Best Circum Pay Apps

234+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.7โ˜…, the circum pay category is one of the App Store's strongest. Browse all 234+ apps we track, sorted so the most loved ones surface first.

Compare top Circum Pay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Circum PayCircum PayFreeโ€”NoNoJul 2026
2PayactivPayactivFree4.7โ˜… (78K)NoNoJul 2026
3Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7โ˜… (39K)YesNoJul 2026
4PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8โ˜… (6.3M)YesNoJul 2026
5Square Point of Sale (POS)Square Point of Sale (POS)Free4.8โ˜… (603K)NoNoJul 2026
6Afterpay: Pay over timeAfterpay: Pay over timeFree4.9โ˜… (752K)YesNoJul 2026
7Dayforce Wallet: On-demand PayDayforce Wallet: On-demand PayFree4.9โ˜… (54K)NoNoJul 2026
8Connect & PayConnect & PayFree4.6โ˜… (9K)YesNoJul 2026

Top Picks for Circum Pay

Circum Pay#1

Circum Pay by Circumtec

Scan QR Code To Pay
Editor's Choice
๐Ÿ’ฐ Finance
0.0(0 ratings)
Free
Circum Pay screenshot 1
Circum Pay screenshot 2
Circum Pay screenshot 3
Circum Pay screenshot 4

Pay for services at enabled vending machines and equipment using your smartphone. Access special discounts and promotions at participating locations across Australia.

Payactiv#2

Payactiv by PayActiv Inc.

On-demand pay and beyond
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(78K ratings)
Free
Payactiv screenshot 1
Payactiv screenshot 2
Payactiv screenshot 3
Payactiv screenshot 4
Payactiv screenshot 5

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

What We Love

  • ๐Ÿš€ Quick access to money
  • ๐Ÿ‘ Convenient feature
  • ๐Ÿš€ Easy to use
  • ๐Ÿš€ Helpful in emergencies

Room to Improve

  • ๐Ÿ› App crashes and freezes
  • ๐Ÿ› Hours/funds not updating properly
  • ๐Ÿ”’ Security and login issues
Paytm: Secure UPI Payments#3

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • ๐Ÿš€ Fast payments
  • ๐Ÿ“ฑ Good all-in-one app
  • ๐Ÿ’ณ Convenient payments

Room to Improve

  • ๐Ÿ”’ Security issues
  • ๐Ÿค– Poor customer service
  • ๐Ÿ›‘ Doesn't work internationally

More Circum Pay apps to explore

4
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
๐Ÿ’ฐ Finance
(6.3M)
free with in-app purchases
5
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
๐Ÿ’ผ Business
(603K)
free with in-app purchases
6
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
๐Ÿ›๏ธ Shopping
(752K)
free with in-app purchases
7
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
๐Ÿ’ฐ Finance
(54K)
free
8
Connect & Pay
Connect & Pay
Connect & Pay
by 365 Retail Markets, LLC
Free

This app simplifies shopping at participating service locations. Users can create and fund accounts, pay for purchases, view nutrition information, and track their spending history.

Create and fund accountsPay for purchasesView nutrition information
๐Ÿ›๏ธ Shopping
(9K)
ad-supported
9
365Pay
365Pay
365Pay
by 365 Retail Markets, LLC
Free

Easily purchase products across various workplace experiences using a QR code for touchless checkout. Earn loyalty points, order ahead from the cafeteria, and scan items for payment. Stay informed about new products and promotions.

Touchless QR code checkoutOrder ahead from cafeteriaScan and pay for products
๐Ÿ›๏ธ Shopping
(8.8K)
free with in-app purchases
10
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
๐Ÿ’ฐ Finance
(185K)
free
11
Paycor Mobile
Paycor Mobile
Paycor Mobile
by Paycor, Inc
Free

Access payroll, time tracking, and HR functions from your mobile device. View pay stubs, manage time cards, request time off, and access company information. Managers can approve requests and manage employee time.

View pay stubs and W-2sPunch in/out and manage time cardsRequest and approve time off
๐Ÿ’ผ Business
(34K)
free
12
PayRange
PayRange
PayRange
by PayRange Inc.
Free

Pay for services at supported machines using your phone. Simply swipe on your screen to select a machine and authorize payment, eliminating the need for cash or coins. Enjoy a quick, secure, and convenient way to pay for vending, laundry, and more.

Pay with phone swipeSupports vending machinesSupports laundry machines
๐Ÿ”ง Utilities
(221K)
free with in-app purchases
13
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Up to $500, Early Wage Access
Free
$0.99 | 100% OFF

Access your earned wages early to cover expenses like rent and bills. This app offers a fast and transparent alternative to high-interest payday loans, with no credit checks or hidden fees.

Access earned wages earlyFast cash advancesInstant pay option
๐Ÿ’ฐ Finance
(2K)
free with in-app purchases
14
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visaยฎ Prepaid card
๐Ÿ’ฐ Finance
(10K)
free with in-app purchases
15
Get Paid Early: Cash Advance
Get Paid Early: Cash Advance
Get Paid Early: Cash Advance
Early paycheck. Instant money
Free

Access your earned wages before payday without loans, interest, or hidden fees. Get instant cash transfers to your bank or debit card 24/7. Build better financial health and manage your pay flexibly.

Access pay in real-timeNo loans, interest, or hidden feesInstant cash transfers
๐Ÿ’ฐ Finance
(6.3K)
free
16
B9: Cash Advance
B9: Cash Advance
B9: Cash Advance
Up to $1k Before Next Pay Day
Free

Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.

Early paycheck accessCash advances up to $1kAdvance limit grows with direct deposit
๐Ÿ’ฐ Finance
(18K)
subscription
17
Citizens Pay
Citizens Pay
Citizens Pay
by Citizens Bank, N.A.
Free

Manage your Citizens Pay accounts securely and conveniently from your mobile device. Access statements, schedule payments, and set up automatic payments. Stay informed about your account balance and transaction history.

24/7 secure account accessPaperless PDF statementsSchedule one-time payments
๐Ÿ’ฐ Finance
(14K)
free
18
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
๐Ÿ’ฐ Finance
(6.7M)
free
19
FlexWage
FlexWage
FlexWage
On Demand Pay
Free

Access a portion of your earned wages before payday to cover unexpected expenses. This service is not a loan and funds are available immediately. It helps eliminate overdraft and late payment fees, with automatic deductions on your payday.

Access earned wages before paydayCover unexpected expensesEliminate bank overdraft fees
๐Ÿ’ฐ Finance
(990)
free
20
Paid Keeper - Same Day Pay
Paid Keeper - Same Day Pay
Paid Keeper - Same Day Pay
Your money, when you need it
Free

Access your earned wages instantly, eliminating the wait for payday. This app provides early access to your income when you need it most.

Instant pay accessEarly wage withdrawalOn-demand income
๐Ÿ’ฐ Finance
(5.2K)
free

FAQ about Circum Pay

Are there free circum pay apps for iPhone?
Yes โ€” 20 of the top circum pay apps we rank are free to download, including Circum Pay and Payactiv.
Circum Pay has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 234+ circum pay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Circum Pay allows you to use your smartphone to pay for products and services at enabled vending machines and equipment, such as car washes, laundromats, and amusement machines that have a Circumtec Reader installed.
Circum Pay is designed for use on iPhones, iPads, and iPods. It is compatible with Apple's iOS operating system.