Best Apple Pay Apps

248+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated November 2026

From beginner-friendly picks to power-user tools, our apple pay list covers 248+ iPhone apps updated through November 2026. Compare ratings, prices, and screenshots in one place.

Compare top Apple Pay Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Apple WalletApple WalletFree4.8★ (7.5M)NoNoNov 2026
2PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoNov 2026
3Cash AppCash AppFree4.8★ (8.8M)NoNoNov 2026
4Credit Genie: Get Cash AdvanceCredit Genie: Get Cash AdvanceFree4.8★ (135K)NoNoNov 2026
5Apple StoreApple StoreFree3.5★ (172K)NoNoNov 2026
6OneBlinc Cash AdvanceOneBlinc Cash AdvanceFree4.8★ (16K)NoNoNov 2026
7Zivo: Cash AdvanceZivo: Cash AdvanceFree3.3★ (115)NoNoOct 2026
8VenmoVenmoFree4.8★ (15M)NoNoNov 2026

Top Picks for Apple Pay

Apple Wallet#1

Apple Wallet by Apple Inc.

Apple Pay, Apple Card and more
Editor's Choice
💰 Finance
4.8😊(7.5M ratings)
Free
Apple Wallet screenshot 1
Apple Wallet screenshot 2
Apple Wallet screenshot 3
Apple Wallet screenshot 4
Apple Wallet screenshot 5
Apple Wallet screenshot 6

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

What We Love

  • 🚀 Convenient and easy to use
  • 🔒 Secure with Face ID/Touch ID
  • 💳 Integrates credit/debit cards well
  • 🎟️ Stores tickets and passes
  • 🏠 Stores digital keys and IDs

Room to Improve

  • 🚫 Limited ability to add loyalty/membership cards
  • 🤔 Inconsistent card detection and adding
  • 💰 Unauthorized charges and payment issues
  • 🔍 Lack of customization options (nicknames, images)
  • 🇨🇦 Limited support for Canadian features
PayPal - Pay, Send, Save#2

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later
Strong Contender
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Securely shop online and in-store, send and receive money globally, and manage your finances. Earn rewards with a debit card and track packages. Offers purchase protection and buy now, pay later options.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
  • 🤖 Overly automated with lack of human interaction
Cash App#3

Cash App by Block, Inc.

Money. Debit Card. Bitcoin.
Worth Considering
💰 Finance
4.8😞(8.8M ratings)
Free
#4in Finance
Cash App screenshot 1
Cash App screenshot 2
Cash App screenshot 3
Cash App screenshot 4
Cash App screenshot 5
Cash App screenshot 6

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

  • 💳 Easy money transferring
  • 🚀 Convenient and user-friendly app
  • 🤑 Referral bonuses and discounts
  • 🤑 Free tax filing
  • 🤑 Borrow money feature

Room to Improve

  • 🔒 Security issues and account hacking
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and charges
  • 🔍 Unclear account restrictions and limits
  • 🐛 App crashes and technical issues

More Apple Pay apps to explore

FAQ about Apple Pay

What are the best apple pay apps for iPhone?
Apple Wallet tops our apple pay apps ranking as of November 2026, with a 4.8-star average from 7.5M App Store ratings, and it's free to download.
Yes — 20 of the top apple pay apps we rank are free to download, including Apple Wallet and PayPal - Pay, Send, Save.
Apple Wallet has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 248+ apple pay apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.

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