Best Apps To Check Credit Score

247+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

Whether you're new to apps to check credit score or looking for an upgrade, our curated collection of 247+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Apps To Check Credit Score (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Kikoff: Build Credit QuicklyKikoff: Build Credit QuicklyFree4.9★ (280K)NoNoNov 2026
2Capital One CreditWiseCapital One CreditWiseFree4.8★ (310K)YesNoNov 2026
3Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.8M)NoNoNov 2026
4myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (52K)NoNoNov 2026
5Credit Sesame: Grow Your ScoreCredit Sesame: Grow Your ScoreFree4.8★ (436K)NoYesNov 2026
6Experian®Experian®Free4.8★ (2.7M)NoYesNov 2026
7Credit Score CheckCredit Score CheckFree4.6★ (219)NoYesOct 2026
8TransUnion®TransUnion®Free4.6★ (39K)NoNoNov 2026

Top Picks for Apps To Check Credit Score

Kikoff: Build Credit Quickly#1

Kikoff: Build Credit Quickly by Kikoff Inc.

Grow & Monitor Your Credit
Editor's Choice
💰 Finance
4.9😊(280K ratings)
Free
#61in Finance
Kikoff: Build Credit Quickly screenshot 1
Kikoff: Build Credit Quickly screenshot 2
Kikoff: Build Credit Quickly screenshot 3
Kikoff: Build Credit Quickly screenshot 4
Kikoff: Build Credit Quickly screenshot 5
Kikoff: Build Credit Quickly screenshot 6

This app helps users build and monitor their credit score quickly and affordably. It reports to all three major credit bureaus and offers features like rent and bill reporting. Plans start at $5 per month with no credit checks or interest.

What We Love

  • 🚀 Credit score boost
  • 💳 Affordable credit building
  • 👍 Easy to use
  • 📈 Positive payment history
  • 🆙 Improved credit utilization

Room to Improve

  • 🐛 Billing and account issues
  • 🔒 Lack of customer support
  • ⚠️ Negative impact on credit score
  • 💰 Misleading about loan/credit offerings
Capital One CreditWise#2

Capital One CreditWise by Capital One Services, LLC

Your credit score, simplified
Strong Contender
💰 Finance
4.8😐(310K ratings)
FreeAds
Capital One CreditWise screenshot 1
Capital One CreditWise screenshot 2
Capital One CreditWise screenshot 3
Capital One CreditWise screenshot 4

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

What We Love

  • 👍 Helpful for credit monitoring
  • 🚀 Comprehensive features
  • 💡 Useful credit simulator
  • 🔒 Secure app
  • 👍 Easy to use
  • 👍 Effective for credit building

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🐛 Delayed credit updates
  • 🐛 Inconsistent credit score information
  • 🐛 Unreliable credit simulator
  • 🐛 Requires too much personal information
  • 🐛 Difficult to resolve credit report issues
Intuit Credit Karma#3

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Worth Considering
💰 Finance
4.8😐(7.8M ratings)
Free
#24in Finance
Intuit Credit Karma screenshot 1
Intuit Credit Karma screenshot 2
Intuit Credit Karma screenshot 3
Intuit Credit Karma screenshot 4
Intuit Credit Karma screenshot 5
Intuit Credit Karma screenshot 6

Manage your finances, track spending, and get personalized credit offers. Access banking services, simplify tax preparation, and build credit history with bills you already pay.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports
  • 🤓 Informative credit education
  • 🕰️ Timely credit updates
  • 🙌 Positive user experience

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns
  • 🤯 Confusing credit reporting
  • 🤬 Poor customer service
  • 🐢 Slow credit updates
  • 💰 Aggressive promotion of paid services

More Apps To Check Credit Score apps to explore

FAQ about Apps To Check Credit Score

What are the best apps to check credit score for iPhone?
Kikoff: Build Credit Quickly tops our apps to check credit score ranking as of October 2026, with a 4.9-star average from 280K App Store ratings, and it's free to download.
Yes — 20 of the top apps to check credit score we rank are free to download, including Kikoff: Build Credit Quickly and Capital One CreditWise.
Kikoff: Build Credit Quickly has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 247+ apps to check credit score on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.