Best Auto Pay Apps

247+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

Every iPhone needs a few good Auto pay apps. We benchmark 247+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Auto Pay Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1AutoPayAutoPayFreeโ€”NoNoMay 2026
2Afterpay: Pay over timeAfterpay: Pay over timeFree4.9โ˜… (753K)NoNoOct 2026
3AutoPayPlusAutoPayPlusFree3.6โ˜… (17)NoNoOct 2026
4Apple WalletApple WalletFree4.8โ˜… (7.5M)NoNoOct 2026
5Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.6โ˜… (114K)NoNoOct 2026
6AmexAmexFree4.9โ˜… (4.4M)YesNoOct 2026
7rapid! Payrapid! PayFree4.5โ˜… (199K)NoNoOct 2026
8Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9โ˜… (882K)NoNoOct 2026

Top Picks for Auto Pay

Afterpay: Pay over time#2

Afterpay: Pay over time by Afterpay

Shop Now. Split your payments.
4.9๐Ÿ˜(753K ratings)
Free
#40in Shopping
Afterpay: Pay over time screenshot 1
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Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • ๐Ÿš€ Convenient payment plan
  • ๐Ÿ’ณ No interest or hidden fees
  • ๐Ÿค Good customer service (initially)
  • ๐Ÿ“ˆ Increasing credit limit with usage
  • ๐Ÿ›’ Wide range of participating stores
  • ๐Ÿ•ฐ๏ธ Flexible payment scheduling
  • ๐Ÿ’ฐ Helps with budgeting and affordability

Room to Improve

  • ๐Ÿ› App/website technical issues
  • ๐Ÿ”’ Security and privacy concerns
  • ๐Ÿค– Lack of human customer support
  • ๐Ÿ”ฝ Drastic credit limit reductions
  • ๐Ÿšซ Accounts closed/banned for minor issues
  • ๐Ÿ’ณ Incompatibility with certain payment methods
  • ๐Ÿ•ฐ๏ธ Automatic payments causing overdraft issues
AutoPayPlus#3

AutoPayPlus by US Equity Advantage

Budgeting Done Better
Worth Considering
๐Ÿ’ฐ Finance
3.6(17 ratings)
Free
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This app allows users to align their loan payments with their paychecks for better cash flow management. You can also adjust payment amounts to accelerate loan repayment and fit your financial situation.

More Auto Pay apps to explore

FAQ about Auto Pay

Are there free Auto pay apps for iPhone?
Yes โ€” 20 of the top Auto pay apps we rank are free to download, including AutoPay and Afterpay: Pay over time.
AutoPay has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 247+ Auto pay apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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