Best Business Account Apps

4.8😐(35K ratings)

Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

What We Love

🚀 Seamless onboarding and account setup
🔒 Robust security features
👍 Intuitive and user-friendly interface
🤑 Helpful tax and expense tracking features
💳 Convenient debit card with cash back
🤝 Smooth payment processing and invoicing

Room to Improve

🐛 Occasional app crashes and freezes
🕰️ Slow response times and delayed account updates
🚫 Limited customer support options
🔍 Unclear account closure policies
💸 Unexpected fees or account restrictions

WhatsApp Business by WhatsApp Inc.

Strong Contender

💼 Business

4.7😐(1.5M ratings)

FreeAdsIn-App Purchases

#11in Business

This app offers business tools to help you work smarter, build trust, and grow your customer base. It provides automated replies, customer organization, and in-app ordering and payment capabilities for a better customer experience.

What We Love

🚀 Excellent communication tool
👍 User-friendly interface
🔒 Secure messaging
💡 Helpful business features

Room to Improve

🐛 Frequent app crashes and hangs
🔍 Lack of customer support
🔒 Privacy concerns with account suspensions
🤔 Confusing account management

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses

Worth Considering

Banking for small businesses

4.8😞(20K ratings)

Free

Novo - Small Business Checking screenshot 1

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This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

🚀 Convenient mobile banking
👍 User-friendly app interface
💡 Useful features like Profit First accounts

Room to Improve

🐛 Buggy mobile deposit feature
🔒 Lack of transparency around security issues
👎 Slow and unhelpful customer support
🤖 Overreliance on chatbots instead of live agents
💸 Unexpected account closures and fund freezes

More Business Account apps to explore

Lili - Business Banking

Business checking accountSmart bookkeeping toolsTax preparation features

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

(7K)

Track sales and Send invoices

PayPal Business

Create and send invoicesTrack sales trendsManage money and sales

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

💼 Business

(29K)

Go beyond business as usual

Revolut Business

All-in-one business finance accountGlobal payments in 30+ currenciesCorporate card issuance

Manage your business finances efficiently with an all-in-one account. Track spending, issue corporate cards, and make global payments in multiple currencies. Automate expense management and gain insights to plan for your business's future.

(3K)

Mercury | Bank Differently

Business and personal accounts

Business and personal accountsFree payment optionsCredit cards

This app offers business and personal banking solutions designed for entrepreneurs and ambitious individuals. It provides features like payment options, credit cards, expense management, invoicing, and AI-powered financial assistance. Access high-yield savings and unlimited USD wires with an annual subscription.

(14K)

YouBiz - Business Account

CapitalBox Business Account

Smart payments and control

Moniepoint Business Banking

(0)

Mobile bank account|POS|Loans

Business bank account creationAccept online and offline paymentsPOS terminal requests

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

(16K)

Wonder - Business Account

Omni-channel Business Solution

Collect payments without external hardwareGenerate and send online invoicesVirtual terminal for mobile devices

This app provides a comprehensive digital solution for businesses to collect payments, manage invoicing, and track transactions. It offers features like virtual terminals, online invoicing, and real-time reporting to streamline business operations and facilitate growth.

(5)

GreenFi - Mobile Banking

Save, Spend, Invest

Ethical checking and savings accountsPlant a tree with every purchaseNo fossil fuel funding

Manage your money with a conscience. This app offers checking and savings accounts that do not fund fossil fuels and plant a tree with every purchase. Enjoy early direct deposit, high APY, and fee-free ATM withdrawals.

(31K)

Banking.* Bills. Invoices.

Relay | Business Banking

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

(3.8K)

Efficient Cash Flow Management

Amex Business Blueprint™

Consolidated account balance viewCash flow insights and graphsExpense tracking

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

(8.5K)

Smart Business Bank Account

Xonder Business Account

Secure business bankingEffortless account setupUK payments

Open a business current account quickly and manage your finances with ease. This app offers secure banking, effortless setup, and tools for tracking income, spending, and expenses. It's designed for small businesses seeking a streamlined financial experience.

(12)

Bank account for entrepreneurs

Teustar Business Account

Finom • Business Account

Open banking account in 5 minutesConnect and manage multiple bank accountsSEPA and Direct Debit payments

Manage your business finances in one place. Open a banking account, connect existing ones, and handle invoices and payments. Features include sub-accounts, team management, and transaction reconciliation.

IperMoney. Business account

(48)

ad-supported

For powerful business.

Prospa - Business Account

(0)

FrontierBank Business

Banking, payments & loans.

Fully licensed and insured business bank accountSend and receive instant paymentsIssue virtual and physical expense cards

This app provides a fully licensed and insured business bank account. It enables businesses to make payments, access loans, and manage operations securely and efficiently through a mobile interface. Designed for growth-focused SMEs, it offers features like expense cards and sub-accounts.

(11)