app features

Room to Improve

  • 🤖 Inconsistent or unhelpful customer service
  • 💳 Unexpected account changes or credit limit reductions
  • 🤔 Confusing or misleading policies/offers

More Amtrak Credit Card apps to explore

4
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Earn cash back. Build credit.
Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

High approval ratesBuild credit historyAutomatic savings up to 10%
💰 Finance
(263K)
free with in-app purchases
5
Elan Credit Card
Elan Credit Card
Elan Credit Card
by Elan Financial Services
Free

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay
💰 Finance
(196K)
free
6
Citi Mobile®
Citi Mobile®
Citi Mobile®
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
💰 Finance
(4M)
free with in-app purchases
7
PREMIER Credit Card
PREMIER Credit Card
PREMIER Credit Card
by PREMIER Bankcard
Free

Securely manage your credit card account on the go. Check balances, make payments, monitor transactions, and lock your card. Stay on top of your finances and build credit with convenient 24/7 access.

Check account balancesMake monthly paymentsMonitor recent transactions
💰 Finance
(583K)
free
8
AmTrack: Track Amtrak Trains
AmTrack: Track Amtrak Trains
AmTrack: Track Amtrak Trains
Ride Amtrak like A Pro
Free

Monitor the real-time location and timeliness of your Amtrak train. You can also check for upcoming arrivals at nearby stations, making it easier to catch a train.

Real-time train location trackingTrain timeliness statusNearby station arrival monitoring
✈️ Travel
(332)
free with in-app purchases
9
X1 Card
X1 Card
X1 Card
Smart Credit Card
Free

This app provides a digital interface for a smart credit card, offering features like transaction viewing, spending control with virtual cards, and rewards for purchases. It aims to offer higher credit limits and a premium card experience for a new generation of consumers.

View transactions, balance, and limitCreate virtual cards for spending controlEarn up to 5X points on purchases
💰 Finance
(12K)
free
10
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

Manage credit card accountTrack spending and transactionsBuild credit history
💰 Finance
(29K)
free
11
Ollo Credit Card Mobile App
Ollo Credit Card Mobile App
Ollo Credit Card Mobile App
Easily manage your Ollo card
Free

Manage your credit card account securely and conveniently from anywhere. View your balance, make payments, track activity, and access your FICO score. Instantly lock or unlock your card and set travel notifications for uninterrupted use.

View balance and activityMake paymentsSet up autopay
💰 Finance
(403)
free
12
MaxRewards Credit Card Rewards
MaxRewards Credit Card Rewards
MaxRewards Credit Card Rewards
Manage Travel Points & Miles
Free

This app automatically activates credit card offers and bonus categories to help you earn more rewards. It also helps you track benefits, credits, and determine the best card for each purchase, consolidating all your financial information in one place.

Automatic offer activationBonus category activationBest card recommendation
💰 Finance
(17K)
free with in-app purchases
13
Mission Lane Card
Mission Lane Card
Mission Lane Card
by Mission Lane LLC
Free

Manage your credit card account on the go. Check balances, pay bills, view activity, and monitor your credit score. Access customer service, educational resources, and secure login options.

Manage credit card accountCheck account balancePay bills
💰 Finance
(500K)
free
14
Amazon Store Card
Amazon Store Card
Amazon Store Card
by Synchrony Financial
Free

Securely manage your Amazon Store Card or Amazon Secured Card. Pay bills, view statements and activity, track rewards, and set up alerts. Access your digital card, view your credit score, and manage your profile.

Pay billsAccess billing statementsReview account activity
💰 Finance
(131K)
free
15
Total Card
Total Card
Total Card
Credit Card
Free

Manage your Total Visa credit card account conveniently from your mobile device. Make payments, view transactions and statements, and check your available credit. Access free credit monitoring powered by TransUnion to track your score.

Manage Total Visa accountMake paymentsView transactions and statements
💰 Finance
(310)
free
16
Bread Financial
Bread Financial
Bread Financial
Manage Your Comenity Cards
Free

Manage your Comenity credit cards securely and conveniently. Track transactions, make payments, view statements, and redeem rewards. This app allows for easy account management and access to exclusive offers.

Activate credit cardsReview transactions and statementsSchedule and manage payments
💰 Finance
(162K)
free
17
Zable Credit Card
Zable Credit Card
Zable Credit Card
Simple & flexible credit card
Free

Manage your credit card with ease. This app lets you set your PIN, lock your card, and track all your transactions and payments. Apply for a new card directly through the website.

Set your PINLock your cardManage transactions
💰 Finance
(398)
free
18
Imprint App
Imprint App
Imprint App
Cards & Rewards
Free

This app allows you to apply for and manage loyalty credit cards from your favorite brands. Earn unlimited rewards on purchases, especially with partner brands. Access your virtual card instantly, manage your account, and enjoy secure payment options.

Apply for loyalty credit cardsEarn unlimited rewardsManage account activity
💰 Finance
(26K)
free
19
America First Credit Union
America First Credit Union
America First Credit Union
Mobile Banking
Free

Manage your finances conveniently with a secure mobile banking app. Perform transactions, deposit checks, track spending, and apply for loans anytime, anywhere. Aggregate accounts from other institutions for a consolidated view of your financial health.

Customizable dashboardMobile check depositBudget and spending tracking
💰 Finance
(68K)
free
20
Amtraker: Track Amtrak & VIA
Amtraker: Track Amtrak & VIA
Amtraker: Track Amtrak & VIA
Train Tracking Made Simple
Free
✈️ Travel
(0)

FAQ about Amtrak Credit Card

What are the best amtrak credit card apps for iPhone?
Card by FNBO tops our amtrak credit card apps ranking as of July 2026, with a 4.8-star average from 124K App Store ratings, and it's free to download.
Yes — 20 of the top amtrak credit card apps we rank are free to download, including Card by FNBO and Amtrak.
Card by FNBO has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 249+ amtrak credit card apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your FNBO credit card account from anywhere. You can check your account balance, view your statement and transaction history, pay your credit card bill, and set up account-related email alerts.
Yes, the app prioritizes your security. It uses the same security measures that you employ when accessing your account online, ensuring your information is protected.