Pay for services at enabled vending machines and equipment using your smartphone. Access special discounts and promotions at participating locations across Australia.




250+ iOS apps curated and reviewed
With an average user rating of 4.7โ , the circum pay category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 | Free | โ | No | No | Jul 2026 | |
| 2 | Free | 4.8โ (6.3M) | Yes | No | Aug 2026 | |
| 3 | Free | 4.9โ (4.4M) | Yes | No | Aug 2026 | |
| 4 | Free | 4.9โ (846K) | No | No | Aug 2026 | |
| 5 | Free | 4.5โ (188K) | No | No | Aug 2026 | |
| 6 | Free | 4.9โ (752K) | No | No | Aug 2026 | |
| 7 | Free | 4.8โ (470K) | No | No | Aug 2026 | |
| 8 | Free | 4.8โ (40K) | No | No | Aug 2026 |




Pay for services at enabled vending machines and equipment using your smartphone. Access special discounts and promotions at participating locations across Australia.






Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.






Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.


Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.


Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.


Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.


Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.


Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.


Access your earned wages early to cover expenses like rent and bills. This app offers a fast and transparent alternative to high-interest payday loans, with no credit checks or hidden fees.


Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.


Manage HR and payroll tasks like checking schedules, requesting time off, and reviewing pay. Access employee information, track expenses, and complete training. Managers can approve requests and view team data.


Easily manage your wireless account from anywhere, anytime. Track payments, data usage, and plan details. Get support and even switch carriers seamlessly.


Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.


Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.


Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.


This app connects employers and employees to essential payroll and benefits functions. Employers can submit payroll, access reports, and view employee data. Employees can view pay stubs, manage retirement contributions, and access benefit details.


Easily send money internationally to friends and family abroad. This app offers fast, safe, and affordable transfers with competitive exchange rates and multiple payout options like mobile wallets, bank transfers, and cash pickup.


Participate in local campaigns for advantageous shopping and easily make payments by scanning QR codes. Manage multiple regions within a single app for a streamlined experience.


This app facilitates fast, secure, and convenient payments for online and in-store purchases across Cambodia. It allows users to pay for various goods and services, send money to friends, and manage utility bills. Users can easily add funds to their digital wallet through various methods.


Access HR and payroll information, manage time and expenses, and stay connected with colleagues. This app offers a unified platform for employees and supervisors to handle essential work tasks securely and efficiently.