Best Circum Pay Apps

248+ iOS apps curated and reviewed

4.7 avg rating

20 free apps

Updated September 2026

With an average user rating of 4.7★, the circum pay category is one of the App Store's strongest. Browse all 248+ apps we track, sorted so the most loved ones surface first.

Compare top Circum Pay Apps (September 2026)

#	App	Price	Rating	Ads	In-App Purchases	Updated
1	Circum Pay	Free	—	No	No	Jul 2026
2	happ plus впн - v2 впн	Free	—	Yes	Yes	Sep 2026
3	PayPal - Pay, Send, Save	Free	4.8★ (6.3M)	Yes	No	Sep 2026
4	Circum	Free	5.0★ (1)	No	No	Sep 2026
5	Zip - Buy Now, Pay Later	Free	4.9★ (866K)	No	No	Sep 2026
6	Afterpay: Pay over time	Free	4.9★ (753K)	No	No	Sep 2026
7	rapid! Pay	Free	4.5★ (193K)	No	No	Sep 2026
8	Four \| Buy Now, Pay Later	Free	4.8★ (117K)	No	No	Sep 2026

Top Picks for Circum Pay

#1

Circum Pay by Circumtec

Scan QR Code To Pay

Editor's Choice

0.0(0 ratings)

Free

Circum Pay screenshot 1

Circum Pay screenshot 2

Circum Pay screenshot 3

Circum Pay screenshot 4

Pay for services at enabled vending machines and equipment using your smartphone. Access special discounts and promotions at participating locations across Australia.

#2

happ plus впн - v2 впн by PrimeEdge Technology Innovations Limited

VPN Unlimited, VPN Super

Strong Contender

0.0(0 ratings)

FreeAdsIn-App Purchases

happ plus впн - v2 впн screenshot 1

happ plus впн - v2 впн screenshot 2

happ plus впн - v2 впн screenshot 3

#3

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later

Worth Considering

4.8😐(6.3M ratings)

FreeAds

#6in Finance

PayPal - Pay, Send, Save screenshot 1

PayPal - Pay, Send, Save screenshot 2

PayPal - Pay, Send, Save screenshot 3

PayPal - Pay, Send, Save screenshot 4

PayPal - Pay, Send, Save screenshot 5

PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

🚀 Extremely effective and reliable crypto recovery service
🔒 Secure payment processing
💰 Convenient way to send and receive money
👍 Easy to use app with simple interface

Room to Improve

🐛 Inconsistent customer support responses
🕰️ Slow money transfer times
💳 Holds on funds for new accounts
🤖 Overly automated with lack of human interaction

More Circum Pay apps to explore

by Circum Technologies LTD

Manage all your package shipments and deliveries in one place. Schedule pickups, track parcels in real-time, and receive custom alerts for seamless logistics.

Real-time parcel trackingEffortless pickup and delivery schedulingCustomized delivery alerts

Zip - Buy Now, Pay Later

Zip - Buy Now, Pay Later

Zip - Buy Now, Pay Later

Shop Now & Pay Over Time

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards

free with in-app purchases

Afterpay: Pay over time

Afterpay: Pay over time

Afterpay: Pay over time

Shop Now. Split your payments.

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands

🛍️ Shopping

free with in-app purchases

rapid! Access PayCard OnDemand

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts

Four | Buy Now, Pay Later

Four | Buy Now, Pay Later

Four | Buy Now, Pay Later

Flexible Shopping & Payments

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app

🛍️ Shopping

Square Point of Sale (POS)

Square Point of Sale (POS)

Square Point of Sale (POS)

Payments & Business Dashboard

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management

free with in-app purchases

DailyPay On-Demand Pay

DailyPay On-Demand Pay

DailyPay On-Demand Pay

Your money, when you need it!

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring

free with in-app purchases

Rain Instant Pay

Rain Instant Pay

Rain Instant Pay

Unlock your employer benefits!

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education

by Paychex, Inc

This app connects employers and employees to essential payroll and benefits functions. Employers can submit payroll, access reports, and view employee data. Employees can view pay stubs, manage retirement contributions, and access benefit details.

Submit payroll on the goAccess payroll reportsView employee pay stubs and tax documents

by Paycom Payroll, LLC

Manage HR and payroll tasks like checking schedules, requesting time off, and reviewing pay. Access employee information, track expenses, and complete training. Managers can approve requests and view team data.

Manage HR and payroll tasksView employee informationTrack time and expenses

Dayforce Wallet: On-demand Pay

Dayforce Wallet: On-demand Pay

Dayforce Wallet: On-demand Pay

Get paid as you earn.

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending

Stripe Dashboard

Accept and manage payments

Manage your business finances and accept payments from anywhere. Monitor revenue, balances, and payouts in real-time. Send invoices, create subscriptions, and issue refunds directly from your mobile device.

Real-time revenue and balance monitoringAccept in-person paymentsSend payment links and invoices

free with in-app purchases

by PayRange Inc.

Pay for services at supported machines using your phone. Simply swipe on your screen to select a machine and authorize payment, eliminating the need for cash or coins. Enjoy a quick, secure, and convenient way to pay for vending, laundry, and more.

Pay with phone swipeSupports vending machinesSupports laundry machines

free with in-app purchases

Forward Together.

Access HR and payroll information, manage time and expenses, and stay connected with colleagues. This app offers a unified platform for employees and supervisors to handle essential work tasks securely and efficiently.

View paychecks and historical pay infoClock in/out and review timesheetsSubmit and approve time-off requests

CirclePay - Buy Now Pay Later

CirclePay - Buy Now Pay Later

CirclePay - Buy Now Pay Later

by Circle Explorer PVT LTD

This app allows users to shop at partner merchants and split purchases into interest-free monthly installments. Manage payments, track spending, and discover new places to shop, all within a secure platform.

Interest-free installmentsQR code paymentsLink bank accounts/cards

On-demand pay and beyond

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools

Klover - Instant Cash Advance

Klover - Instant Cash Advance

Klover - Instant Cash Advance

Up to $750 Before Payday

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads

free with in-app purchases

FAQ about Circum Pay

Are there free circum pay apps for iPhone?

Yes — 20 of the top circum pay apps we rank are free to download, including Circum Pay and happ plus впн - v2 впн.

Does Circum Pay have ads or in-app purchases?

Circum Pay has no ads and has no in-app purchases, according to its App Store listing as of September 2026.

How many circum pay apps are on the App Store?

We track 248+ circum pay apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.

What is Circum Pay used for?

Circum Pay allows you to use your smartphone to pay for products and services at enabled vending machines and equipment, such as car washes, laundromats, and amusement machines that have a Circumtec Reader installed.

What devices does Circum Pay support?

Circum Pay is designed for use on iPhones, iPads, and iPods. It is compatible with Apple's iOS operating system.