Best Business Checking Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

If you already know Novo, this is the deeper bench. 249+ business checking apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.

Compare top Business Checking Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Novo - Small Business CheckingNovo - Small Business CheckingFree4.8★ (20K)NoNoAug 2026
2Lili - Business BankingLili - Business BankingFree4.6★ (6.9K)NoNoJul 2026
3BluevineBluevineFree4.7★ (4.2K)NoNoAug 2026
4Relay | Business BankingRelay | Business BankingFree4.8★ (3.3K)NoNoAug 2026
5Found: Business BankingFound: Business BankingFree4.8★ (33K)NoNoAug 2026
6Amex Business Blueprint™Amex Business Blueprint™Free4.8★ (8.5K)NoNoAug 2026
7SkyFi Business CheckingSkyFi Business CheckingFree5.0★ (22)NoNoMay 2026
8Nav Business Funding RoadmapNav Business Funding RoadmapFree4.9★ (22K)YesNoAug 2026

Top Picks for Business Checking

Novo - Small Business Checking#1

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Editor's Choice
💰 Finance
4.8😞(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • 🚀 Convenient mobile banking
  • 👍 User-friendly app interface
  • 💡 Useful features like Profit First accounts

Room to Improve

  • 🐛 Buggy mobile deposit feature
  • 🔒 Lack of transparency around security issues
  • 👎 Slow and unhelpful customer support
Lili - Business Banking#2

Lili - Business Banking by Lili Financial Services LTD

Banking, Accounting & Taxes
Strong Contender
💰 Finance
4.6😞(6.9K ratings)
Free
Lili - Business Banking screenshot 1
Lili - Business Banking screenshot 2
Lili - Business Banking screenshot 3
Lili - Business Banking screenshot 4
Lili - Business Banking screenshot 5
Lili - Business Banking screenshot 6

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

What We Love

  • 💰 Helpful for managing business and personal finances
  • 🗂️ Useful for categorizing expenses and tracking tax savings
  • 🚀 Convenient and easy to use app
  • 🤑 No monthly fees

Room to Improve

  • 🤖 Poor customer service and lack of responsiveness
  • 🔒 Security concerns with account access and information
  • 💳 Issues with debit card functionality and activation
Bluevine#3

Bluevine by Bluevine Capital

Bluevine
Worth Considering
💰 Finance
4.7😞(4.2K ratings)
Free
Bluevine screenshot 1
Bluevine screenshot 2
Bluevine screenshot 3
Bluevine screenshot 4
Bluevine screenshot 5

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

What We Love

  • 💡 Great for small businesses
  • 🚀 Instant access to funds
  • 🤑 Good interest rates

Room to Improve

  • 🐛 Frequent app crashes and login issues
  • ⏱️ Slow check deposit processing
  • 🤖 Poor customer service and support

More Business Checking apps to explore

4
Relay | Business Banking
Relay | Business Banking
Relay | Business Banking
Banking for small businesses
Free

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases
💰 Finance
(3.3K)
free
5
Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

Business checking accountAutomated expense trackingDigital receipt saving
💰 Finance
(33K)
free with in-app purchases
6
Amex Business Blueprint™
Amex Business Blueprint™
Amex Business Blueprint™
Efficient Cash Flow Management
Free

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

Consolidated account balance viewCash flow insights and graphsExpense tracking
💰 Finance
(8.5K)
free
7
SkyFi Business Checking
SkyFi Business Checking
SkyFi Business Checking
SkyFi
Free

Manage your business finances with a digital banking solution offering free same-day ACH transfers, wire payments, and bill pay between external accounts. Experience competitive rates and reliable service for your business banking needs.

Same-day, no-cost ACH transfersWire payments for fast, high-value transfersSame-day bill pay between external accounts
💰 Finance
(22)
free
8
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Business credit and funding
Free

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

Consolidated credit profilesCash flow monitoringCredit building tools
💰 Finance
(22K)
free with in-app purchases
9
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fast, revolving line of credit
Free

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

Revolving line of creditFast access to fundsPayment history details
💰 Finance
(2.4K)
free with in-app purchases
10
Mercury | Bank Differently
Mercury | Bank Differently
Mercury | Bank Differently
Business and personal accounts
Free

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

Business bankingPersonal accountsPayment processing
💰 Finance
(12K)
freemium
11
Intelligent Hub
Intelligent Hub
Intelligent Hub
Omnissa Workspace ONE
Free

This app provides a unified experience for employees, offering streamlined onboarding, a service catalog, and access to essential tools like people search and notifications. It enhances security, compliance, and productivity by centralizing corporate resources and communication.

Unified onboarding and service catalogMobile device and app managementCorporate directory search
💼 Business
(84K)
free
12
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
13
NetSpend Small Business
NetSpend Small Business
NetSpend Small Business
by NETSPEND CORPORATION
Free

Manage your business finances on the go. Easily track income and expenses, simplify tax preparation with organized transactions, and accept payments directly through the app. Keep business and personal finances separate for better control.

Separate business and personal expensesOrganize transactions for tax preparationAccept payments on the go
💰 Finance
(30)
free
14
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
💰 Finance
(979)
free
15
Slash Banking
Slash Banking
Slash Banking
Banking for entrepreneurs
Free

This app provides comprehensive banking services for businesses, offering physical and virtual cards, unlimited transfers, and seamless integration with accounting software. Manage multiple business accounts from a single, intuitive interface.

Physical and virtual team cardsUnlimited domestic and international transfersMulti-business account management
💰 Finance
(270)
free with in-app purchases
16
OCBC Business
OCBC Business
OCBC Business
by Oversea-Chinese Banking Corporation Limited
Free

Manage your business finances securely from your mobile device. Access accounts, view transactions, make payments, and approve requests anytime, anywhere. This app offers a secure platform with biometric login and 2-factor authentication for business account holders.

Banking on the goBiometric loginView account balances
💰 Finance
(350)
free
17
Amazon Business: B2B Shopping
Amazon Business: B2B Shopping
Amazon Business: B2B Shopping
Seller & Wholesale Marketplace
Free

This app is a comprehensive B2B marketplace designed for businesses of all sizes. It offers wholesale prices, business-only deals, and tools to manage purchases, track spending, and streamline procurement. Separate business and personal shopping with ease.

B2B store with wholesale pricesTrack and manage business purchasesThree-way match for package receiving
💼 Business
(18K)
free with in-app purchases
18
Venn - Business Banking
Venn - Business Banking
Venn - Business Banking
Manage Your Business Spend
Free

This platform helps Canadian businesses manage their finances efficiently. It offers a modern solution for handling accounts, payments, expenses, and foreign exchange. Spend less time on financial administration and more time growing your business.

Manage accounts and cardsProcess payments and FXTrack receipts and expenses
💼 Business
(0)
free
19
CBC Business
CBC Business
CBC Business
by KBC Global Services NV
Free
💰 Finance
(0)
20
HPB Business Mobile
HPB Business Mobile
HPB Business Mobile
by Hickory Point Bank & Trust
Free
💰 Finance
(0)

FAQ about Business Checking

What are the best business checking apps for iPhone?
Novo - Small Business Checking tops our business checking apps ranking as of August 2026, with a 4.8-star average from 20K App Store ratings, and it's free to download.
Yes — 20 of the top business checking apps we rank are free to download, including Novo - Small Business Checking and Lili - Business Banking.
Novo - Small Business Checking has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ business checking apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Novo is a fintech company that provides a digital checking account specifically built for modern small businesses. While not a bank itself, it offers banking services through Middlesex Federal Savings, F.A., a Member FDIC. It provides a suite of free banking tools accessible through its app to help businesses manage their finances.
Key features include a quick online application process, free banking tools, control over your debit card, bill payment capabilities, ACH transfers, check deposits, transaction categorization, and the ability to set aside funds in Reserves. You also receive a physical and virtual debit card for payments and fee-free ATM withdrawals.

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