Best Business Account Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good business account apps. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Business Account Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1WhatsApp BusinessWhatsApp BusinessFree4.7★ (1.5M)YesYesAug 2026
2Found: Business BankingFound: Business BankingFree4.8★ (33K)NoNoAug 2026
3PayPal BusinessPayPal BusinessFree4.2★ (29K)YesNoAug 2026
4Novo - Small Business CheckingNovo - Small Business CheckingFree4.8★ (20K)NoNoAug 2026
5Moniepoint Business BankingMoniepoint Business BankingFree4.6★ (15K)YesNoAug 2026
6Lili - Business BankingLili - Business BankingFree4.6★ (6.9K)NoNoAug 2026
7Mercury | Bank DifferentlyMercury | Bank DifferentlyFree4.9★ (12K)NoNoAug 2026
8Revolut BusinessRevolut BusinessFree4.9★ (2.8K)NoNoAug 2026

Top Picks for Business Account

WhatsApp Business#1

WhatsApp Business by WhatsApp Inc.

Editor's Choice
💼 Business
4.7😐(1.5M ratings)
FreeAdsIn-App Purchases
#14in Business
WhatsApp Business screenshot 1
WhatsApp Business screenshot 2
WhatsApp Business screenshot 3
WhatsApp Business screenshot 4
WhatsApp Business screenshot 5
WhatsApp Business screenshot 6

This app offers business tools to help you work smarter, build trust, and grow your customer base. It provides automated messages, organized conversations, and a professional profile to enhance customer interactions and sales.

What We Love

  • 🚀 Excellent communication tool
  • 👍 User-friendly interface
  • 🔒 Secure messaging
  • 💡 Helpful business features

Room to Improve

  • 🐛 Frequent app crashes and hangs
  • 🔍 Lack of customer support
  • 🔒 Privacy concerns with account suspensions
Found: Business Banking#2

Found: Business Banking by Indie Technologies Inc

Banking, Bookkeeping, & Taxes
Strong Contender
💰 Finance
4.8😐(33K ratings)
Free
Found: Business Banking screenshot 1
Found: Business Banking screenshot 2
Found: Business Banking screenshot 3
Found: Business Banking screenshot 4
Found: Business Banking screenshot 5
Found: Business Banking screenshot 6

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

What We Love

  • 🚀 Seamless onboarding and account setup
  • 🔒 Robust security features
  • 👍 Intuitive and user-friendly interface
  • 🤑 Helpful tax and expense tracking features

Room to Improve

  • 🐛 Occasional app crashes and freezes
  • 🕰️ Slow response times and delayed account updates
  • 🚫 Limited customer support options
PayPal Business#3

PayPal Business by PayPal, Inc.

Track sales and Send invoices
Worth Considering
💼 Business
4.2😐(29K ratings)
FreeAds
PayPal Business screenshot 1
PayPal Business screenshot 2
PayPal Business screenshot 3
PayPal Business screenshot 4
PayPal Business screenshot 5

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

What We Love

  • 🚀 Efficient payment processing
  • 💳 Convenient payment options
  • 📈 Useful business insights
  • 🔒 Secure transactions

Room to Improve

  • ⏱️ Delayed fund releases
  • 💰 High transaction fees
  • 🤖 Poor customer service

More Business Account apps to explore

4
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
💰 Finance
(20K)
free
5
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
6
Lili - Business Banking
Lili - Business Banking
Lili - Business Banking
Banking for small businesses
Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

Business checking accountSmart bookkeeping toolsTax preparation features
💰 Finance
(6.9K)
free with in-app purchases
7
Mercury | Bank Differently
Mercury | Bank Differently
Mercury | Bank Differently
Business and personal accounts
Free

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

Business bankingPersonal accountsPayment processing
💰 Finance
(12K)
freemium
8
Revolut Business
Revolut Business
Revolut Business
Go beyond business as usual
Free

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management
💰 Finance
(2.8K)
subscription
9
Xonder Business Account
Xonder Business Account
Xonder Business Account
Smart Business Bank Account
Free

Open a business current account quickly and manage your finances with ease. This app offers secure banking, effortless setup, and tools for tracking income, spending, and expenses. It's designed for small businesses seeking a streamlined financial experience.

Secure business bankingEffortless account setupUK payments
💰 Finance
(12)
free
10
Ampere Mobile Business Account
Ampere Mobile Business Account
Ampere Mobile Business Account
Money Transfer and Online Pay
Free

Open a business bank account in minutes with a comprehensive banking solution. Send and receive money internationally, manage multiple currencies, and utilize a free corporate debit card. Includes tools for online payments and invoice management.

Open business account in minutesSend/receive money internationallyMulti-currency account with UK/EU IBANs
💰 Finance
(57)
free with in-app purchases
11
Wonder - Business Account
Wonder - Business Account
Wonder - Business Account
Omni-channel Business Solution
Free

This app provides a comprehensive digital solution for businesses to collect payments, manage invoicing, and track transactions. It offers features like virtual terminals, online invoicing, and real-time reporting to streamline business operations and facilitate growth.

Collect payments without external hardwareGenerate and send online invoicesVirtual terminal for mobile devices
💰 Finance
(5)
free
12
GreenFi - Mobile Banking
GreenFi - Mobile Banking
GreenFi - Mobile Banking
Save, Spend, Invest
Free

Manage your money with a conscience. This app offers checking and savings accounts that do not fund fossil fuels and plant a tree with every purchase. Enjoy early direct deposit, high APY, and fee-free ATM withdrawals.

Ethical checking and savings accountsPlant a tree with every purchaseNo fossil fuel funding
💰 Finance
(31K)
free with in-app purchases
13
YouBiz - Business Account
YouBiz - Business Account
YouBiz - Business Account
Product of YouTrip
Free
💰 Finance
(0)
14
Relay | Business Banking
Relay | Business Banking
Relay | Business Banking
Banking.* Bills. Invoices.
Free

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases
💰 Finance
(3.5K)
free
15
Ledger - Business Accounting
Ledger - Business Accounting
Ledger - Business Accounting
Ledger - Business Accounting
Free
💰 Finance
(0)
16
Finom • Business Account
Finom • Business Account
Finom • Business Account
Bank account for entrepreneurs
Free

Manage your business finances in one place. Open a banking account, connect existing ones, and handle invoices and payments. Features include sub-accounts, team management, and transaction reconciliation.

Open banking account in 5 minutesConnect and manage multiple bank accountsSEPA and Direct Debit payments
💰 Finance
(48)
ad-supported
17
Bluevine
Bluevine
Bluevine
Bluevine
Free

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

Digital business checking accountManage cash flow and transactionsPay bills and deposit checks
💰 Finance
(4.2K)
free
18
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
💰 Finance
(983)
free
19
Prospa - Business Account
Prospa - Business Account
Prospa - Business Account
Banking, payments & loans.
Free

This app provides a fully licensed and insured business bank account. It enables businesses to make payments, access loans, and manage operations securely and efficiently through a mobile interface. Designed for growth-focused SMEs, it offers features like expense cards and sub-accounts.

Fully licensed and insured business bank accountSend and receive instant paymentsIssue virtual and physical expense cards
💰 Finance
(9)
free
20
Teustar Business Account
Teustar Business Account
Teustar Business Account
by Teustar Inc.
Free
🛍️ Shopping
(0)

FAQ about Business Account

What are the best business account apps for iPhone?
WhatsApp Business tops our business account apps ranking as of August 2026, with a 4.7-star average from 1.5M App Store ratings, and it's free to download.
Yes — 20 of the top business account apps we rank are free to download, including WhatsApp Business and Found: Business Banking.
WhatsApp Business shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 249+ business account apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides tools to help businesses communicate more effectively with customers. It offers features like automated messages, conversation organization, and a professional profile to build trust and streamline interactions.
Key features include automated quick replies and away messages to save time, labels for organizing conversations, a professional business profile to build credibility, and the ability to showcase a product catalog for in-app orders and payments.

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