Best Auto Pay Apps

248+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

Every iPhone needs a few good Auto pay apps. We benchmark 248+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Auto Pay Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1AutoPayAutoPayFreeNoNoMay 2026
2Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoSep 2026
3Apple WalletApple WalletFree4.8★ (7.4M)NoNoSep 2026
4AutoPayPlusAutoPayPlusFree3.7★ (15)NoNoSep 2026
5Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.7★ (113K)NoNoSep 2026
6AmexAmexFree4.9★ (4.4M)YesNoSep 2026
7Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.4M)YesNoSep 2026
8DailyPay On-Demand PayDailyPay On-Demand PayFree4.8★ (487K)NoNoSep 2026

Top Picks for Auto Pay

Afterpay: Pay over time#2

Afterpay: Pay over time by Afterpay

Shop Now. Split your payments.
Strong Contender
🛍️ Shopping
4.9😐(753K ratings)
Free
#31in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage
  • 🛒 Wide range of participating stores
  • 🕰️ Flexible payment scheduling
  • 💰 Helps with budgeting and affordability

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support
  • 🔽 Drastic credit limit reductions
  • 🚫 Accounts closed/banned for minor issues
  • 💳 Incompatibility with certain payment methods
  • 🕰️ Automatic payments causing overdraft issues
Apple Wallet#3

Apple Wallet by Apple

Apple Pay, Apple Card and more
Worth Considering
💰 Finance
4.8😊(7.4M ratings)
Free
Apple Wallet screenshot 1
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Apple Wallet screenshot 5
Apple Wallet screenshot 6

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

What We Love

  • 🚀 Convenient and easy to use
  • 🔒 Secure with Face ID/Touch ID
  • 💳 Integrates credit/debit cards well
  • 🎟️ Stores tickets and passes
  • 🏠 Stores digital keys and IDs

Room to Improve

  • 🚫 Limited ability to add loyalty/membership cards
  • 🤔 Inconsistent card detection and adding
  • 💰 Unauthorized charges and payment issues
  • 🔍 Lack of customization options (nicknames, images)
  • 🇨🇦 Limited support for Canadian features

More Auto Pay apps to explore

FAQ about Auto Pay

Are there free Auto pay apps for iPhone?
Yes — 20 of the top Auto pay apps we rank are free to download, including AutoPay and Afterpay: Pay over time.
AutoPay has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 248+ Auto pay apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.

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