Pay for services at enabled vending machines and equipment using your smartphone. Access special discounts and promotions at participating locations across Australia.




234+ iOS apps curated and reviewed
With an average user rating of 4.7โ , the circum pay category is one of the App Store's strongest. Browse all 234+ apps we track, sorted so the most loved ones surface first.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 | Free | โ | No | No | Jul 2026 | |
| 2 | Free | 4.7โ (78K) | No | No | Jul 2026 | |
| 3 | Free | 4.7โ (39K) | Yes | No | Jul 2026 | |
| 4 | Free | 4.8โ (6.3M) | Yes | No | Jul 2026 | |
| 5 | Free | 4.8โ (603K) | No | No | Jul 2026 | |
| 6 | Free | 4.9โ (752K) | Yes | No | Jul 2026 | |
| 7 | Free | 4.9โ (54K) | No | No | Jul 2026 | |
| 8 | Free | 4.6โ (9K) | Yes | No | Jul 2026 |




Pay for services at enabled vending machines and equipment using your smartphone. Access special discounts and promotions at participating locations across Australia.





Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.






This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.


Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.


This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.


Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.


Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.


This app simplifies shopping at participating service locations. Users can create and fund accounts, pay for purchases, view nutrition information, and track their spending history.


Easily purchase products across various workplace experiences using a QR code for touchless checkout. Earn loyalty points, order ahead from the cafeteria, and scan items for payment. Stay informed about new products and promotions.


Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.


Access payroll, time tracking, and HR functions from your mobile device. View pay stubs, manage time cards, request time off, and access company information. Managers can approve requests and manage employee time.


Pay for services at supported machines using your phone. Simply swipe on your screen to select a machine and authorize payment, eliminating the need for cash or coins. Enjoy a quick, secure, and convenient way to pay for vending, laundry, and more.


Access your earned wages early to cover expenses like rent and bills. This app offers a fast and transparent alternative to high-interest payday loans, with no credit checks or hidden fees.


Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.


Access your earned wages before payday without loans, interest, or hidden fees. Get instant cash transfers to your bank or debit card 24/7. Build better financial health and manage your pay flexibly.


Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.


Manage your Citizens Pay accounts securely and conveniently from your mobile device. Access statements, schedule payments, and set up automatic payments. Stay informed about your account balance and transaction history.


Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.


Access a portion of your earned wages before payday to cover unexpected expenses. This service is not a loan and funds are available immediately. It helps eliminate overdraft and late payment fees, with automatic deductions on your payday.


Access your earned wages instantly, eliminating the wait for payday. This app provides early access to your income when you need it most.