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Best Apple Pay Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

From beginner-friendly picks to power-user tools, our apple pay list covers 249+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top Apple Pay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Apple WalletApple WalletFree4.8★ (6.7M)YesNoSep 2026
2PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoSep 2026
3Cash AppCash AppFree4.8★ (8.7M)NoNoSep 2026
4Apple StoreApple StoreFree3.5★ (168K)NoNoSep 2026
5VenmoVenmoFree4.8★ (15M)NoNoSep 2026
6Ava: Build Credit FastAva: Build Credit FastFree4.9★ (50K)NoNoSep 2026
7Apple SupportApple SupportFree3.9★ (33K)NoYesSep 2026
8OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (421K)NoNoSep 2026

Top Picks for Apple Pay

Apple Wallet#1

Apple Wallet by Apple

Apple Pay, Apple Card and more
Editor's Choice
💰 Finance
4.8😊(6.7M ratings)
FreeAds
Apple Wallet screenshot 1
Apple Wallet screenshot 2
Apple Wallet screenshot 3
Apple Wallet screenshot 4
Apple Wallet screenshot 5
Apple Wallet screenshot 6

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

What We Love

  • 🚀 Convenient and easy to use
  • 🔒 Secure with Face ID/Touch ID
  • 💳 Integrates credit/debit cards well
  • 🎟️ Stores tickets and passes

Room to Improve

  • 🚫 Limited ability to add loyalty/membership cards
  • 🤔 Inconsistent card detection and adding
  • 💰 Unauthorized charges and payment issues
PayPal - Pay, Send, Save#2

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later
Strong Contender
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
Cash App#3

Cash App by Block, Inc.

Money. Debit Card. Bitcoin.
Worth Considering
💰 Finance
4.8😞(8.7M ratings)
Free
#4in Finance
Cash App screenshot 1
Cash App screenshot 2
Cash App screenshot 3
Cash App screenshot 4
Cash App screenshot 5
Cash App screenshot 6

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

  • 💳 Easy money transferring
  • 🚀 Convenient and user-friendly app
  • 🤑 Referral bonuses and discounts
  • 🤑 Free tax filing

Room to Improve

  • 🔒 Security issues and account hacking
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and charges

More Apple Pay apps to explore

4
Apple Store
Apple Store
Apple Store
Shopping designed around you
Free

Discover and shop the latest Apple products with a personalized experience. Get tailored recommendations, track orders, and access support. Explore creative tips and book in-store sessions.

Personalized product recommendationsBrowse latest Apple productsOrder tracking
🛍️ Shopping
(168K)
free
5
Venmo
Venmo
Venmo
Send Money, Debit card
Free

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency
💰 Finance
(15M)
free with in-app purchases
6
Ava: Build Credit Fast
Ava: Build Credit Fast
Ava: Build Credit Fast
Save Money with Lower Interest
Free

Build a positive credit history and potentially improve your credit score with this app. It offers tools like a credit builder card and a savings account to help you manage bills and establish a credit profile. Get started quickly with transparent pricing and free monthly credit reports.

Build positive credit historyCredit builder card for subscriptions and billsSave & Build Credit Account for savings and credit line
💰 Finance
(50K)
subscription
7
Apple Support
Apple Support
Apple Support
We’re here to help
Free

Access personalized solutions for all your Apple products and services in one convenient app. Troubleshoot issues with guided steps, chat with support, manage subscriptions, reset passwords, and find nearby service locations for Genius Bar appointments.

Personalized product solutionsSubscription managementPassword reset
🔧 Utilities
(33K)
free with in-app purchases
8
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(421K)
free with in-app purchases
9
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
10
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
Credit, Cash back, Savings
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.6M)
free with in-app purchases
11
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(603K)
free with in-app purchases
12
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.4M)
free with in-app purchases
13
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
🛍️ Shopping
(1.7M)
free with in-app purchases
14
MyCardWallet.
MyCardWallet.
MyCardWallet.
Mobilize your cards
Free

Manage your prepaid cards easily and securely. View balances, store card details, and add them to your digital wallet for contactless payments in-store or online. Quickly access full card information when needed.

View card balanceStore cards securelyAdd to digital wallet
💰 Finance
(96K)
free
15
Southwest Airlines: Travel App
Southwest Airlines: Travel App
Southwest Airlines: Travel App
Booking flights, hotels & cars
Free

Easily book flights, hotels, and rental cars for your next trip. Manage your bookings, access mobile boarding passes, and enjoy inflight entertainment. Earn and redeem loyalty points for seamless travel planning.

Book flights, hotels, and carsManage trip details and bookingsAccess mobile boarding passes
✈️ Travel
(7.2M)
free with in-app purchases
16
American Airlines
American Airlines
American Airlines
by American Airlines
Free

Manage your entire travel experience with this app. Access flight information, mobile boarding passes, and airport maps. Track your bags, book trips, and manage your loyalty account all in one place.

Live flight tracking on Lock Screen and Apple WatchMobile boarding passInteractive airport terminal maps
✈️ Travel
(1.5M)
free with in-app purchases
17
Google Chrome
Google Chrome
Google Chrome
Fast & Secure, by Google
Free

This web browser offers fast and secure internet access, integrating Google Search and Lens for quick information retrieval. It provides robust security features like enhanced protection and password management, and syncs your data across devices for seamless browsing.

Fast and secure browsingGoogle Search and Lens integrationEnhanced protection mode
🔧 Utilities
(3.8M)
free with in-app purchases
18
Kifaayat
Kifaayat
Kifaayat
Buy & Sell South Asian fashion
Free

Discover and shop preloved South Asian fashion, from bridal wear to everyday outfits. Sell your own gently used items to a global audience and join a community promoting sustainable style. Enjoy secure transactions and verified profiles for a confident shopping experience.

Buy and sell preloved South Asian outfitsDiscover bridal lehengas, sarees, suits, and moreSell items in minutes to a global audience
🛍️ Shopping
(1)
free
19
Guapa
Guapa
Guapa
World of Beauty
Free

This platform connects users with cosmetic surgeons and promotes beauty products in Saudi Arabia. It aims to simplify cosmetic procedures by recommending professional doctors and showcasing various skincare items.

Cosmetic surgical procedure facilitationProfessional doctor recommendationsCosmetics and skincare product promotion
💪 Health & Fitness
(1)
free
20
GetGot:Card Scan & Price Track
GetGot:Card Scan & Price Track
GetGot:Card Scan & Price Track
Master Global Card Trend
Free

This app uses AI to instantly identify and value sports and anime cards. It helps collectors manage their inventory, track market trends, and connect with a community of enthusiasts for trading.

AI-powered card identificationReal-time market valuationsCollection management and tracking
🔧 Utilities
(5)
freemium

FAQ about Apple Pay

What are the best apple pay apps for iPhone?
Apple Wallet tops our apple pay apps ranking as of August 2026, with a 4.8-star average from 6.7M App Store ratings, and it's free to download.
Yes — 20 of the top apple pay apps we rank are free to download, including Apple Wallet and PayPal - Pay, Send, Save.
Apple Wallet shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ apple pay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The Wallet app is a secure digital wallet on your iPhone and Apple Watch. It allows you to store and manage various digital items like credit and debit cards, driver's licenses, transit cards, event tickets, and keys, all in one convenient place.
Key features include storing and using credit/debit cards for secure payments via Apple Pay, adding eligible driver's licenses or state IDs for digital presentation, storing transit and event tickets for easy access, and managing digital keys for cars, homes, and hotels.

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