Best Apps To Check Credit Score

245+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

Whether you're new to apps to check credit score or looking for an upgrade, our curated collection of 245+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Apps To Check Credit Score (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Experian®Experian®Free4.8★ (2.7M)NoYesSep 2026
2Capital One CreditWiseCapital One CreditWiseFree4.8★ (309K)YesNoSep 2026
3Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoSep 2026
4myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (50K)NoNoSep 2026
5Credit Sesame: Grow Your ScoreCredit Sesame: Grow Your ScoreFree4.8★ (436K)NoYesSep 2026
6Credit Score CheckCredit Score CheckFree4.6★ (198)NoYesSep 2026
7Kikoff – Build Credit QuicklyKikoff – Build Credit QuicklyFree4.9★ (268K)NoNoSep 2026
8TransUnion®TransUnion®Free4.6★ (39K)NoNoSep 2026

Top Picks for Apps To Check Credit Score

Experian®#1

Experian® by Experian

Control Your Credit & Finances
Editor's Choice
💰 Finance
4.8😐(2.7M ratings)
FreeIn-App Purchases
#30in Finance
Experian® screenshot 1
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Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

What We Love

  • 🚀 Accurate credit score monitoring
  • 👍 Helpful credit improvement tips
  • 🔒 Secure credit report access
  • 💡 Useful Experian Boost feature
  • 🚀 Convenient credit tracking

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🔒 Poor customer service and support
  • 💰 Overpriced premium subscription
  • 🐛 Buggy app performance
  • 🔒 Difficult to cancel subscription
Capital One CreditWise#2

Capital One CreditWise by Capital One

Your credit score, simplified
Strong Contender
💰 Finance
4.8😐(309K ratings)
FreeAds
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Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

What We Love

  • 👍 Helpful for credit monitoring
  • 🚀 Comprehensive features
  • 💡 Useful credit simulator
  • 🔒 Secure app
  • 👍 Easy to use
  • 👍 Effective for credit building

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🐛 Delayed credit updates
  • 🐛 Inconsistent credit score information
  • 🐛 Unreliable credit simulator
  • 🐛 Requires too much personal information
  • 🐛 Difficult to resolve credit report issues
Intuit Credit Karma#3

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Worth Considering
💰 Finance
4.8😐(7.7M ratings)
Free
#23in Finance
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Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports
  • 🤓 Informative credit education
  • 🕰️ Timely credit updates
  • 🙌 Positive user experience

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns
  • 🤯 Confusing credit reporting
  • 🤬 Poor customer service
  • 🐢 Slow credit updates
  • 💰 Aggressive promotion of paid services

More Apps To Check Credit Score apps to explore

FAQ about Apps To Check Credit Score

What are the best apps to check credit score for iPhone?
Experian® tops our apps to check credit score ranking as of September 2026, with a 4.8-star average from 2.7M App Store ratings, and it's free to download.
Yes — 20 of the top apps to check credit score we rank are free to download, including Experian® and Capital One CreditWise.
Experian® has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 245+ apps to check credit score on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides access to your Experian credit report and FICO Score, allowing you to monitor changes and understand factors affecting your credit. It also offers features to potentially improve your score and compare financial products like credit cards, loans, and car insurance. A paid membership unlocks additional benefits such as bill negotiation and subscription cancellation.
Key features include free access to your Experian credit report and FICO Score, Experian Boost to potentially raise your score by using eligible bills, credit monitoring with alerts for changes, a marketplace to compare financial products, and for paid members, bill negotiation and subscription cancellation services. It also offers Experian CreditLock to protect against identity theft.