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Best Business Transaction App

0+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Square Point of Sale (POS) is the household name in business transaction app, but it's far from the only option. We track 0+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Business Transaction App (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (603K)NoNoAug 2026
2Novo - Small Business CheckingNovo - Small Business CheckingFree4.8★ (20K)NoNoAug 2026
3Mercury | Bank DifferentlyMercury | Bank DifferentlyFree4.9★ (13K)NoNoAug 2026
4PayPal BusinessPayPal BusinessFree4.2★ (29K)YesNoAug 2026
5dotloopdotloopFree4.8★ (70K)NoYesAug 2026
6Lili - Business BankingLili - Business BankingFree4.6★ (6.9K)NoNoAug 2026
7Found: Business BankingFound: Business BankingFree4.8★ (33K)NoNoAug 2026
8Relay | Business BankingRelay | Business BankingFree4.8★ (3.5K)NoNoAug 2026

Top Picks for Business Transaction App

Square Point of Sale (POS)#1

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Editor's Choice
💼 Business
4.8😐(603K ratings)
Free
#22in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
Novo - Small Business Checking#2

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Strong Contender
💰 Finance
4.8😞(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • 🚀 Convenient mobile banking
  • 👍 User-friendly app interface
  • 💡 Useful features like Profit First accounts

Room to Improve

  • 🐛 Buggy mobile deposit feature
  • 🔒 Lack of transparency around security issues
  • 👎 Slow and unhelpful customer support
Mercury | Bank Differently#3

Mercury | Bank Differently by Mercury Technologies, Inc.

Business and personal accounts
Worth Considering
💰 Finance
4.9😐(13K ratings)
Free
Mercury | Bank Differently screenshot 1
Mercury | Bank Differently screenshot 2
Mercury | Bank Differently screenshot 3
Mercury | Bank Differently screenshot 4
Mercury | Bank Differently screenshot 5
Mercury | Bank Differently screenshot 6

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

What We Love

  • 🚀 Robust platform for startups and small businesses
  • 👍 Intuitive and user-friendly app
  • 🔒 Secure banking experience
  • 💡 Unique features like virtual and physical debit cards

Room to Improve

  • 🕰️ Slow response times and delayed customer service
  • 🔒 Overly intensive security measures causing login difficulties
  • 🕰️ Slow check deposit and fund availability

More Business Transaction App apps to explore

4
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
💼 Business
(29K)
free with in-app purchases
5
dotloop
dotloop
dotloop
by dotloop, inc.
Free

This platform optimizes real estate transactions and productivity. It allows users to create collaborative workspaces, manage documents, e-sign, and track progress from any device. Millions of agents and clients use it for end-to-end transaction management.

Create collaborative workspaces (loops)Share and manage documentsElectronic signatures (e-sign)
💼 Business
(70K)
free with in-app purchases
6
Lili - Business Banking
Lili - Business Banking
Lili - Business Banking
Banking for small businesses
Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

Business checking accountSmart bookkeeping toolsTax preparation features
💰 Finance
(6.9K)
free with in-app purchases
7
Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

Business checking accountAutomated expense trackingDigital receipt saving
💰 Finance
(33K)
free with in-app purchases
8
Relay | Business Banking
Relay | Business Banking
Relay | Business Banking
Banking.* Bills. Invoices.
Free

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases
💰 Finance
(3.5K)
free
9
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
💰 Finance
(986)
free
10
Revolut Business
Revolut Business
Revolut Business
Go beyond business as usual
Free

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management
💰 Finance
(2.8K)
subscription
11
Amex Business Blueprint™
Amex Business Blueprint™
Amex Business Blueprint™
Efficient Cash Flow Management
Free

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

Consolidated account balance viewCash flow insights and graphsExpense tracking
💰 Finance
(8.5K)
free
12
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
13
Transact Bank Business
Transact Bank Business
Transact Bank Business
by Colorado National Bank
Free

Manage your business finances conveniently and securely from your mobile device. Review account activity, deposit checks, transfer funds, and approve transactions on the go. Get quick support from a representative when needed.

Account activity and balance reviewMobile check depositFund transfers between accounts
💰 Finance
(2)
ad-supported
14
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
15
Hancock Whitney Business
Hancock Whitney Business
Hancock Whitney Business
Banking built around you
Free

Manage your business finances with this mobile banking app. Features include transaction details, check deposits, bill payments, money transfers, and budgeting tools to track spending and gain financial insights.

Manage accountsDeposit checksSchedule bill payments
💰 Finance
(405)
free with in-app purchases
16
My Quickcharge
My Quickcharge
My Quickcharge
by Transact Campus, LLC
Free

Facilitate cashless transactions within your workplace. Easily check your account balance and review your purchase history at any time.

Cashless workplace purchasesCheck account balanceView transaction history
💼 Business
(5.9K)
free
17
HiHello: Digital Business Card
HiHello: Digital Business Card
HiHello: Digital Business Card
Card Scanner & Contacts
Free

Create and share beautiful, customizable digital business cards. Manage contacts, scan paper cards with AI, and integrate with your favorite tools. Elevate your networking and lead generation.

Customizable digital business card makerEffortless sharing via QR code, link, and moreSmart address book with contact management
💼 Business
(43K)
free with in-app purchases
18
HomeAxis Transaction Manager
HomeAxis Transaction Manager
HomeAxis Transaction Manager
Top Agents Transaction Manager
Free
📊 Productivity
(0)
19
Haystack Business Cards
Haystack Business Cards
Haystack Business Cards
Stylish & Smart Digital Cards
Free

Create stylish digital business cards to make a premium first impression. Share your details instantly and contactless, and automate lead management with CRM integrations. It's a secure, scalable, and sustainable way to network.

Customizable digital business cardsInstant contactless sharingCRM and marketing tool integration
💼 Business
(169)
freemium
20
Transact eAccounts
Transact eAccounts
Transact eAccounts
by Transact Campus, LLC
Free

Manage your campus accounts on the go. View balances, track transactions, and add funds easily. At participating institutions, use your digital ID for access and payments.

View account balancesTrack recent transactionsAdd money to accounts
📚 Education
(49K)
free

FAQ about Business Transaction App

What is the best business transaction app for iPhone?
Square Point of Sale (POS) tops our business transaction app ranking as of July 2026, with a 4.8-star average from 603K App Store ratings, and it's free to download.
Yes — 20 of the top business transaction app we rank are free to download, including Square Point of Sale (POS) and Novo - Small Business Checking.
Square Point of Sale (POS) has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
Square Point of Sale is an all-in-one payments processing app designed to help businesses manage operations, accept various payment methods, and improve profitability. It offers tailored features for different industries like retail, restaurants, services, and beauty.
Key features include accepting payments in person, online, or over the phone with major credit cards, debit cards, digital wallets, and more. It also provides industry-specific modes with functionalities like inventory management, online booking, invoicing, and real-time business reports.