Best Apps To Check Credit Score

247+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

Whether you're new to apps to check credit score or looking for an upgrade, our curated collection of 247+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Apps To Check Credit Score (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Kikoff: Build Credit QuicklyKikoff: Build Credit QuicklyFree4.9★ (275K)NoNoOct 2026
2Capital One CreditWiseCapital One CreditWiseFree4.8★ (310K)YesNoOct 2026
3myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (50K)NoNoOct 2026
4Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.8M)NoNoOct 2026
5Credit Sesame: Grow Your ScoreCredit Sesame: Grow Your ScoreFree4.8★ (436K)NoYesOct 2026
6Experian®Experian®Free4.8★ (2.7M)NoYesOct 2026
7Credit Score CheckCredit Score CheckFree4.6★ (212)NoYesOct 2026
8TransUnion®TransUnion®Free4.6★ (39K)NoNoOct 2026

Top Picks for Apps To Check Credit Score

Kikoff: Build Credit Quickly#1

Kikoff: Build Credit Quickly by Kikoff Inc.

Grow & Monitor Your Credit
Editor's Choice
💰 Finance
4.9😊(275K ratings)
Free
#44in Finance
Kikoff: Build Credit Quickly screenshot 1
Kikoff: Build Credit Quickly screenshot 2
Kikoff: Build Credit Quickly screenshot 3
Kikoff: Build Credit Quickly screenshot 4
Kikoff: Build Credit Quickly screenshot 5
Kikoff: Build Credit Quickly screenshot 6

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

What We Love

  • 🚀 Credit score boost
  • 💳 Affordable credit building
  • 👍 Easy to use
  • 📈 Positive payment history
  • 🆙 Improved credit utilization

Room to Improve

  • 🐛 Billing and account issues
  • 🔒 Lack of customer support
  • ⚠️ Negative impact on credit score
  • 💰 Misleading about loan/credit offerings
Capital One CreditWise#2

Capital One CreditWise by Capital One

Your credit score, simplified
Strong Contender
💰 Finance
4.8😐(310K ratings)
FreeAds
Capital One CreditWise screenshot 1
Capital One CreditWise screenshot 2
Capital One CreditWise screenshot 3
Capital One CreditWise screenshot 4
Capital One CreditWise screenshot 5
Capital One CreditWise screenshot 6

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

What We Love

  • 👍 Helpful for credit monitoring
  • 🚀 Comprehensive features
  • 💡 Useful credit simulator
  • 🔒 Secure app
  • 👍 Easy to use
  • 👍 Effective for credit building

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🐛 Delayed credit updates
  • 🐛 Inconsistent credit score information
  • 🐛 Unreliable credit simulator
  • 🐛 Requires too much personal information
  • 🐛 Difficult to resolve credit report issues
myFICO - Credit Score Tracking#3

myFICO - Credit Score Tracking by FICO

Monitor & Report Credit Scores
Worth Considering
💰 Finance
4.8😐(50K ratings)
Free
myFICO - Credit Score Tracking screenshot 1
myFICO - Credit Score Tracking screenshot 2
myFICO - Credit Score Tracking screenshot 3
myFICO - Credit Score Tracking screenshot 4
myFICO - Credit Score Tracking screenshot 5

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

What We Love

  • 🚀 Keeps you updated on credit changes
  • 🔒 Provides accurate FICO scores
  • 👍 Helpful for home/car purchases
  • 💡 Useful credit monitoring and analysis tools

Room to Improve

  • 🐛 Inconsistent/inaccurate score reporting
  • 💰 Expensive subscription fees
  • 🔍 Lacks detailed credit information
  • 🔁 Frequent log-outs and identity verifications

More Apps To Check Credit Score apps to explore

FAQ about Apps To Check Credit Score

What are the best apps to check credit score for iPhone?
Kikoff: Build Credit Quickly tops our apps to check credit score ranking as of October 2026, with a 4.9-star average from 275K App Store ratings, and it's free to download.
Yes — 20 of the top apps to check credit score we rank are free to download, including Kikoff: Build Credit Quickly and Capital One CreditWise.
Kikoff: Build Credit Quickly has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 247+ apps to check credit score on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.