Best Balboa Thrift And Loan Apps

181+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

Out of 181+ balboa thrift and loan apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Balboa Thrift And Loan Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Balboa Thrift and LoanBalboa Thrift and LoanFree5.0★ (1)NoNoJul 2026
2Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (449K)NoNoJul 2026
3Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoJul 2026
4SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (39K)YesNoJul 2026
5Happen BankHappen BankFree4.8★ (8.3K)NoNoJul 2026
6iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (64K)NoNoJul 2026
7slice: UPI credit card & bankslice: UPI credit card & bankFree4.1★ (204)NoNoJul 2026
8Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (37K)NoNoJul 2026

Top Picks for Balboa Thrift And Loan

Tilt: Cash Advance & Credit#2

Tilt: Cash Advance & Credit by Tilt Finance, Inc.

Cash Advance, Credit Cards
Strong Contender
💰 Finance
4.8😐(449K ratings)
Free
#32in Finance
Tilt: Cash Advance & Credit screenshot 1
Tilt: Cash Advance & Credit screenshot 2
Tilt: Cash Advance & Credit screenshot 3
Tilt: Cash Advance & Credit screenshot 4
Tilt: Cash Advance & Credit screenshot 5
Tilt: Cash Advance & Credit screenshot 6

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

What We Love

  • 🚀 Instant cash advances
  • 👍 Easy to use
  • 💡 Helpful budgeting features
  • 🚀 Fast application process

Room to Improve

  • 🐛 Inconsistent advance limits
  • 🐛 Delayed repayment processing
  • 🐛 Unresponsive customer support
Bright: Loans & Credit Builder#3

Bright: Loans & Credit Builder by Bright Capital Inc

AI Loan Asst > Credit & Loans
Worth Considering
💰 Finance
4.8😐(258K ratings)
FreeAds
#38in Finance
Bright: Loans & Credit Builder screenshot 1
Bright: Loans & Credit Builder screenshot 2
Bright: Loans & Credit Builder screenshot 3
Bright: Loans & Credit Builder screenshot 4
Bright: Loans & Credit Builder screenshot 5
Bright: Loans & Credit Builder screenshot 6

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

What We Love

  • 🚀 Helpful in paying off debt
  • 👍 Automated payment management
  • 🚀 Efficient credit building
  • 💡 Useful budgeting and savings features

Room to Improve

  • 🐛 Connectivity issues with bank accounts
  • 🔒 Concerns about unauthorized withdrawals
  • 👎 Confusing or misleading pricing

More Balboa Thrift And Loan apps to explore

4
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(39K)
free with in-app purchases
5
Happen Bank
Happen Bank
Happen Bank
Get more from your money
Free

Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

Consolidated account managementLoan progress trackingFree credit score and report monitoring
💰 Finance
(8.3K)
free
6
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(64K)
free
7
slice: UPI credit card & bank
slice: UPI credit card & bank
slice: UPI credit card & bank
A new bank, for a new India
Free

This app offers a digital banking experience with a zero-balance savings account earning daily interest, high-return fixed deposits, and instant personal loans. It also facilitates fast UPI and automated bill payments with robust security.

Zero-balance digital savings accountDaily interest on savingsFixed deposits up to 7.75% returns
💰 Finance
(204)
free
8
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Helping you borrow, better.
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(37K)
free
9
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
💰 Finance
(165)
free
10
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Save, Invest & Get loans
Free

Access personal and business loans, lend money to friends, invest for returns, and pay bills all in one place. This financial app offers quick access to funds and opportunities to grow your money.

Personal loansBusiness loansLend money to friends
💰 Finance
(118)
ad-supported
11
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(133K)
free with in-app purchases
12
LendingPoint
LendingPoint
LendingPoint
Loan Management
Free

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

Check personal loan ratesManage existing loansMake loan payments
💰 Finance
(3.2K)
free
13
F&M Bank EZ Banking
F&M Bank EZ Banking
F&M Bank EZ Banking
by Farmers & Merchants Bank of Central California
Free

Manage your finances conveniently from your mobile device. Check balances, transfer funds, make deposits, and pay bills with ease. This free app offers secure access to your accounts anytime, anywhere.

Check account balancesView recent activityTransfer funds between accounts
💰 Finance
(3.8K)
free
14
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free

Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.

Instant loans up to ₦50,000Automated savings with up to 23% interestBill payments (cable TV, utilities, betting)
💰 Finance
(120)
free
15
Maya – savings, loans, cards
Maya – savings, loans, cards
Maya – savings, loans, cards
BSP-licensed banking and more
Free

This app offers digital banking services including high-interest savings accounts, personal loans, credit cards with rewards, and investment options in cryptocurrency and funds. Users can also pay bills, shop online, and send money globally.

High-interest savings accountsPersonal loans up to P250,000Credit cards with rewards
💰 Finance
(3.8K)
free with in-app purchases
16
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
💰 Finance
(73K)
subscription
17
Credit Union 1 Alaska
Credit Union 1 Alaska
Credit Union 1 Alaska
by Credit Union 1
Free

Manage your finances on the go with this accessible mobile banking application. Perform essential banking tasks like checking balances, transferring funds, depositing checks, and making loan payments. Securely connect with the institution and apply for loans directly from your device.

View account balancesTransfer fundsMake loan payments
💰 Finance
(28K)
free
18
Aella MFB
Aella MFB
Aella MFB
Seamless Digital Banking
Free

This finance app offers loans, investments, bill payments, and micro-insurance. It simplifies financial access for individuals and businesses, especially in emerging markets, by leveraging technology. Features include address verification through location monitoring for enhanced transaction limits.

LoansInvestmentsBill payments
💰 Finance
(23)
free
19
Loanr
Loanr
Loanr
Secured collateral loans!
Free

This peer-to-peer lending platform connects borrowers and lenders using collateral for secured loans. Borrowers set terms and offer assets, while lenders hold the collateral until repayment. It offers an alternative to traditional loans without collection agencies.

Peer-to-peer lendingSecured collateral loansBorrower sets repayment terms
💼 Business
(45)
free
20
Orange County's Credit Union
Orange County's Credit Union
Orange County's Credit Union
Bank with ease and convenience
Free

Manage your credit union accounts, loans, and credit cards securely in one place. Deposit checks, send money, pay bills, and transfer funds. Find branches and ATMs easily.

Touch ID/Face ID loginAccount and loan balancesMobile check deposits
💰 Finance
(272)
free

FAQ about Balboa Thrift And Loan

What are the best balboa thrift and loan apps for iPhone?
Balboa Thrift and Loan tops our balboa thrift and loan apps ranking as of July 2026, with a 5.0-star average from 1 App Store ratings, and it's free to download.
Yes — 20 of the top balboa thrift and loan apps we rank are free to download, including Balboa Thrift and Loan and Tilt: Cash Advance & Credit.
Balboa Thrift and Loan has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 181+ balboa thrift and loan apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
You can use the same credentials you use for the Balboa Thrift and Loan payment portal (secure.balboathrift.com). The app also supports biometric sign-in for easier and secure access.
You can make payments using your debit card or checking account directly through the mobile app.