Best Circum Pay Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

With an average user rating of 4.7โ˜…, the circum pay category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Circum Pay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Circum PayCircum PayFreeโ€”NoNoJul 2026
2PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8โ˜… (6.3M)YesNoAug 2026
3AmexAmexFree4.9โ˜… (4.4M)YesNoAug 2026
4Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9โ˜… (846K)NoNoAug 2026
5rapid! Payrapid! PayFree4.5โ˜… (188K)NoNoAug 2026
6Afterpay: Pay over timeAfterpay: Pay over timeFree4.9โ˜… (752K)NoNoAug 2026
7DailyPay On-Demand PayDailyPay On-Demand PayFree4.8โ˜… (470K)NoNoAug 2026
8Rain Instant PayRain Instant PayFree4.8โ˜… (40K)NoNoAug 2026

Top Picks for Circum Pay

Circum Pay#1

Circum Pay by Circumtec

Scan QR Code To Pay
Editor's Choice
๐Ÿ’ฐ Finance
0.0(0 ratings)
Free
Circum Pay screenshot 1
Circum Pay screenshot 2
Circum Pay screenshot 3
Circum Pay screenshot 4

Pay for services at enabled vending machines and equipment using your smartphone. Access special discounts and promotions at participating locations across Australia.

PayPal - Pay, Send, Save#2

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, savings, pay later
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(6.3M ratings)
FreeAds
#2in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • ๐Ÿš€ Extremely effective and reliable crypto recovery service
  • ๐Ÿ”’ Secure payment processing
  • ๐Ÿ’ฐ Convenient way to send and receive money
  • ๐Ÿ‘ Easy to use app with simple interface

Room to Improve

  • ๐Ÿ› Inconsistent customer support responses
  • ๐Ÿ•ฐ๏ธ Slow money transfer times
  • ๐Ÿ’ณ Holds on funds for new accounts
Amex#3

Amex by American Express

Payments, Balance & Rewards
Worth Considering
๐Ÿ’ฐ Finance
4.9๐Ÿ˜(4.4M ratings)
FreeAds
#21in Finance
Amex screenshot 1
Amex screenshot 2
Amex screenshot 3
Amex screenshot 4
Amex screenshot 5
Amex screenshot 6

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

What We Love

  • ๐Ÿ’ณ Reliable credit card with good benefits
  • ๐Ÿค Excellent customer service and support
  • ๐Ÿš€ Seamless app experience
  • ๐Ÿ“ฑ Convenient mobile app features

Room to Improve

  • ๐Ÿค– Inconsistent or unhelpful customer service
  • ๐Ÿ’ณ Unexpected account changes or credit limit reductions
  • ๐Ÿค” Confusing or misleading policies/offers

More Circum Pay apps to explore

4
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
๐Ÿ›๏ธ Shopping
(846K)
free with in-app purchases
5
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
๐Ÿ’ฐ Finance
(188K)
free
6
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
๐Ÿ›๏ธ Shopping
(752K)
free with in-app purchases
7
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
๐Ÿ’ฐ Finance
(470K)
free with in-app purchases
8
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
๐Ÿ’ผ Business
(40K)
free
9
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Up to $500, Early Wage Access
Free
$0.99 | 100% OFF

Access your earned wages early to cover expenses like rent and bills. This app offers a fast and transparent alternative to high-interest payday loans, with no credit checks or hidden fees.

Access earned wages earlyFast cash advancesInstant pay option
๐Ÿ’ฐ Finance
(2.3K)
free with in-app purchases
10
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
๐Ÿ’ฐ Finance
(55K)
free
11
Paycom
Paycom
Paycom
by Paycom Payroll, LLC
Free

Manage HR and payroll tasks like checking schedules, requesting time off, and reviewing pay. Access employee information, track expenses, and complete training. Managers can approve requests and view team data.

Manage HR and payroll tasksView employee informationTrack time and expenses
๐Ÿ’ผ Business
(1.5M)
free
12
myCricket App
myCricket App
myCricket App
Manage & update your account
Free

Easily manage your wireless account from anywhere, anytime. Track payments, data usage, and plan details. Get support and even switch carriers seamlessly.

Account managementPayment processingData usage tracking
๐Ÿ”ง Utilities
(214K)
free
13
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Fast, secure online payments
Free

Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.

Global money transfersSecure online paymentsSkrill VISAยฎ Prepaid Card
๐Ÿ’ฐ Finance
(24K)
free with in-app purchases
14
B9: Cash Advance
B9: Cash Advance
B9: Cash Advance
No Credit Check Payday Advance
Free

Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.

Early paycheck accessCash advances up to $1kAdvance limit grows with direct deposit
๐Ÿ’ฐ Finance
(20K)
subscription
15
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
๐Ÿ’ฐ Finance
(78K)
free
16
Paychex Flex
Paychex Flex
Paychex Flex
by Paychex, Inc
Free

This app connects employers and employees to essential payroll and benefits functions. Employers can submit payroll, access reports, and view employee data. Employees can view pay stubs, manage retirement contributions, and access benefit details.

Submit payroll on the goAccess payroll reportsView employee pay stubs and tax documents
๐Ÿ’ผ Business
(573K)
free
17
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Send Money Abroad Fast & Easy
Free

Easily send money internationally to friends and family abroad. This app offers fast, safe, and affordable transfers with competitive exchange rates and multiple payout options like mobile wallets, bank transfers, and cash pickup.

Fast money transfersLow-cost transfersGreat exchange rates
๐Ÿ’ฐ Finance
(87K)
free with in-app purchases
18
region PAY
region PAY
region PAY
Cost-effective Local Currency
Free

Participate in local campaigns for advantageous shopping and easily make payments by scanning QR codes. Manage multiple regions within a single app for a streamlined experience.

Participate in local campaignsAdvantageous shopping experiencesAdd multiple regions within the app
๐Ÿ’ฐ Finance
(0)
free
19
Pi Pay
Pi Pay
Pi Pay
Cambodia's leading payment app
Free

This app facilitates fast, secure, and convenient payments for online and in-store purchases across Cambodia. It allows users to pay for various goods and services, send money to friends, and manage utility bills. Users can easily add funds to their digital wallet through various methods.

Fast, secure online and in-store paymentsSend and receive moneyOnline top-ups and utility bill payments
๐Ÿ’ฐ Finance
(66)
free
20
Paylocity
Paylocity
Paylocity
Forward Together.
Free

Access HR and payroll information, manage time and expenses, and stay connected with colleagues. This app offers a unified platform for employees and supervisors to handle essential work tasks securely and efficiently.

View paychecks and historical pay infoClock in/out and review timesheetsSubmit and approve time-off requests
๐Ÿ’ผ Business
(643K)
free

FAQ about Circum Pay

Are there free circum pay apps for iPhone?
Yes โ€” 20 of the top circum pay apps we rank are free to download, including Circum Pay and PayPal - Pay, Send, Save.
Circum Pay has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ circum pay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Circum Pay allows you to use your smartphone to pay for products and services at enabled vending machines and equipment, such as car washes, laundromats, and amusement machines that have a Circumtec Reader installed.
Circum Pay is designed for use on iPhones, iPads, and iPods. It is compatible with Apple's iOS operating system.